OppFi’s (OPFI) Market Outperform Rating Reiterated at Citizens Jmp

Citizens Jmp reiterated their market outperform rating on shares of OppFi (NYSE:OPFI) in a report released on Wednesday,Benzinga reports. The firm currently has a $11.00 price target on the stock.

A number of other brokerages also recently commented on OPFI. UBS Group set a $11.00 price objective on OppFi in a research report on Wednesday. Citigroup restated a “market outperform” rating on shares of OppFi in a report on Tuesday, August 11th. Piper Sandler downgraded OppFi to a “neutral” rating in a research note on Wednesday. Zacks Research lowered OppFi from a “strong-buy” rating to a “hold” rating in a report on Tuesday, July 28th. Finally, Weiss Ratings reissued a “hold (c)” rating on shares of OppFi in a research report on Friday, August 7th. Two analysts have rated the stock with a Buy rating, three have assigned a Hold rating and one has given a Sell rating to the company’s stock. According to MarketBeat.com, the company currently has an average rating of “Hold” and a consensus target price of $10.50.

OppFi Price Performance

OPFI opened at $7.08 on Wednesday. The company’s 50 day simple moving average is $8.74 and its two-hundred day simple moving average is $8.64. OppFi has a 1-year low of $6.50 and a 1-year high of $12.45. The firm has a market capitalization of $603.29 million, a price-to-earnings ratio of 3.75 and a beta of 1.77.

OppFi (NYSE:OPFI) last posted its quarterly earnings results on Monday, August 10th. The company reported $0.33 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.44 by ($0.11). The company had revenue of $86.17 million during the quarter, compared to analysts’ expectations of $155.89 million. OppFi had a net margin of 16.64% and a return on equity of 30.89%. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. On average, equities analysts anticipate that OppFi will post 1.4 earnings per share for the current fiscal year.

Insider Activity

In other news, Director David Vennettilli sold 28,485 shares of OppFi stock in a transaction that occurred on Wednesday, August 19th. The shares were sold at an average price of $7.16, for a total transaction of $203,952.60. Following the sale, the director owned 154,434 shares of the company’s stock, valued at approximately $1,105,747.44. The trade was a 15.57% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link. Also, Director Christina M. Favilla sold 30,000 shares of OppFi stock in a transaction that occurred on Monday, June 8th. The shares were sold at an average price of $8.14, for a total transaction of $244,200.00. Following the sale, the director directly owned 156,737 shares in the company, valued at approximately $1,275,839.18. The trade was a 16.07% decrease in their position. The SEC filing for this sale provides additional information. Over the last quarter, insiders have acquired 101,025 shares of company stock worth $717,080 and have sold 136,335 shares worth $1,007,116. Insiders own 70.20% of the company’s stock.

Institutional Investors Weigh In On OppFi

A number of institutional investors and hedge funds have recently added to or reduced their stakes in the business. Quarry LP lifted its stake in shares of OppFi by 669.2% in the 3rd quarter. Quarry LP now owns 3,492 shares of the company’s stock valued at $40,000 after purchasing an additional 3,038 shares during the last quarter. Russell Investments Group Ltd. increased its position in shares of OppFi by 217.6% during the 2nd quarter. Russell Investments Group Ltd. now owns 4,681 shares of the company’s stock worth $65,000 after purchasing an additional 3,207 shares during the last quarter. Moran Wealth Management LLC acquired a new stake in shares of OppFi during the 1st quarter worth about $84,000. Lazard Asset Management LLC acquired a new stake in shares of OppFi during the 1st quarter worth about $91,000. Finally, Kemnay Advisory Services Inc. purchased a new stake in OppFi in the 4th quarter valued at about $95,000. Hedge funds and other institutional investors own 7.10% of the company’s stock.

Key Headlines Impacting OppFi

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: CEO Todd Schwartz bought 3,550 shares at an average price of $7.13, increasing his direct ownership by 0.59%. This follows his purchase of 3,500 shares at $7.19 on August 26, providing a modest signal that management sees value at current levels. OppFi CEO Insider Purchase
• Positive Sentiment: Citizens JMP reaffirmed a “market outperform” rating and assigned an $11.00 price target, well above recent trading levels. The broader analyst consensus remains “Hold,” with an average target of $10.50. OppFi Receives Market Outperform Rating
• Neutral Sentiment: OppFi announced participation in upcoming financial conferences, which could give management an opportunity to discuss strategy, credit trends and its 2026 outlook, but no new financial guidance was reported. OppFi Financial Conference Participation
• Negative Sentiment: Zacks Research downgraded OppFi from “Hold” to “Strong Sell,” adding significant near-term bearish pressure and countering the more favorable Citizens JMP view. Zacks Research
• Negative Sentiment: Insider Christopher J. McKay sold 77,850 shares at an average price of $7.18, reducing his ownership by 5.16%. Although he still owns roughly 1.43 million shares, the sale may weigh on sentiment.

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.