Visa Inc. (NYSE:V) Stock Has Average Price Target of $416.62

Visa Inc. (NYSE:V) has earned a consensus rating of “Buy” from the thirty-seven research firms that are covering the stock, MarketBeat reports. Thirty-four analysts have rated the stock with a buy rating and three have issued a strong buy rating on the company. The average 1-year price objective among brokerages that have covered the stock in the last year is $425.21.

Several brokerages have weighed in on V. DZ Bank restated a “buy” rating on shares of Visa in a research report on Monday, August 3rd. President Capital lifted their price target on shares of Visa from $411.00 to $474.00 and gave the company a “buy” rating in a research report on Monday, August 17th. Daiwa Securities Group boosted their price target on Visa from $375.00 to $422.00 and gave the stock an “outperform” rating in a research note on Thursday, August 6th. Susquehanna restated a “positive” rating and issued a $427.00 price target (up from $410.00) on shares of Visa in a report on Wednesday, July 29th. Finally, Truist Financial set a $406.00 price objective on Visa and gave the stock a “buy” rating in a report on Wednesday, August 5th.

Insider Transactions at Visa

In other Visa news, insider Tullier Mahon sold 57,272 shares of the firm’s stock in a transaction dated Thursday, July 30th. The shares were sold at an average price of $364.97, for a total transaction of $20,902,561.84. Following the completion of the transaction, the insider directly owned 49,662 shares in the company, valued at approximately $18,125,140.14. This trade represents a 53.56% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, CEO Ryan Mcinerney sold 5,875 shares of Visa stock in a transaction dated Friday, August 21st. The stock was sold at an average price of $367.87, for a total transaction of $2,161,236.25. Following the transaction, the chief executive officer owned 15,174 shares of the company’s stock, valued at approximately $5,582,059.38. The trade was a 27.91% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 74,944 shares of company stock valued at $27,485,030 in the last 90 days. 0.12% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

A number of hedge funds have recently modified their holdings of V. Philadelphia Investment Partners LLC purchased a new position in Visa during the second quarter worth $29,000. Virtus Advisers LLC purchased a new stake in shares of Visa in the second quarter valued at $33,000. Copos Capital S.a r.l. acquired a new stake in shares of Visa during the fourth quarter valued at $35,000. Delos Wealth Advisors LLC acquired a new stake in shares of Visa during the second quarter valued at $38,000. Finally, Robinswood Financial LLC purchased a new stake in Visa during the 1st quarter worth about $35,000. 82.15% of the stock is owned by hedge funds and other institutional investors.

Visa Price Performance

Visa stock opened at $366.32 on Wednesday. The company has a market cap of $653.68 billion, a P/E ratio of 31.15, a price-to-earnings-growth ratio of 1.97 and a beta of 0.76. Visa has a one year low of $293.89 and a one year high of $385.57. The business has a fifty day moving average of $368.63 and a two-hundred day moving average of $339.68. The company has a debt-to-equity ratio of 0.60, a quick ratio of 0.99 and a current ratio of 0.99.

Visa (NYSE:V) last posted its quarterly earnings results on Tuesday, July 28th. The credit-card processor reported $3.32 earnings per share for the quarter, topping analysts’ consensus estimates of $3.23 by $0.09. Visa had a net margin of 50.78% and a return on equity of 67.68%. The business had revenue of $11.63 billion for the quarter, compared to analysts’ expectations of $11.40 billion. During the same period in the prior year, the company posted $2.98 EPS. The business’s revenue for the quarter was up 14.4% on a year-over-year basis. As a group, analysts predict that Visa will post 13.16 earnings per share for the current fiscal year.

Visa Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Tuesday, September 1st. Stockholders of record on Tuesday, August 11th were given a $0.67 dividend. The ex-dividend date was Tuesday, August 11th. This represents a $2.68 dividend on an annualized basis and a dividend yield of 0.7%. Visa’s dividend payout ratio (DPR) is currently 22.79%.

Key Stories Impacting Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: iGaming payments expansion: Visa’s planned integration with AptPay will enable faster online-gaming payouts through Visa Direct and introduce Visa Direct Alias, a U.S. service currently in pilot. The initiative could expand Visa’s money-movement volume in the growing online gaming market. Here’s How Visa’s AptPay Deal Expands Its iGaming Payments Opportunity
• Positive Sentiment: AI and stablecoin opportunities ahead of earnings: Investors are watching whether Visa’s work on AI-enabled payments and stablecoin-related services can create new transaction growth. One valuation model places a target price of $502, implying substantial upside from recent levels, although this is not company guidance. Visa Stock Heads Into October 27 Earnings With Stablecoins and AI Payments in Focus
• Neutral Sentiment: Cybersecurity investment: Visa has open-sourced part of its AI-powered cyber-defense system as it prepares for autonomous cyberattacks and potential quantum-computing threats. The move may strengthen trust and fraud prevention over time, but it also highlights rising technology and security costs. Visa Joins Growing Alarm Over AI-Powered Risks
• Negative Sentiment: Stablecoin disruption concerns: Stablecoins could allow payments to bypass traditional card networks, threatening Visa’s transaction-fee “tollbooth” model. The risk is longer term, but it is a key issue for investors assessing Visa’s valuation and upcoming results. Could Stablecoins Threaten Visa and Mastercard?
• Negative Sentiment: AI commerce risks: Autonomous AI agents are already making purchases and generating disputes, creating unresolved trust, fraud, and liability challenges for Visa and other payment companies. Visa’s guardrail investments may be necessary to protect its network, but failures could pressure customer confidence and margins. The $53 Billion AI Commerce Crisis No One Is Ready For

About Visa

Visa Inc is a global payments technology company that operates one of the world’s largest electronic payments networks. Through its VisaNet platform, the company facilitates the authorization, clearing and settlement of payment transactions between consumers, merchants, financial institutions and governments.

Visa provides payment products and services for credit, debit, prepaid and commercial transactions. Its offerings also include digital payment capabilities, tokenization, fraud prevention, risk management and other value-added services designed to support secure electronic commerce and contactless payments.