Permanent TSB Group (OTCMKTS:ILPMF) versus Eagle Bancorp Montana (NASDAQ:EBMT) Financial Review

Permanent TSB Group (OTCMKTS:ILPMF) and Eagle Bancorp Montana (NASDAQ:EBMT) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, dividends, analyst recommendations, profitability, earnings and valuation.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Permanent TSB Group and Eagle Bancorp Montana, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Permanent TSB Group	1	0	0	0	1.00
Eagle Bancorp Montana	0	3	0	1	2.50

Eagle Bancorp Montana has a consensus target price of $23.50, suggesting a potential upside of 2.80%. Given Eagle Bancorp Montana’s stronger consensus rating and higher possible upside, analysts plainly believe Eagle Bancorp Montana is more favorable than Permanent TSB Group.

Profitability

This table compares Permanent TSB Group and Eagle Bancorp Montana’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Permanent TSB Group	N/A	N/A	N/A
Eagle Bancorp Montana	12.57%	8.36%	0.76%

Earnings and Valuation

This table compares Permanent TSB Group and Eagle Bancorp Montana”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Permanent TSB Group	N/A	N/A	N/A	N/A	N/A
Eagle Bancorp Montana	$127.08 million	1.43	$14.84 million	$2.04	11.21

Eagle Bancorp Montana has higher revenue and earnings than Permanent TSB Group.

Institutional & Insider Ownership

35.7% of Eagle Bancorp Montana shares are held by institutional investors. 5.8% of Eagle Bancorp Montana shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Eagle Bancorp Montana beats Permanent TSB Group on 9 of the 9 factors compared between the two stocks.

About Permanent TSB Group

Permanent TSB Group Holdings plc operates in the retail, and small and medium sized enterprises (SME) banking sectors in the Republic of Ireland. It provides transactional banking, lending, saving, and deposit taking services. The company offers its products and services through branch network, brokers, direct, digital and SME channel. Permanent TSB Group Holdings plc was founded in 1816 and is headquartered in Dublin, Ireland.

About Eagle Bancorp Montana

Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various retail banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit accounts. The company also provides 1-4 family residential mortgage loans, such as residential mortgages and construction of residential properties; commercial real estate loans, including multi-family dwellings, nonresidential property, commercial construction and development, and farmland loans; and second mortgage/home equity loans. In addition, it offers consumer loans, such as loans secured by collateral other than real estate, such as automobiles, recreational vehicles, and boats; personal loans and lines of credit; commercial business loans consisting of business loans and lines of credit on a secured and unsecured basis; construction loans; agricultural loans; and mortgage loan services. The company operates full-service branches and automated teller machines. Eagle Bancorp Montana, Inc. was founded in 1922 and is headquartered in Helena, Montana.