CNB Financial (NASDAQ:CCNE) vs. GBank Financial (NASDAQ:GBFH) Head to Head Survey

GBank Financial (NASDAQ:GBFH) and CNB Financial (NASDAQ:CCNE) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, valuation, risk and earnings.

Earnings and Valuation

This table compares GBank Financial and CNB Financial”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
GBank Financial	$109.61 million	2.47	$20.93 million	$1.28	14.57
CNB Financial	$432.51 million	2.29	$66.13 million	$3.11	10.76

CNB Financial has higher revenue and earnings than GBank Financial. CNB Financial is trading at a lower price-to-earnings ratio than GBank Financial, indicating that it is currently the more affordable of the two stocks.

Volatility & Risk

GBank Financial has a beta of 0.03, meaning that its share price is 97% less volatile than the S&P 500. Comparatively, CNB Financial has a beta of 0.61, meaning that its share price is 39% less volatile than the S&P 500.

Institutional and Insider Ownership

52.3% of CNB Financial shares are held by institutional investors. 32.4% of GBank Financial shares are held by insiders. Comparatively, 2.9% of CNB Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Analyst Ratings

This is a summary of current ratings and target prices for GBank Financial and CNB Financial, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
GBank Financial	1	1	4	0	2.50
CNB Financial	0	2	4	1	2.86

GBank Financial presently has a consensus price target of $37.33, indicating a potential upside of 100.18%. CNB Financial has a consensus price target of $37.00, indicating a potential upside of 10.58%. Given GBank Financial’s higher probable upside, equities analysts clearly believe GBank Financial is more favorable than CNB Financial.

Profitability

This table compares GBank Financial and CNB Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
GBank Financial	15.44%	14.42%	1.75%
CNB Financial	19.37%	12.85%	1.26%

Summary

CNB Financial beats GBank Financial on 8 of the 14 factors compared between the two stocks.

About GBank Financial

GBank Financial Holdings Inc. operates as a bank holding company for GBank which provides banking services to commercial and consumer customers principally in Nevada. The company offers business and personal checking and savings accounts. GBank Financial Holdings Inc. is based in Las Vegas, Nevada.

About CNB Financial

CNB Financial Corporation operates as the bank holding company for CNB Bank that provides a range of banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as various other specialized financial services. It also provides private banking; and wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and offers small balance unsecured loans and secured loans primarily collateralized by automobiles and equipment, as well as engages in consumer discount loan and finance business. The company was founded in 1865 and is headquartered in Clearfield, Pennsylvania.