SoFi Technologies (SOFI) Projected to Post Quarterly Earnings on Tuesday

SoFi Technologies (NASDAQ:SOFI) is expected to announce its Q3 2026 results before the market opens on Tuesday, October 27th. Analysts expect SoFi Technologies to post earnings of $0.1663 per share and revenue of $1.25 billion for the quarter. SoFi Technologies has set its FY 2026 guidance at 0.600-0.600 EPS. Parties are encouraged to explore the company’s upcoming Q3 2026 earnings report for the latest details on the call scheduled for Tuesday, October 27, 2026 at 8:00 AM ET.

SoFi Technologies (NASDAQ:SOFI) last released its earnings results on Wednesday, July 29th. The company reported $0.12 EPS for the quarter, topping analysts’ consensus estimates of $0.11 by $0.01. SoFi Technologies had a net margin of 14.78% and a return on equity of 6.22%. The company had revenue of $1.21 billion during the quarter, compared to analysts’ expectations of $1.11 billion. During the same period last year, the business earned $0.08 EPS. SoFi Technologies’s revenue for the quarter was up 42.5% on a year-over-year basis. On average, analysts expect SoFi Technologies to post $0.60 EPS for the current fiscal year and $0.82 EPS for the next fiscal year.

SoFi Technologies Trading Down 1.1%

NASDAQ:SOFI opened at $14.61 on Friday. The company has a market capitalization of $18.87 billion, a P/E ratio of 30.44, a PEG ratio of 0.85 and a beta of 2.33. The company has a current ratio of 0.74, a quick ratio of 0.10 and a debt-to-equity ratio of 0.30. The firm has a fifty day simple moving average of $16.74 and a 200-day simple moving average of $17.07. SoFi Technologies has a 12 month low of $13.86 and a 12 month high of $32.73.

Insiders Place Their Bets

In other news, EVP Kelli Keough sold 11,286 shares of the firm’s stock in a transaction on Thursday, August 20th. The stock was sold at an average price of $18.00, for a total transaction of $203,148.00. Following the completion of the transaction, the executive vice president directly owned 356,442 shares in the company, valued at $6,415,956. This trade represents a 3.07% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CTO Jeremy Rishel sold 18,624 shares of the firm’s stock in a transaction dated Monday, September 21st. The shares were sold at an average price of $17.50, for a total value of $325,920.00. Following the transaction, the chief technology officer owned 912,650 shares of the company’s stock, valued at $15,971,375. This trade represents a 2.00% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 50,316 shares of company stock worth $852,605 over the last 90 days. 2.50% of the stock is owned by insiders.

Key Headlines Impacting SoFi Technologies

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Tokenized deposit launch: SoFi introduced SoFi Earn, or SOFIE, a bank-issued tokenized deposit offering a 4.40% annual yield. Each token represents cash held at SoFi Bank, is eligible for FDIC insurance and can reportedly be converted into SoFiUSD for crypto purchases or on-chain transfers. The product could attract otherwise idle crypto cash, increase deposits and strengthen customer engagement. Reuters article
• Positive Sentiment: Broader product offering: SoFi partnered with Prudential Financial to make no-exam term-life-insurance quotes, applications and purchases available within its app to more than 15 million members. The initiative may create additional cross-selling opportunities and diversify revenue beyond lending. Prudential partnership article
• Neutral Sentiment: Upcoming earnings catalyst: Investors are awaiting SoFi’s third-quarter results, expected around October 27. The report will indicate whether strong revenue growth and recent product launches are translating into sustained profitability and whether management maintains its full-year outlook. Zacks earnings preview
• Negative Sentiment: Persistent valuation and momentum concerns: Commentary notes that SOFI remains well below its 50-day and 200-day moving averages and has fallen sharply during 2026. Investors may view SOFIE as a promising catalyst, but its ability to materially improve deposits, revenue and earnings remains unproven. SoFi stock analysis
• Negative Sentiment: Executive stock sale: EVP Kelli Keough sold 10,203 shares worth approximately $150,000. The transaction was made under a pre-arranged Rule 10b5-1 plan and reduced her holdings by 2.5%, limiting its significance, but it may still add modest selling pressure or investor caution. SEC filing

Analysts Set New Price Targets

A number of equities analysts have issued reports on the stock. Mizuho reduced their price target on shares of SoFi Technologies from $29.00 to $22.00 and set an “outperform” rating for the company in a research report on Friday, July 31st. Scotiabank started coverage on shares of SoFi Technologies in a research note on Wednesday, September 2nd. They issued a “sector outperform” rating and a $25.00 price target on the stock. Weiss Ratings raised shares of SoFi Technologies from a “hold (c-)” rating to a “hold (c)” rating in a research note on Wednesday. Wells Fargo & Company reduced their target price on SoFi Technologies from $18.00 to $17.00 and set an “equal weight” rating for the company in a report on Thursday, July 30th. Finally, Stonex Financia raised shares of SoFi Technologies to a “strong-buy” rating in a research note on Monday, October 12th. Two investment analysts have rated the stock with a Strong Buy rating, nine have assigned a Buy rating, eleven have issued a Hold rating and three have issued a Sell rating to the company’s stock. According to data from MarketBeat, the stock has an average rating of “Hold” and a consensus target price of $22.05.

About SoFi Technologies

SoFi Technologies, Inc is a digital financial services company that provides lending, banking, investing and other personal finance products through its online platform and mobile app. The company serves consumers primarily in the United States and aims to provide a centralized alternative to traditional financial institutions.

SoFi’s offerings include personal loans, student loan refinancing, home loans, checking and savings accounts, credit cards, investment products and financial education resources.