Financial Survey: Greystone Housing Impact Investors (NYSE:GHI) and Shift4 Payments (NYSE:FOUR)

Shift4 Payments (NYSE:FOUR) and Greystone Housing Impact Investors (NYSE:GHI) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, dividends, profitability, earnings, analyst recommendations, risk and valuation.

Valuation & Earnings

This table compares Shift4 Payments and Greystone Housing Impact Investors”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Shift4 Payments	$4.18 billion	0.83	$119.00 million	$0.60	73.50
Greystone Housing Impact Investors	$85.39 million	1.74	-$7.61 million	($0.24)	-26.21

Shift4 Payments has higher revenue and earnings than Greystone Housing Impact Investors. Greystone Housing Impact Investors is trading at a lower price-to-earnings ratio than Shift4 Payments, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Shift4 Payments and Greystone Housing Impact Investors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Shift4 Payments	2.20%	28.40%	4.61%
Greystone Housing Impact Investors	-1.03%	3.72%	0.70%

Insider & Institutional Ownership

98.9% of Shift4 Payments shares are held by institutional investors. Comparatively, 9.0% of Greystone Housing Impact Investors shares are held by institutional investors. 1.5% of Shift4 Payments shares are held by company insiders. Comparatively, 1.8% of Greystone Housing Impact Investors shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of current recommendations and price targets for Shift4 Payments and Greystone Housing Impact Investors, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Shift4 Payments	2	10	11	0	2.39
Greystone Housing Impact Investors	1	1	1	0	2.00

Shift4 Payments presently has a consensus target price of $60.24, suggesting a potential upside of 36.59%. Greystone Housing Impact Investors has a consensus target price of $9.50, suggesting a potential upside of 51.03%. Given Greystone Housing Impact Investors’ higher probable upside, analysts clearly believe Greystone Housing Impact Investors is more favorable than Shift4 Payments.

Risk & Volatility

Shift4 Payments has a beta of 1.38, indicating that its share price is 38% more volatile than the S&P 500. Comparatively, Greystone Housing Impact Investors has a beta of 0.68, indicating that its share price is 32% less volatile than the S&P 500.

Summary

Shift4 Payments beats Greystone Housing Impact Investors on 11 of the 14 factors compared between the two stocks.

About Shift4 Payments

Shift4 Payments, Inc. (NYSE FOUR) provides integrated payment processing and technology solutions in the United States. Its payments platform provides omni-channel card acceptance and processing solutions, including end-to-end payment processing for various payment types; merchant acquiring; proprietary omni-channel gateway; complementary software integrations; integrated and mobile point-of-sale (POS) solutions; security and risk management solutions; and reporting and analytical tools, as well as tokenization, risk management/underwriting, payment device and chargeback management, fraud prevention, and gift card solutions. The company also offers suite of technology solutions, such as Lighthouse, a cloud-based business intelligence tool that includes customer engagement, social media management, online reputation management, scheduling, and product pricing, as well as reporting and analytics; integrated POS for merchants business; and Skytab, a mobile payment solution. In addition, it provides marketplace technology that enable seamless integrations into third-party applications, which includes online delivery services, payroll, timekeeping, and other human resource services. Further, the company offers merchant management, training and education, marketing management, and incentives tracking solutions. Additionally, it provides merchant underwriting, onboarding and activation, training, risk management, and support services; and software integrations and compliance management, and partner support and services. The company was founded in 1998 and is headquartered in Allentown, Pennsylvania.

About Greystone Housing Impact Investors

Greystone Housing Impact Investors LP acquires, holds, sells, and deals in a portfolio of mortgage revenue bonds (MRBs) that are issued to provide construction and/or permanent financing for multifamily, student, and senior citizen housing; skilled nursing properties; and commercial properties in the United States. The company operates in four segments: Affordable Multifamily MRB Investments; Seniors and Skilled Nursing MRB Investments; MF Properties; Market-Rate Joint Venture Investments. It also invests in governmental issuer loans. The company was formerly known as America First Multifamily Investors, L.P. and changed its name to Greystone Housing Impact Investors LP in December 2022. Greystone Housing Impact Investors LP was incorporated in 1998 and is based in Omaha, Nebraska.