Ally Financial (NYSE:ALLY) Downgraded by Evercore to Hold

Evercore downgraded shares of Ally Financial (NYSE:ALLY) from a strong-buy rating to a hold rating in a research note published on Wednesday morning,Zacks reports.

Several other research analysts also recently commented on ALLY. TD Cowen dropped their price objective on shares of Ally Financial from $54.00 to $52.00 and set a “buy” rating for the company in a report on Wednesday. Barclays cut their price objective on Ally Financial from $56.00 to $48.00 and set an “equal weight” rating for the company in a research report on Wednesday. Weiss Ratings reaffirmed a “buy (b)” rating on shares of Ally Financial in a report on Friday, September 18th. Raymond James Financial decreased their target price on Ally Financial from $55.00 to $52.00 and set a “strong-buy” rating on the stock in a research report on Tuesday, October 6th. Finally, JPMorgan Chase & Co. increased their price target on Ally Financial from $43.00 to $44.00 and gave the company an “overweight” rating in a research note on Wednesday. One equities research analyst has rated the stock with a Strong Buy rating, ten have assigned a Buy rating, five have given a Hold rating and one has given a Sell rating to the company’s stock. According to MarketBeat.com, Ally Financial has a consensus rating of “Moderate Buy” and an average price target of $48.21.

Ally Financial Price Performance

ALLY stock opened at $38.70 on Wednesday. Ally Financial has a one year low of $35.92 and a one year high of $47.29. The company’s fifty day moving average price is $40.45 and its 200-day moving average price is $42.67. The company has a debt-to-equity ratio of 1.45, a quick ratio of 0.92 and a current ratio of 0.94. The company has a market capitalization of $11.77 billion, a PE ratio of 8.88, a price-to-earnings-growth ratio of 0.29 and a beta of 1.11.

Ally Financial (NYSE:ALLY) last posted its earnings results on Tuesday, October 20th. The financial services provider reported $1.34 earnings per share for the quarter, beating the consensus estimate of $1.33 by $0.01. The company had revenue of $2.35 billion during the quarter, compared to analysts’ expectations of $2.31 billion. Ally Financial had a net margin of 16.84% and a return on equity of 12.11%. Ally Financial’s quarterly revenue was up 6.1% on a year-over-year basis. During the same period last year, the company posted $1.15 earnings per share. On average, equities analysts anticipate that Ally Financial will post 5.00 EPS for the current fiscal year.

Ally Financial Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Monday, November 16th. Investors of record on Monday, November 2nd will be paid a dividend of $0.35 per share. The ex-dividend date of this dividend is Monday, November 2nd. This is a positive change from Ally Financial’s previous quarterly dividend of $0.30. This represents a $1.40 dividend on an annualized basis and a yield of 3.6%. Ally Financial’s payout ratio is currently 28.30%.

Insider Transactions at Ally Financial

In other Ally Financial news, insider Stephanie Richard sold 5,000 shares of the stock in a transaction on Tuesday, August 4th. The shares were sold at an average price of $44.23, for a total transaction of $221,150.00. Following the completion of the transaction, the insider owned 88,927 shares in the company, valued at $3,933,241.21. This trade represents a 5.32% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. 0.46% of the stock is currently owned by insiders.

Hedge Funds Weigh In On Ally Financial

A number of institutional investors and hedge funds have recently made changes to their positions in ALLY. Root Financial Partners LLC bought a new position in shares of Ally Financial in the third quarter worth about $180,000. Pension & Wealth Management Advisors Inc. purchased a new position in Ally Financial in the 3rd quarter worth about $27,000. Daytona Street Capital LLC increased its stake in Ally Financial by 1.2% in the 3rd quarter. Daytona Street Capital LLC now owns 81,416 shares of the financial services provider’s stock worth $3,085,000 after buying an additional 952 shares during the period. Mather Group LLC. increased its stake in Ally Financial by 54.4% in the 3rd quarter. Mather Group LLC. now owns 1,192 shares of the financial services provider’s stock worth $45,000 after buying an additional 420 shares during the period. Finally, Fortitude Family Office LLC lifted its holdings in Ally Financial by 640.1% during the 3rd quarter. Fortitude Family Office LLC now owns 1,384 shares of the financial services provider’s stock valued at $52,000 after buying an additional 1,197 shares in the last quarter. 88.76% of the stock is owned by hedge funds and other institutional investors.

Key Headlines Impacting Ally Financial

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: Q3 earnings and revenue exceeded expectations. Ally reported adjusted earnings of $1.34 per share, ahead of the roughly $1.32–$1.33 consensus, while revenue rose 6.1% year over year to $2.35 billion. Earnings also increased from $1.15 per share in the prior-year quarter. Ally Financial reports third quarter 2026 financial results
• Positive Sentiment: Management raised shareholder returns and maintained growth targets. Ally increased its dividend by 17%, while projecting full-year average earning-asset growth of 5%–6%. The company also expects full-year net interest margin of 3.6%–3.65%. Ally Reports Q3 Earnings, Raises Dividend 17%
• Positive Sentiment: Some analysts see meaningful upside. JPMorgan raised its price target to $44 and maintained an Overweight rating. TD Cowen retained a Buy rating despite reducing its target to $52. Commentary also highlighted core ROTCE of 13.1%, stable retail-auto charge-offs within guidance, buybacks below tangible book value, and continued tangible-book growth. Ally Financial: Q3 Delivered On the Three Things I Said I’d Watch
• Neutral Sentiment: Analyst views remain mixed. While JPMorgan is constructive, Barclays lowered its target to $48 and assigned Equal Weight, signaling reduced conviction even though the target remains above the current market level.
• Negative Sentiment: Credit costs and auto delinquencies are investor concerns. Provisions for loan losses increased, and auto delinquencies rose alongside loan originations. Evercore ISI downgraded ALLY to In Line from Outperform, citing net interest margin pressure and credit-cost risk. Ally Financial cut to hold at Evercore ISI

About Ally Financial

Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.

Ally’s automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.

The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.