Macro Bank (NYSE:BMA) vs. Bogota Financial (NASDAQ:BSBK) Financial Survey

Macro Bank (NYSE:BMA) and Bogota Financial (NASDAQ:BSBK) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, profitability, dividends, valuation, earnings, risk and analyst recommendations.

Earnings & Valuation

This table compares Macro Bank and Bogota Financial”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Macro Bank	$4.72 billion	0.84	$231.60 million	$4.57	13.49
Bogota Financial	$44.78 million	2.60	$2.09 million	$0.21	43.43

Macro Bank has higher revenue and earnings than Bogota Financial. Macro Bank is trading at a lower price-to-earnings ratio than Bogota Financial, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

11.6% of Bogota Financial shares are owned by institutional investors. 18.3% of Macro Bank shares are owned by insiders. Comparatively, 3.7% of Bogota Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Analyst Recommendations

This is a breakdown of current recommendations for Macro Bank and Bogota Financial, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Macro Bank	1	1	5	1	2.75
Bogota Financial	0	1	0	0	2.00

Macro Bank currently has a consensus price target of $101.25, suggesting a potential upside of 64.20%. Given Macro Bank’s stronger consensus rating and higher probable upside, research analysts plainly believe Macro Bank is more favorable than Bogota Financial.

Risk & Volatility

Macro Bank has a beta of 1.37, suggesting that its share price is 37% more volatile than the S&P 500. Comparatively, Bogota Financial has a beta of 0.14, suggesting that its share price is 86% less volatile than the S&P 500.

Profitability

This table compares Macro Bank and Bogota Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Macro Bank	5.95%	8.65%	2.04%
Bogota Financial	6.00%	1.83%	0.29%

Summary

Macro Bank beats Bogota Financial on 11 of the 15 factors compared between the two stocks.

About Macro Bank

Banco Macro S.A. provides various banking products and services to retail and corporate customers in Argentina. It offers various retail banking products and services, such as savings and checking accounts, time deposits, credit and debit cards, consumer finance loans, mortgage loans, automobile loans, overdrafts, credit-related services, home and car insurance coverage, tax collection, utility payments, automated teller machines, and money transfers. The company also provides personal loans, document discounts, residential mortgages, overdrafts, pledged loans, and credit card loans to retail customers. In addition, it offers corporate banking products and services, including deposits, lending, check cashing advances and factoring, guaranteed loans, credit lines for financing foreign trade, and cash management services; and trust, payroll, and financial agency services, as well as corporate credit cards and other specialty products; and working capital facilities, credit for investment projects, and leasing and foreign trade transactions. Further, the company provides transaction services, such as cash management, collection services, payments to suppliers, payroll services, foreign exchange transactions, and foreign trade services; information services comprising Datanet and Interpymes services to corporate customers; and Internet and mobile banking services. Additionally, it offers short-term and medium-to-long-term corporate lending products. Banco Macro S.A. was incorporated in 1966 and is headquartered in Buenos Aires, Argentina.

About Bogota Financial

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans; consumer loans, such as home equity loans and lines of credit; commercial and industrial loans; and construction loans; and buys, sells, and holds investment securities. It operates through various offices located in Bogota, Hasbrouck Heights, Newark, Oak Ridge, Parsippany, and Teaneck, as well as through a loan production office in Spring Lake, New Jersey. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. operates as a subsidiary of Bogota Financial, MHC.