Head to Head Review: KB Financial Group (NYSE:KB) vs. First Seacoast Bancorp (NASDAQ:FSEA)

KB Financial Group (NYSE:KB) and First Seacoast Bancorp (NASDAQ:FSEA) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, dividends, earnings, profitability and risk.

Institutional & Insider Ownership

11.5% of KB Financial Group shares are held by institutional investors. Comparatively, 38.4% of First Seacoast Bancorp shares are held by institutional investors. 69.0% of KB Financial Group shares are held by company insiders. Comparatively, 7.8% of First Seacoast Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Profitability

This table compares KB Financial Group and First Seacoast Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
KB Financial Group	17.67%	10.11%	0.76%
First Seacoast Bancorp	0.15%	0.07%	0.01%

Earnings & Valuation

This table compares KB Financial Group and First Seacoast Bancorp”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
KB Financial Group	$22,365.26 billion	0.00	$4.04 billion	$11.65	10.17
First Seacoast Bancorp	$15.93 million	5.10	-$850,000.00	($0.04)	-431.25

KB Financial Group has higher revenue and earnings than First Seacoast Bancorp. First Seacoast Bancorp is trading at a lower price-to-earnings ratio than KB Financial Group, indicating that it is currently the more affordable of the two stocks.

Volatility and Risk

KB Financial Group has a beta of 1.05, meaning that its share price is 5% more volatile than the S&P 500. Comparatively, First Seacoast Bancorp has a beta of 0.16, meaning that its share price is 84% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent recommendations for KB Financial Group and First Seacoast Bancorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
KB Financial Group	0	1	2	0	2.67
First Seacoast Bancorp	0	1	0	0	2.00

Summary

KB Financial Group beats First Seacoast Bancorp on 11 of the 13 factors compared between the two stocks.

About KB Financial Group

KB Financial Group Inc. provides a range of banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. The company operates through Retail Banking, Corporate Banking, Other Banking Services, Credit Card, Securities, Life Insurance, and Non-Life Insurance segments. It offers loans, deposit products, and other related financial products and services to large, small, medium-sized enterprises, and small office/home office, as well as individuals and households; investment banking, and brokerage and supporting services; life insurance products; non-life insurance products, including fire, maritime, injury, technology, liability, package, title, guarantee, other special type insurances, automobile, long-term nonlife, property damage, injury, driver, savings, illness, nursing, pension, and others; and credit sale, cash service, card loan, and other supporting services. The company also engages in securities and derivatives trading, funding, and other supporting activities. In addition, it offers foreign exchange transaction; financial investment; credit card and installment financing; financial leasing; auto Installment finance; real estate trust management; capital and collective investment; collection of receivables or credit investigation; software advisory, development, and supply; microfinance; investment advisory; claim; management; savings banking; information and communication; e-commerce; and general advisory services. The company was founded in 1963 and is headquartered in Seoul, South Korea.

About First Seacoast Bancorp

First Seacoast Bancorp, Inc. operates as the holding company for First Seacoast Bank that provides commercial and consumer banking services for individuals and businesses. The company offers interest-bearing and non-interest-bearing checking, savings, and money market accounts, as well as time deposits. It also provides various lending products comprising one- to four-family residential real estate loans; commercial real estate and multi-family real estate loans; acquisition, development, and land loans; commercial and industrial loans; home equity loans and lines of credit; and consumer loans. In addition, the company offers wealth management services, such as retirement planning, portfolio management, investment and insurance strategies, business retirement plans, and college planning services. The company was founded in 1890 and is headquartered in Dover, New Hampshire. First Seacoast Bancorp, Inc. is a subsidiary of First Seacoast Bancorp, MHC.