Lincoln Educational Services (NASDAQ:LINC – Get Free Report) and SunCar Technology Group (NASDAQ:SDA – Get Free Report) are both small-cap consumer discretionary companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, risk, profitability, institutional ownership, dividends, earnings and analyst recommendations.
Insider and Institutional Ownership
72.2% of Lincoln Educational Services shares are held by institutional investors. Comparatively, 0.3% of SunCar Technology Group shares are held by institutional investors. 12.8% of Lincoln Educational Services shares are held by insiders. Comparatively, 22.2% of SunCar Technology Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.
Risk and Volatility
Lincoln Educational Services has a beta of 0.79, meaning that its share price is 21% less volatile than the S&P 500. Comparatively, SunCar Technology Group has a beta of -0.14, meaning that its share price is 114% less volatile than the S&P 500.
Earnings and Valuation
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Lincoln Educational Services | $518.24 million | 1.34 | $20.00 million | $0.72 | 30.31 |
| SunCar Technology Group | $489.29 million | 0.11 | -$3.94 million | $0.03 | 16.53 |
Lincoln Educational Services has higher revenue and earnings than SunCar Technology Group. SunCar Technology Group is trading at a lower price-to-earnings ratio than Lincoln Educational Services, indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares Lincoln Educational Services and SunCar Technology Group’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Lincoln Educational Services | 3.99% | 14.47% | 5.76% |
| SunCar Technology Group | 0.60% | 3.52% | 1.23% |
Analyst Recommendations
This is a summary of current ratings for Lincoln Educational Services and SunCar Technology Group, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Lincoln Educational Services | 0 | 2 | 4 | 0 | 2.67 |
| SunCar Technology Group | 1 | 1 | 1 | 0 | 2.00 |
Lincoln Educational Services currently has a consensus target price of $50.67, indicating a potential upside of 132.16%. SunCar Technology Group has a consensus target price of $5.00, indicating a potential upside of 908.06%. Given SunCar Technology Group’s higher probable upside, analysts clearly believe SunCar Technology Group is more favorable than Lincoln Educational Services.
Summary
Lincoln Educational Services beats SunCar Technology Group on 12 of the 14 factors compared between the two stocks.
About Lincoln Educational Services
Lincoln Educational Services Corporation, together with its subsidiaries, provides various career-oriented post-secondary education services to high school graduates and working adults in the United States. The company operates in two segments, Campus Operations and Transitional. It offers associate's degree, and diploma and certificate programs in automotive technology; skilled trades programs, including electrical, heating and air conditioning repair, welding, computerized numerical control, and electrical and electronic systems technology; health science programs comprising licensed practical nurse, registered nurse, dental assistant, medical assistant, medical administrative assistant, and claims examiner; hospitality service and information technology programs, such as culinary, therapeutic massage, cosmetology, aesthetics, and computer systems support technicians. The company operates schools under the Lincoln Technical Institute, Lincoln College of Technology, Lincoln Culinary Institute, Euphoria Institute of Beauty Arts and Sciences, and other brand names. Lincoln Educational Services Corporation was founded in 1946 and is based in Parsippany, New Jersey.
About SunCar Technology Group
SunCar Technology Group Inc., through its subsidiaries, provides digitalized automotive after-sales service and online insurance intermediation services in the People's Republic of China. It operates through three segments: Insurance Intermediation Business; Automotive After-Sales Business; and Technology Business. The company offers customized after-sale services to banking, insurance companies, and other customer types; and auto mobile insurance comprising statutory automobile liability insurance and commercial automobile insurance. In addition, it provides auto insurance SaaS products and other technical services. The company is based in Shanghai, China.
Receive News & Ratings for Lincoln Educational Services Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Lincoln Educational Services and related companies with MarketBeat.com's FREE daily email newsletter.
