What is Northland Securities’ Estimate for Fold Q3 Earnings?

Fold Holdings, Inc. (NASDAQ:FLD) – Equities researchers at Northland Securities lifted their Q3 2026 earnings estimates for Fold in a research note issued to investors on Wednesday, August 12th. Northland Securities analyst M. Grondahl now expects that the company will post earnings of ($0.09) per share for the quarter, up from their prior estimate of ($0.14). The consensus estimate for Fold’s current full-year earnings is ($0.68) per share. Northland Securities also issued estimates for Fold’s Q4 2026 earnings at ($0.10) EPS and FY2026 earnings at ($0.55) EPS.

FLD has been the topic of several other research reports. Cantor Fitzgerald reduced their price target on shares of Fold from $1.70 to $0.70 and set an “overweight” rating on the stock in a research report on Friday. Wall Street Zen upgraded Fold from a “strong sell” rating to a “sell” rating in a report on Saturday, April 18th. Finally, Weiss Ratings reissued a “sell (e+)” rating on shares of Fold in a research report on Monday, June 15th. Two equities research analysts have rated the stock with a Buy rating and one has assigned a Sell rating to the stock. Based on data from MarketBeat, the company presently has a consensus rating of “Hold” and a consensus price target of $2.40.

Fold Price Performance

Fold stock opened at $0.47 on Friday. Fold has a one year low of $0.36 and a one year high of $4.70. The firm has a market cap of $24.04 million, a PE ratio of -0.31 and a beta of 0.36. The stock’s fifty day moving average price is $0.50 and its two-hundred day moving average price is $1.08.

Fold (NASDAQ:FLD) last released its quarterly earnings data on Tuesday, August 11th. The company reported ($0.19) EPS for the quarter, missing analysts’ consensus estimates of ($0.15) by ($0.04). Fold had a negative return on equity of 101.16% and a negative net margin of 258.60%.The company had revenue of $6.09 million for the quarter, compared to the consensus estimate of $7.67 million.

Hedge Funds Weigh In On Fold

Several institutional investors and hedge funds have recently bought and sold shares of FLD. Barclays PLC purchased a new stake in Fold during the fourth quarter valued at about $26,000. Goldman Sachs Group Inc. bought a new stake in Fold during the 4th quarter valued at $28,000. Abel Hall LLC bought a new position in shares of Fold in the first quarter worth $31,000. Aptus Capital Advisors LLC bought a new stake in shares of Fold during the 3rd quarter valued at $39,000. Finally, Charles Schwab Investment Management Inc. bought a new position in Fold in the 4th quarter worth about $41,000. 56.89% of the stock is owned by institutional investors.

Insider Activity

In other Fold news, Director Jonathan Kirkwood acquired 105,000 shares of Fold stock in a transaction dated Friday, June 12th. The stock was purchased at an average cost of $0.61 per share, for a total transaction of $64,050.00. Following the completion of the acquisition, the director directly owned 457,295 shares of the company’s stock, valued at $278,949.95. This represents a 29.80% increase in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this link. In the last quarter, insiders acquired 123,500 shares of company stock valued at $84,890 and sold 87,490 shares valued at $87,964. 23.08% of the stock is currently owned by corporate insiders.

Fold Company Profile

Fold, trading under the ticker FLD on the NASDAQ, is a financial technology company specializing in bitcoin rewards and cryptocurrency-based consumer products. The company’s core offering enables users to earn bitcoin on everyday purchases through a prepaid Visa debit card, converting traditional currency transactions into bitcoin rewards at no extra cost. By partnering with major payment networks and merchant platforms, Fold aims to bridge the gap between mainstream spending and digital asset adoption.

Beyond the debit card, Fold offers a mobile application that integrates with the Bitcoin Lightning Network to facilitate faster and more cost-efficient transactions.