Chime Financial (NASDAQ:CHYM) Stock Price Expected to Rise, Barclays Analyst Says

Chime Financial (NASDAQ:CHYM) had its price target increased by research analysts at Barclays from $33.00 to $40.00 in a research note issued on Wednesday, Benzinga reports. The brokerage currently has an “overweight” rating on the stock. Barclays‘s price target would indicate a potential upside of 23.80% from the stock’s current price.

Other research analysts have also issued research reports about the company. BMO Capital Markets raised their price objective on Chime Financial from $28.00 to $32.00 and gave the company an “outperform” rating in a research report on Thursday, August 6th. B. Riley Financial raised their price objective on shares of Chime Financial from $35.00 to $37.00 and gave the company a “buy” rating in a research note on Thursday, August 6th. Zacks Research raised shares of Chime Financial from a “hold” rating to a “strong-buy” rating in a report on Tuesday, August 18th. Scotiabank initiated coverage on shares of Chime Financial in a research note on Wednesday, September 2nd. They issued a “sector outperform” rating and a $40.00 target price on the stock. Finally, The Goldman Sachs Group boosted their price objective on shares of Chime Financial from $26.00 to $33.00 and gave the stock a “buy” rating in a report on Thursday, August 6th. Four analysts have rated the stock with a Strong Buy rating, fifteen have issued a Buy rating, three have given a Hold rating and one has given a Sell rating to the company. According to MarketBeat, Chime Financial presently has an average rating of “Moderate Buy” and a consensus price target of $33.89.

Chime Financial Price Performance

NASDAQ CHYM opened at $32.31 on Wednesday. Chime Financial has a 1 year low of $15.88 and a 1 year high of $34.44. The stock has a market capitalization of $12.23 billion, a PE ratio of -461.51 and a beta of 0.60. The business’s 50-day moving average is $26.98 and its 200 day moving average is $22.25.

Chime Financial (NASDAQ:CHYM) last released its quarterly earnings data on Wednesday, August 5th. The company reported $0.07 earnings per share for the quarter, topping the consensus estimate of ($0.01) by $0.08. Chime Financial had a negative return on equity of 1.28% and a negative net margin of 0.74%.The business had revenue of $669.77 million during the quarter. During the same quarter last year, the business posted ($7.29) EPS. The company’s quarterly revenue was up 26.8% compared to the same quarter last year. As a group, equities research analysts anticipate that Chime Financial will post 0.43 earnings per share for the current year.

Insider Buying and Selling at Chime Financial

In other Chime Financial news, insider Ryan A. King sold 375,000 shares of the business’s stock in a transaction on Thursday, August 6th. The shares were sold at an average price of $30.27, for a total transaction of $11,351,250.00. The transaction was disclosed in a legal filing with the SEC, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, major shareholder Global Advisors Ltd Dst sold 4,456,157 shares of the business’s stock in a transaction on Wednesday, August 19th. The shares were sold at an average price of $32.66, for a total transaction of $145,538,087.62. Following the sale, the insider directly owned 405,663 shares of the company’s stock, valued at $13,248,953.58. This represents a 91.66% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold 13,879,790 shares of company stock valued at $451,025,723 over the last ninety days. 12.30% of the stock is currently owned by corporate insiders.

Institutional Investors Weigh In On Chime Financial

Several large investors have recently modified their holdings of the business. EverSource Wealth Advisors LLC bought a new position in shares of Chime Financial during the second quarter valued at approximately $33,000. Scopus Asset Management L.P. purchased a new position in shares of Chime Financial in the 2nd quarter valued at $34,000. PNC Financial Services Group Inc. bought a new position in shares of Chime Financial in the 4th quarter worth $25,000. Daiwa Securities Group Inc. purchased a new stake in shares of Chime Financial during the 2nd quarter worth $40,000. Finally, Osaic Holdings Inc. bought a new stake in Chime Financial during the second quarter valued at about $45,000.

Key Headlines Impacting Chime Financial

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: Acquisition of Stride Bank: Chime agreed to acquire nationally chartered Stride Bank for $590 million in cash. Stride has been Chime’s banking partner for more than seven years, and the transaction would make it a wholly owned subsidiary renamed Chime Bank, N.A. The deal could give Chime greater control over deposits, lending, compliance and product development. Chime Announces Agreement to Acquire Stride Bank
• Positive Sentiment: Higher 2026 outlook: Chime raised its full-year 2026 revenue guidance to as much as $2.77 billion, signaling continued confidence in customer growth, transaction activity and lending expansion. Management also expects more than $100 million in potential net synergies from the Stride transaction. Chime Financial to Buy Stride in $590M Cash Deal, Raises Earnings Guidance
• Positive Sentiment: Improving operating momentum: Recent coverage highlights Chime’s stronger-than-expected second-quarter growth and a significant year-over-year expansion in EBITDA margin, reinforcing the case that the fintech is moving toward more durable profitability. Why Chime Financial Rallied in August
• Neutral Sentiment: Market momentum: Analysts and financial media continue to characterize CHYM as a momentum stock, with interest also linked to broader institutional adoption of crypto and stablecoins. These themes may support demand for the shares but do not materially change Chime’s near-term fundamentals. Why Chime Financial Is a Momentum Pick
• Negative Sentiment: Deal and valuation risks: Chime must spend $590 million in cash and still faces regulatory approval, integration and execution risks. With shares near their 12-month high and the company’s trailing earnings still negative, investors may take profits or demand evidence that the acquisition produces the projected synergies.

Chime Financial Company Profile

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.