Equifax (NYSE:EFX) Releases Q4 2026 Earnings Guidance

Equifax (NYSE:EFX) updated its fourth quarter 2026 earnings guidance on Wednesday morning. The company provided earnings per share guidance of 2.070-2.170 for the period, compared to the consensus earnings per share estimate of 2.210. The company issued revenue guidance of $1.6 billion, compared to the consensus revenue estimate of $1.7 billion. Equifax also updated its FY 2026 guidance to 8.450-8.550 EPS.

Equifax Stock Down 0.6%

Shares of Equifax stock opened at $175.46 on Thursday. Equifax has a 1 year low of $137.01 and a 1 year high of $238.94. The company has a debt-to-equity ratio of 1.12, a current ratio of 1.09 and a quick ratio of 0.60. The stock has a market cap of $20.61 billion, a price-to-earnings ratio of 28.35, a PEG ratio of 1.85 and a beta of 1.35. The firm’s 50-day moving average is $166.87 and its two-hundred day moving average is $169.88.

Equifax (NYSE:EFX) last announced its quarterly earnings results on Tuesday, October 20th. The credit services provider reported $2.26 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $2.20 by $0.06. The business had revenue of $1.69 billion for the quarter, compared to the consensus estimate of $1.69 billion. Equifax had a return on equity of 22.48% and a net margin of 11.27%. The business’s revenue was up 9.6% compared to the same quarter last year. During the same period last year, the business posted $2.04 EPS. As a group, research analysts expect that Equifax will post 8.49 earnings per share for the current fiscal year.

Equifax Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Tuesday, September 15th. Investors of record on Monday, August 31st were paid a $0.56 dividend. The ex-dividend date was Monday, August 31st. This represents a $2.24 dividend on an annualized basis and a yield of 1.3%. Equifax’s dividend payout ratio (DPR) is 39.37%.

Wall Street Analyst Weigh In

Several equities research analysts have commented on the stock. BMO Capital Markets upped their price target on shares of Equifax from $160.00 to $175.00 and gave the company a “market perform” rating in a report on Wednesday. Robert W. Baird reduced their price objective on Equifax from $245.00 to $232.00 and set an “outperform” rating for the company in a research note on Wednesday, July 22nd. Weiss Ratings upgraded Equifax from a “sell (d+)” rating to a “hold (c-)” rating in a research note on Thursday, August 13th. Oppenheimer cut Equifax from an “outperform” rating to a “market perform” rating in a report on Friday, October 16th. Finally, Mizuho lowered their target price on Equifax from $210.00 to $185.00 and set an “outperform” rating on the stock in a research note on Monday. Fourteen research analysts have rated the stock with a Buy rating and seven have issued a Hold rating to the stock. Based on data from MarketBeat.com, Equifax has an average rating of “Moderate Buy” and an average price target of $200.00.

Insider Buying and Selling

In other Equifax news, EVP John W. Gamble, Jr. sold 4,500 shares of the business’s stock in a transaction on Thursday, September 3rd. The stock was sold at an average price of $187.96, for a total transaction of $845,820.00. Following the transaction, the executive vice president owned 69,055 shares of the company’s stock, valued at approximately $12,979,577.80. The trade was a 6.12% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is accessible through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Mark Begor sold 37,791 shares of the stock in a transaction that occurred on Friday, July 24th. The stock was sold at an average price of $172.16, for a total value of $6,506,098.56. Following the completion of the transaction, the chief executive officer owned 271,890 shares of the company’s stock, valued at $46,808,582.40. The trade was a 12.20% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Company insiders own 1.70% of the company’s stock.

Key Headlines Impacting Equifax

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Q3 earnings beat expectations: Equifax reported adjusted earnings of $2.26 per share, ahead of the $2.20 consensus estimate, while revenue increased 9.6% year over year to $1.69 billion, in line with forecasts. Lower selling, general and administrative expenses and AI-driven efficiency gains helped profitability. Equifax stock soars after Q3 earnings beat
• Positive Sentiment: Growth remains broad-based: Diversified Markets revenue grew 8%, and state-agency contract signings reached $550 million in annual contract value. Management also said consumer financial health remains generally resilient outside the mortgage market. Equifax: 3 Key Takeaways for Long-Term Investors
• Positive Sentiment: Analyst confidence improved: Needham raised its price target from $190 to $210 and maintained a Buy rating, citing potential upside from current levels. Equifax price target raised by Needham
• Neutral Sentiment: Credit demand is under pressure: An Equifax Canada survey found that one in four small-business owners have personally guaranteed business financing with their homes or other assets. The finding highlights continued borrowing demand but also rising financial risk among business owners. Small Business Owners Putting up Personal Assets
• Negative Sentiment: Mortgage weakness clouds the outlook: Equifax said U.S. mortgage transaction volumes declined meaningfully as interest rates rose. It issued fourth-quarter EPS guidance of $2.07-$2.17 versus the $2.21 consensus and revenue guidance of $1.6 billion versus $1.7 billion expected. Full-year revenue guidance of $6.6-$6.7 billion also trails the $6.7 billion consensus. Equifax Data Shows Mortgage Volume Slump

Equifax Company Profile

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that provides information and services to help businesses, governments and consumers make informed financial and workforce decisions. The company is best known for its credit reporting activities, but its offerings also include identity verification, fraud prevention, income and employment verification, marketing services and risk management solutions.

Equifax provides consumer and commercial credit information, credit reports and related analytics to lenders and other businesses.