Reviewing Greystone Housing Impact Investors (NYSE:GHI) and Banco Latinoamericano de Comercio Exterior (NYSE:BLX)

Banco Latinoamericano de Comercio Exterior (NYSE:BLX) and Greystone Housing Impact Investors (NYSE:GHI) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, analyst recommendations, earnings, institutional ownership, profitability, risk and dividends.

Analyst Ratings

This is a breakdown of recent ratings and price targets for Banco Latinoamericano de Comercio Exterior and Greystone Housing Impact Investors, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Latinoamericano de Comercio Exterior	0	0	1	0	3.00
Greystone Housing Impact Investors	1	1	1	0	2.00

Greystone Housing Impact Investors has a consensus target price of $9.50, indicating a potential upside of 85.73%. Given Greystone Housing Impact Investors’ higher possible upside, analysts plainly believe Greystone Housing Impact Investors is more favorable than Banco Latinoamericano de Comercio Exterior.

Valuation & Earnings

This table compares Banco Latinoamericano de Comercio Exterior and Greystone Housing Impact Investors”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco Latinoamericano de Comercio Exterior	$836.85 million	2.43	$226.88 million	$6.06	9.03
Greystone Housing Impact Investors	$85.39 million	1.41	-$7.61 million	($0.24)	-21.31

Banco Latinoamericano de Comercio Exterior has higher revenue and earnings than Greystone Housing Impact Investors. Greystone Housing Impact Investors is trading at a lower price-to-earnings ratio than Banco Latinoamericano de Comercio Exterior, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Banco Latinoamericano de Comercio Exterior and Greystone Housing Impact Investors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Banco Latinoamericano de Comercio Exterior	27.77%	13.77%	1.75%
Greystone Housing Impact Investors	-1.03%	3.72%	0.70%

Institutional & Insider Ownership

19.5% of Banco Latinoamericano de Comercio Exterior shares are owned by institutional investors. Comparatively, 9.0% of Greystone Housing Impact Investors shares are owned by institutional investors. 0.2% of Banco Latinoamericano de Comercio Exterior shares are owned by company insiders. Comparatively, 1.8% of Greystone Housing Impact Investors shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Dividends

Banco Latinoamericano de Comercio Exterior pays an annual dividend of $2.75 per share and has a dividend yield of 5.0%. Greystone Housing Impact Investors pays an annual dividend of $0.56 per share and has a dividend yield of 10.9%. Banco Latinoamericano de Comercio Exterior pays out 45.4% of its earnings in the form of a dividend. Greystone Housing Impact Investors pays out -233.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banco Latinoamericano de Comercio Exterior has increased its dividend for 2 consecutive years and Greystone Housing Impact Investors has increased its dividend for 4 consecutive years. Greystone Housing Impact Investors is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Risk and Volatility

Banco Latinoamericano de Comercio Exterior has a beta of 0.8, meaning that its share price is 20% less volatile than the S&P 500. Comparatively, Greystone Housing Impact Investors has a beta of 0.67, meaning that its share price is 33% less volatile than the S&P 500.

Summary

Banco Latinoamericano de Comercio Exterior beats Greystone Housing Impact Investors on 11 of the 16 factors compared between the two stocks.

About Banco Latinoamericano de Comercio Exterior

Banco Latinoamericano de Comercio Exterior, S. A., a multinational bank, primarily engages in the financing of foreign trade in Latin America and the Caribbean. The company operates in two segments, Commercial and Treasury. It offers bilateral loans; structured loans including syndicated and clubbed, such as acquisition and pre-export financing, A/B loan financing, bridge loans, and liability management; and project financing. The company also provides letter of credit comprising import and export letters of credit, and credit discounting and financing, as well as usance payable at sight; stand-by services; bank guarantees, including first demand and local guarantees; import and export documentary collection; irrevocable reimbursement undertaking; and canal tolls. In addition, it offers liquidity and investment solutions, such as time deposits, DDA accounts, Yankee certificate of deposits, and EMTN private placement services, as well as supply chain finance services. The company primarily serves financial institutions, corporations, and sovereigns and state-owned entities. Banco Latinoamericano de Comercio Exterior, S. A.was formerly known as Banco Latinoamericano de Exportaciones, S.A. and changed its name to Banco Latinoamericano de Comercio Exterior, S. A. in June 2009. The company was founded in 1975 and is headquartered in Panama City, the Republic of Panama.

About Greystone Housing Impact Investors

Greystone Housing Impact Investors LP acquires, holds, sells, and deals in a portfolio of mortgage revenue bonds (MRBs) that are issued to provide construction and/or permanent financing for multifamily, student, and senior citizen housing; skilled nursing properties; and commercial properties in the United States. The company operates in four segments: Affordable Multifamily MRB Investments; Seniors and Skilled Nursing MRB Investments; MF Properties; Market-Rate Joint Venture Investments. It also invests in governmental issuer loans. The company was formerly known as America First Multifamily Investors, L.P. and changed its name to Greystone Housing Impact Investors LP in December 2022. Greystone Housing Impact Investors LP was incorporated in 1998 and is based in Omaha, Nebraska.