Home BancShares (NYSE:HOMB) Releases Quarterly Earnings Results, Beats Expectations By $0.01 EPS

Home BancShares (NYSE:HOMB) issued its earnings results on Wednesday. The financial services provider reported $0.65 EPS for the quarter, beating analysts’ consensus estimates of $0.64 by $0.01, FiscalAI reports. The firm had revenue of $288.44 million for the quarter, compared to the consensus estimate of $294.42 million. Home BancShares had a return on equity of 11.22% and a net margin of 32.36%. The business’s quarterly revenue was up 3.9% compared to the same quarter last year. During the same quarter in the previous year, the company posted $0.61 earnings per share.

Home BancShares Stock Up 1.8%

Shares of NYSE:HOMB opened at $28.81 on Friday. The company’s fifty day moving average is $29.61 and its 200-day moving average is $28.58. The company has a debt-to-equity ratio of 0.16, a quick ratio of 0.92 and a current ratio of 0.92. Home BancShares has a 52 week low of $25.50 and a 52 week high of $31.70. The company has a market capitalization of $5.76 billion, a PE ratio of 11.81 and a beta of 0.72.

Analyst Ratings Changes

Several research firms recently issued reports on HOMB. Keefe, Bruyette & Woods lifted their price objective on shares of Home BancShares from $30.00 to $32.00 and gave the company a “market perform” rating in a research note on Friday, July 17th. Weiss Ratings raised Home BancShares from a “buy (b-)” rating to a “buy (b)” rating in a research note on Wednesday, August 5th. Stephens lifted their price objective on Home BancShares from $32.00 to $35.00 and gave the stock an “overweight” rating in a research note on Friday, July 17th. Citigroup restated a “neutral” rating and set a $32.00 target price (up from $29.00) on shares of Home BancShares in a research note on Tuesday, July 21st. Finally, Wall Street Zen raised shares of Home BancShares from a “sell” rating to a “hold” rating in a research report on Sunday, August 16th. Four research analysts have rated the stock with a Buy rating and five have given a Hold rating to the company. Based on data from MarketBeat.com, Home BancShares currently has a consensus rating of “Hold” and an average price target of $33.00.

Insider Buying and Selling

In other Home BancShares news, CEO John Tipton sold 12,000 shares of the business’s stock in a transaction dated Tuesday, August 4th. The shares were sold at an average price of $31.59, for a total value of $379,080.00. Following the transaction, the chief executive officer directly owned 76,308 shares in the company, valued at $2,410,569.72. The trade was a 13.59% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. 6.39% of the stock is currently owned by company insiders.

Key Home BancShares News

Here are the key news stories impacting Home BancShares this week:

• Positive Sentiment: Record profitability: Home BancShares reported third-quarter net income of $129.5 million, or $0.65 per diluted share, up from $123.6 million a year earlier. Net income increased from $119.3 million in the second quarter, while net interest income after credit-loss expense rose to $242.0 million. Home BancShares Reports Record Third Quarter Net Income
• Positive Sentiment: EPS exceeded expectations: Adjusted earnings of $0.65 per share topped the $0.64 consensus estimate and improved from $0.61 in the prior-year quarter. Revenue increased 3.9% year over year, and lower non-interest expense helped profitability. Home BancShares Q3 Earnings Flash
• Positive Sentiment: Capital returns and balance-sheet metrics were constructive: The company repurchased approximately 1.3 million shares, paid a quarterly dividend of $0.23 per share, and reached a record $22.74 in book value per share. Its 4.53% net interest margin and 2.12% return on average assets also point to solid operating performance. Home BancShares 2026 Q3 Results Presentation
• Neutral Sentiment: Valuation commentary is favorable but opinion-based: One analysis estimates HOMB could be 42% undervalued based on equity returns, potentially supporting investor interest if the company sustains its earnings momentum. Home BancShares May Be Undervalued
• Negative Sentiment: Revenue missed forecasts: Quarterly revenue of $288.4 million fell short of the roughly $294.4 million analyst estimate, which could limit the benefit of the EPS beat and keep investors focused on loan growth and future revenue trends. Home BancShares Misses Q3 Revenue Estimates
• Negative Sentiment: Credit quality bears watching: Home BancShares disclosed net loan charge-offs for the quarter. Without additional context on the amount or trend, the disclosure introduces a potential risk for margins and future earnings. Home BancShares Reports Net Loan Charge-Offs

Home BancShares Company Profile

Home BancShares, Inc is a bank holding company headquartered in Conway, Arkansas. Through its principal banking subsidiary, Centennial Bank, the company provides a range of financial services to individuals, businesses and institutions.

Centennial Bank offers deposit accounts, residential and commercial real estate lending, consumer loans, commercial and industrial financing, treasury management, online and mobile banking, and other traditional banking services. The bank serves customers through a network of financial centers and digital channels.

Home BancShares was established in 1998 and has expanded through a combination of organic growth and acquisitions.