OppFi Inc. (OPFI) – What Are Researchers Saying About This Stock?

OppFi Inc. (NYSE:OPFI) has been assigned a consensus recommendation of “Hold” from the six research firms that are currently covering the company, Marketbeat Ratings reports. Four analysts have rated the stock with a hold recommendation and two have issued a buy recommendation on the company. The average 12-month price target among brokers that have updated their coverage on the stock in the last year is $10.50.

OPFI has been the subject of a number of analyst reports. Piper Sandler cut shares of OppFi to a “neutral” rating in a report on Wednesday, August 26th. Citizens Jmp reaffirmed a “market outperform” rating and issued a $11.00 price objective on shares of OppFi in a report on Wednesday, August 26th. Weiss Ratings reissued a “hold (c)” rating on shares of OppFi in a research note on Friday, August 7th. Zacks Research upgraded OppFi from a “strong sell” rating to a “hold” rating in a research report on Monday, October 12th. Finally, Citigroup reaffirmed a “market outperform” rating on shares of OppFi in a research note on Thursday.

OppFi Stock Performance

NYSE:OPFI opened at $5.66 on Tuesday. OppFi has a 52 week low of $5.59 and a 52 week high of $11.69. The firm’s fifty day moving average is $6.76 and its 200-day moving average is $8.12. The firm has a market cap of $482.54 million, a P/E ratio of 3.00 and a beta of 1.78.

OppFi (NYSE:OPFI) last released its earnings results on Monday, August 10th. The company reported $0.33 EPS for the quarter, missing the consensus estimate of $0.44 by ($0.11). OppFi had a return on equity of 30.89% and a net margin of 16.64%. The business had revenue of $86.17 million for the quarter, compared to analyst estimates of $155.89 million. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. As a group, sell-side analysts anticipate that OppFi will post 1.40 earnings per share for the current year.

Insider Buying and Selling at OppFi

In other OppFi news, CFO Pamela D. Johnson sold 8,650 shares of the business’s stock in a transaction on Friday, September 11th. The stock was sold at an average price of $8.02, for a total value of $69,373.00. Following the sale, the chief financial officer directly owned 151,039 shares of the company’s stock, valued at approximately $1,211,332.78. The trade was a 5.42% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, insider Christopher J. Mckay sold 77,850 shares of the stock in a transaction that occurred on Wednesday, August 26th. The shares were sold at an average price of $7.18, for a total transaction of $558,963.00. Following the sale, the insider owned 1,431,479 shares in the company, valued at approximately $10,278,019.22. The trade was a 5.16% decrease in their position. The SEC filing for this sale provides additional information. In the last three months, insiders have bought 130,640 shares of company stock valued at $936,475 and have sold 114,985 shares valued at $832,289. Insiders own 70.20% of the company’s stock.

Institutional Investors Weigh In On OppFi

Several institutional investors and hedge funds have recently added to or reduced their stakes in the stock. Wellington Management Group LLP boosted its holdings in shares of OppFi by 14.8% in the second quarter. Wellington Management Group LLP now owns 3,019,250 shares of the company’s stock worth $29,981,000 after buying an additional 389,082 shares during the last quarter. Globeflex Capital L P purchased a new stake in shares of OppFi during the 2nd quarter valued at about $3,240,000. PL Capital Advisors LLC purchased a new stake in OppFi during the 2nd quarter valued at $2,979,000. Arrowstreet Capital Limited Partnership lifted its stake in OppFi by 208.1% in the first quarter. Arrowstreet Capital Limited Partnership now owns 211,667 shares of the company’s stock worth $1,632,000 after purchasing an additional 142,971 shares during the last quarter. Finally, Dimensional Fund Advisors LP lifted its position in shares of OppFi by 50.0% during the first quarter. Dimensional Fund Advisors LP now owns 426,089 shares of the company’s stock worth $3,285,000 after purchasing an additional 141,949 shares during the last quarter. Hedge funds and other institutional investors own 7.10% of the company’s stock.

About OppFi

OppFi Inc (NYSE: OPFI) is a financial technology company that provides credit and related financial services to consumers who may have limited access to traditional banking products. The company primarily serves non-prime consumers in the United States and uses technology and data-driven underwriting to evaluate applicants and facilitate access to personal loans.

OppFi’s core offering is its personal-loan platform, which is designed to provide installment credit for expenses such as emergencies, bills and other everyday financial needs.