American Express (NYSE:AXP) Issues FY 2026 Earnings Guidance

American Express (NYSE:AXP) issued an update on its FY 2026 earnings guidance on Friday. The company provided earnings per share guidance of 17.600-17.900 for the period, compared to the consensus earnings per share estimate of 17.640. The company issued revenue guidance of $79.5 billion, compared to the consensus revenue estimate of $79.5 billion.

American Express Stock Down 3.7%

American Express stock traded down $11.90 during trading on Friday, hitting $313.27. 1,604,256 shares of the company were exchanged, compared to its average volume of 3,227,843. The company has a market capitalization of $211.55 billion, a P/E ratio of 18.99, a PEG ratio of 1.38 and a beta of 1.08. The business’s 50 day moving average is $319.42 and its 200 day moving average is $326.03. American Express has a 52 week low of $290.97 and a 52 week high of $387.49. The company has a current ratio of 1.55, a quick ratio of 1.54 and a debt-to-equity ratio of 1.66.

American Express (NYSE:AXP) last posted its quarterly earnings data on Friday, October 23rd. The payment services company reported $4.68 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $4.50 by $0.18. American Express had a net margin of 15.07% and a return on equity of 34.12%. The firm had revenue of $20.06 billion for the quarter, compared to the consensus estimate of $20.12 billion. During the same period in the previous year, the firm earned $4.14 EPS. The business’s revenue for the quarter was up 8.9% compared to the same quarter last year. American Express has set its FY 2026 guidance at 17.600-17.900 EPS. Analysts predict that American Express will post 17.65 earnings per share for the current year.

American Express Dividend Announcement

The firm also recently announced a quarterly dividend, which will be paid on Tuesday, November 10th. Stockholders of record on Friday, October 9th will be paid a $0.95 dividend. This represents a $3.80 dividend on an annualized basis and a dividend yield of 1.2%. The ex-dividend date is Friday, October 9th. American Express’s payout ratio is presently 23.06%.

Analyst Ratings Changes

A number of analysts recently commented on the company. JPMorgan Chase & Co. decreased their price target on American Express from $400.00 to $360.00 and set an “overweight” rating for the company in a research report on Monday, October 12th. Bank of America boosted their price objective on American Express from $387.00 to $391.00 and gave the stock a “buy” rating in a research report on Thursday, July 9th. UBS Group reduced their price objective on American Express from $384.00 to $345.00 and set a “neutral” rating for the company in a research note on Monday, October 5th. Benchmark assumed coverage on American Express in a research report on Monday, July 13th. They set a “buy” rating for the company. Finally, Morgan Stanley lowered their target price on American Express from $382.00 to $380.00 and set an “equal weight” rating on the stock in a research note on Monday, October 12th. One research analyst has rated the stock with a Strong Buy rating, sixteen have issued a Buy rating, fourteen have assigned a Hold rating and one has assigned a Sell rating to the stock. Based on data from MarketBeat.com, the company presently has a consensus rating of “Moderate Buy” and an average price target of $365.63.

Trending Headlines about American Express

Here are the key news stories impacting American Express this week:

• Positive Sentiment: American Express reported third-quarter adjusted EPS of $4.68, ahead of the roughly $4.50 analyst consensus, while GAAP EPS rose 31% year over year to $5.42. Net income increased 28% to $3.7 billion, helped by higher interest income, stronger card fees and lower provisions for credit losses. American Express Q3 FY26 Earnings Beat Estimates; Revenue up 9%
• Positive Sentiment: Revenue increased 8.9% to approximately $20.1 billion, and billed business rose 8% to $454 billion. Continued spending by affluent cardholders supported fee growth and helped management raise its 2026 profit outlook to $17.60–$17.90 in adjusted EPS; reported GAAP EPS guidance was raised to $18.30–$18.60. American Express raises 2026 profit forecast as affluent customers keep spending
• Neutral Sentiment: Although results exceeded EPS expectations, revenue was essentially in line with forecasts and network volume was viewed as underwhelming. The performance also highlighted American Express’s reliance on higher-income customers, whose spending remains resilient despite elevated interest rates and inflation. American Express Q3 earnings beat as network volume disappoints
• Negative Sentiment: American Express plans to eliminate about 5% of its global workforce—roughly 3,500 to 4,000 positions—as it seeks to contain rising costs and improve efficiency. The company expects a $336 million restructuring charge, increasing near-term execution and expense concerns. American Express is cutting 5% of its workforce
• Negative Sentiment: The stock’s decline reflects investor concern that cost pressures and the workforce reduction overshadowed the earnings beat and higher guidance. A broader market selloff also added pressure to financial and payment stocks. American Express Raises Profit Outlook, But Layoff Plans and Rising Costs Draw Scrutiny

About American Express

American Express Company is a global financial services company that provides payment, lending, travel and expense management products and services. Its offerings include consumer and small-business charge and credit cards, corporate payment programs, business financing solutions, deposit products and digital payment services.

The company operates an integrated payments network that connects card members, merchants and financial institutions. American Express also provides merchant acquisition and payment processing services, data and analytics, fraud prevention tools, and customer loyalty programs.