Fair Isaac (NYSE:FICO) Price Target Cut to $1,150.00 by Analysts at BMO Capital Markets

Fair Isaac (NYSE:FICO) had its price target reduced by BMO Capital Markets from $1,550.00 to $1,150.00 in a report issued on Wednesday, Benzinga reports. The brokerage currently has an “outperform” rating on the technology company’s stock. BMO Capital Markets’ target price indicates a potential upside of 94.11% from the company’s previous close.

FICO has been the topic of a number of other reports. Wells Fargo & Company dropped their price target on shares of Fair Isaac from $1,350.00 to $950.00 and set an “overweight” rating on the stock in a research note on Wednesday. Wall Street Zen lowered shares of Fair Isaac from a “buy” rating to a “hold” rating in a research note on Sunday, June 28th. Jefferies Financial Group reissued a “buy” rating on shares of Fair Isaac in a report on Tuesday. Weiss Ratings downgraded Fair Isaac from a “hold (c)” rating to a “hold (c-)” rating in a research report on Monday, September 14th. Finally, Needham & Company LLC reaffirmed a “buy” rating and issued a $1,650.00 price target on shares of Fair Isaac in a report on Thursday, July 30th. Ten research analysts have rated the stock with a Buy rating, six have issued a Hold rating and one has given a Sell rating to the company. According to data from MarketBeat.com, Fair Isaac currently has an average rating of “Moderate Buy” and a consensus target price of $1,250.33.

Fair Isaac Stock Down 4.1%

FICO traded down $25.43 during trading hours on Wednesday, hitting $592.44. The stock had a trading volume of 1,110,892 shares, compared to its average volume of 381,015. Fair Isaac has a 1 year low of $592.00 and a 1 year high of $1,998.01. The company’s fifty day simple moving average is $1,057.43 and its 200 day simple moving average is $1,111.06. The stock has a market cap of $12.80 billion, a PE ratio of 17.13, a price-to-earnings-growth ratio of 0.76 and a beta of 1.32.

Fair Isaac (NYSE:FICO) last released its quarterly earnings data on Wednesday, July 29th. The technology company reported $12.18 EPS for the quarter, beating the consensus estimate of $11.76 by $0.42. The business had revenue of $674.19 million for the quarter, compared to the consensus estimate of $679.17 million. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The company’s revenue was up 25.7% compared to the same quarter last year. During the same period in the prior year, the firm earned $8.57 earnings per share. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. As a group, equities analysts expect that Fair Isaac will post 37.2 EPS for the current year.

Insider Activity

In other news, Director Eva Manolis sold 967 shares of the company’s stock in a transaction dated Wednesday, July 29th. The stock was sold at an average price of $1,400.00, for a total value of $1,353,800.00. Following the completion of the transaction, the director directly owned 498 shares in the company, valued at approximately $697,200. This represents a 66.01% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders own 3.02% of the company’s stock.

Hedge Funds Weigh In On Fair Isaac

Several institutional investors and hedge funds have recently made changes to their positions in the business. XXEC Inc. bought a new position in shares of Fair Isaac during the second quarter valued at about $33,189,000. BlackRock Inc. bought a new position in Fair Isaac during the 2nd quarter valued at approximately $2,491,517,000. Primecap Management Co. CA bought a new position in shares of Fair Isaac during the second quarter valued at approximately $433,508,000. Capital Research Global Investors bought a new position in Fair Isaac in the 4th quarter worth $516,615,000. Finally, Legal & General Group Plc purchased a new stake in Fair Isaac in the second quarter worth about $173,157,000. Institutional investors own 85.75% of the company’s stock.

Fair Isaac News Roundup

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: After the selloff, some investors view Fair Isaac as potentially undervalued. One analysis argues the stock could have recovery potential if the impact of mortgage-market competition is less severe than feared. Fair Isaac Stock Looks Cheap After a 62% Fall
• Neutral Sentiment: Rosen Law Firm announced an investigation into potential securities claims, alleging that FICO may have provided materially misleading business information. The announcement does not establish wrongdoing, but it adds headline and litigation risk for shareholders. Rosen Law Firm Investor Investigation
• Neutral Sentiment: A broader investment article says artificial intelligence is eroding some traditional competitive moats while strengthening others. It provides sector context but does not identify a specific new development at Fair Isaac. Where AI Competitive Moats Are Evaporating and Being Built
• Negative Sentiment: The Federal Housing Finance Agency said Fannie Mae and Freddie Mac will use a mortgage-pricing framework that places VantageScore on a more comparable footing with FICO. This threatens Fair Isaac’s long-standing mortgage-scoring advantage and could pressure prices, volumes, and licensing revenue. Fair Isaac Stock Tumbles as FHFA Incorporates VantageScore
• Negative Sentiment: Bank of America downgraded FICO from Buy to Neutral and set a $700 price target, citing regulatory and competitive risks. Although the target implies upside from recent levels, the downgrade reinforces concerns that the company’s monopoly-like economics may weaken. Fair Isaac Downgraded by BofA on Regulatory Risk
• Negative Sentiment: TransUnion’s continued 99-cent VantageScore 4.0 pricing and the prospect of a mortgage price war add to fears that FICO will need to reduce fees or defend market share, further weakening earnings expectations. FICO Stock Slides After TransUnion Extends 99-Cent VantageScore Pricing

About Fair Isaac

Fair Isaac Corporation, known as FICO, develops analytics and software used by businesses to make decisions about credit, risk, fraud, customer engagement and other operational activities. The company is best known for the FICO Score, a credit-risk scoring system used by lenders to help evaluate consumer creditworthiness.

FICO’s offerings include credit scoring solutions, decision-management software, fraud detection and identity verification tools, and analytics platforms. Its products are used by financial institutions, insurers, retailers, telecommunications companies and other organizations to automate decisions, manage risk and improve customer relationships.