Head to Head Analysis: Repay (NASDAQ:RPAY) & Deutsche Pfandbriefbank (OTCMKTS:PBBGF)

Repay (NASDAQ:RPAY) and Deutsche Pfandbriefbank (OTCMKTS:PBBGF) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, dividends, risk, profitability, analyst recommendations and institutional ownership.

Institutional and Insider Ownership

82.7% of Repay shares are held by institutional investors. 12.0% of Repay shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Analyst Ratings

This is a summary of recent recommendations and price targets for Repay and Deutsche Pfandbriefbank, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Repay	1	3	3	0	2.29
Deutsche Pfandbriefbank	0	0	0	0	0.00

Repay currently has a consensus price target of $5.25, indicating a potential upside of 30.92%. Given Repay’s stronger consensus rating and higher possible upside, equities analysts clearly believe Repay is more favorable than Deutsche Pfandbriefbank.

Profitability

This table compares Repay and Deutsche Pfandbriefbank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Repay	-49.57%	11.03%	4.28%
Deutsche Pfandbriefbank	N/A	N/A	N/A

Valuation and Earnings

This table compares Repay and Deutsche Pfandbriefbank”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Repay	$309.26 million	1.23	-$256.72 million	($2.04)	-1.97
Deutsche Pfandbriefbank	N/A	N/A	N/A	N/A	N/A

Deutsche Pfandbriefbank has lower revenue, but higher earnings than Repay.

Summary

Repay beats Deutsche Pfandbriefbank on 8 of the 9 factors compared between the two stocks.

About Repay

Repay Holdings Corporation, payments technology company, provides integrated payment processing solutions to industry-oriented markets in the United States. It operates through two segments: Consumer Payments and Business Payments. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, virtual terminal, online client portal, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

About Deutsche Pfandbriefbank

Deutsche Pfandbriefbank AG provides commercial real estate and public investment finance in Europe and the United States of America. It operates through Real Estate Finance and Non-Core segments. The Real Estate Finance segment provides financing for professional real estate investors, which includes professional national and international real estate companies, institutional investors, and property funds to financed properties comprising office buildings, properties for residential use, retail, and logistic properties, as well as hotel business. Its Non-Core segment offers financing eligible for Pfandbrief cover for the provision and improvement of public infrastructure and financing to the public sector that is not specifically earmarked for a particular purpose. Deutsche Pfandbriefbank AG is headquartered in Garching bei München, Germany.