Comparing Fidelity D&D Bancorp (NASDAQ:FDBC) & Grupo Supervielle (NYSE:SUPV)

Grupo Supervielle (NYSE:SUPV) and Fidelity D&D Bancorp (NASDAQ:FDBC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, risk, analyst recommendations, earnings and institutional ownership.

Profitability

This table compares Grupo Supervielle and Fidelity D&D Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Grupo Supervielle	-3.60%	-2.67%	-0.35%
Fidelity D&D Bancorp	21.12%	12.67%	1.08%

Earnings and Valuation

This table compares Grupo Supervielle and Fidelity D&D Bancorp”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Grupo Supervielle	$1.65 billion	0.46	-$38.87 million	($0.63)	-13.74
Fidelity D&D Bancorp	$140.40 million	2.27	$28.20 million	$5.25	10.43

Fidelity D&D Bancorp has lower revenue, but higher earnings than Grupo Supervielle. Grupo Supervielle is trading at a lower price-to-earnings ratio than Fidelity D&D Bancorp, indicating that it is currently the more affordable of the two stocks.

Volatility & Risk

Grupo Supervielle has a beta of 1.55, meaning that its share price is 55% more volatile than the S&P 500. Comparatively, Fidelity D&D Bancorp has a beta of 0.83, meaning that its share price is 17% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Grupo Supervielle and Fidelity D&D Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Grupo Supervielle	1	4	2	0	2.14
Fidelity D&D Bancorp	0	0	1	0	3.00

Grupo Supervielle currently has a consensus target price of $13.17, indicating a potential upside of 52.13%. Given Grupo Supervielle’s higher probable upside, analysts plainly believe Grupo Supervielle is more favorable than Fidelity D&D Bancorp.

Institutional & Insider Ownership

20.1% of Fidelity D&D Bancorp shares are owned by institutional investors. 20.7% of Fidelity D&D Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

Fidelity D&D Bancorp beats Grupo Supervielle on 10 of the 14 factors compared between the two stocks.

About Grupo Supervielle

Grupo Supervielle S.A., a financial services holding company, provides various banking products and services in Argentina. The company operates through Personal & Business Banking, Corporate Banking, Bank Treasury, Consumer Finance, Insurance, and Asset Management and Other Services segments. It offers savings accounts, time and demand deposits, and checking accounts; various loan products, including personal, consumer, mortgage, unsecured, and car loans; overdrafts; loans with special facilities for project and working capital financing; and leasing, bank guarantees for tenants, salary advances, domestic and international factoring, international guarantees and letters of credit, payroll payment plans, credit and debit cards, and senior citizens benefit payment services, as well as financial services and investments, such as mutual funds and guarantees. The company also provides foreign trade and cash management; advisory services; treasury services; insurance products comprising life, home, personal accidents, technology, ATMs, protected bag, and protected content; and asset management and other services, as well as operates as a digital online broker. It operates through a network of bank branches, ATMs, and self-service terminals, as well as ATMs with biometric identification. The company was formerly known as Inversiones y Participaciones S.A. and changed its name to Grupo Supervielle S.A. in November 2008. Grupo Supervielle S.A. was founded in 1887 and is based in Buenos Aires, Argentina.

About Fidelity D&D Bancorp

Fidelity D&D Bancorp, Inc. is a holding company, which engages in the provision of commercial banking services. It operates through the following segments: Commercial and Industrial, Commercial Real Estate, Consumer, and Residential Real Estate. The Commercial and Industrial segment refers to identified historic and/or the projected cash flows of the borrower and secondarily to the underlying collateral provided by the borrower. The Commercial Real Estate segment offers finances purchase of real estate, refinance existing obligations, and/or to provide capital. The Consumer segment includes home equity installment loans and lines of credit. The Residential Real Estate segment operates as a secured first lien position of the borrower’s residential real estate. The company was founded in 1902 and is headquartered in Dunmore, PA.