UMB Financial (NASDAQ:UMBF) Director Sells $49,883.40 in Stock

UMB Financial Corporation (NASDAQ:UMBF) Director Kevin Gallagher sold 370 shares of the firm’s stock in a transaction that occurred on Friday, October 30th. The stock was sold at an average price of $134.82, for a total transaction of $49,883.40. Following the transaction, the director directly owned 11,493 shares in the company, valued at $1,549,486.26. This represents a 3.12% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is accessible through the SEC website.

UMB Financial Price Performance

Shares of NASDAQ UMBF traded down $1.69 during mid-day trading on Friday, hitting $134.47. 616,126 shares of the stock traded hands, compared to its average volume of 875,320. The company has a debt-to-equity ratio of 0.04, a current ratio of 0.76 and a quick ratio of 0.76. UMB Financial Corporation has a twelve month low of $68.92 and a twelve month high of $144.36. The company has a market cap of $10.21 billion, a PE ratio of 10.18, a price-to-earnings-growth ratio of 0.62 and a beta of 0.82. The firm has a 50 day simple moving average of $135.94 and a two-hundred day simple moving average of $131.13.

UMB Financial (NASDAQ:UMBF) last issued its quarterly earnings results on Tuesday, October 27th. The bank reported $3.56 earnings per share for the quarter, topping analysts’ consensus estimates of $3.22 by $0.34. UMB Financial had a return on equity of 14.07% and a net margin of 23.45%. The firm had revenue of $772.39 million during the quarter, compared to the consensus estimate of $744.81 million. During the same period last year, the business posted $2.70 EPS. The business’s revenue was up 13.9% compared to the same quarter last year. As a group, equities research analysts forecast that UMB Financial Corporation will post 13.53 EPS for the current fiscal year.

UMB Financial Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Monday, January 4th. Investors of record on Thursday, December 10th will be paid a dividend of $0.50 per share. This represents a $2.00 dividend on an annualized basis and a dividend yield of 1.5%. The ex-dividend date is Thursday, December 10th. UMB Financial’s payout ratio is presently 16.65%.

Institutional Inflows and Outflows

A number of hedge funds have recently added to or reduced their stakes in the stock. Provenance Wealth Advisors LLC bought a new position in UMB Financial in the third quarter worth about $315,000. Oregon Public Employees Retirement Fund boosted its position in UMB Financial by 1.0% during the 3rd quarter. Oregon Public Employees Retirement Fund now owns 14,909 shares of the bank’s stock valued at $1,938,000 after acquiring an additional 149 shares in the last quarter. Summit Global Investments purchased a new position in shares of UMB Financial during the 3rd quarter worth approximately $632,000. VIRGINIA RETIREMENT SYSTEMS ET Al boosted its position in shares of UMB Financial by 68.8% during the third quarter. VIRGINIA RETIREMENT SYSTEMS ET Al now owns 8,100 shares of the bank’s stock valued at $1,053,000 after purchasing an additional 3,300 shares in the last quarter. Finally, Moody Aldrich Partners LLC grew its holdings in UMB Financial by 211.4% in the third quarter. Moody Aldrich Partners LLC now owns 72,559 shares of the bank’s stock worth $9,433,000 after purchasing an additional 49,261 shares during the period. 87.78% of the stock is owned by hedge funds and other institutional investors.

Wall Street Analysts Forecast Growth

A number of analysts recently weighed in on the stock. Weiss Ratings reaffirmed a “buy (b)” rating on shares of UMB Financial in a report on Thursday, October 22nd. Citigroup cut their price target on shares of UMB Financial from $162.00 to $145.00 and set a “neutral” rating for the company in a report on Thursday. Piper Sandler reduced their price target on shares of UMB Financial from $181.00 to $169.00 and set an “overweight” rating for the company in a research report on Thursday. TD Cowen upped their price target on shares of UMB Financial from $152.00 to $154.00 and gave the stock a “buy” rating in a report on Thursday. Finally, Keefe, Bruyette & Woods increased their price objective on UMB Financial from $155.00 to $160.00 and gave the stock an “outperform” rating in a research report on Thursday, July 30th. One research analyst has rated the stock with a Strong Buy rating, eleven have given a Buy rating and four have assigned a Hold rating to the company’s stock. Based on data from MarketBeat.com, UMB Financial currently has a consensus rating of “Moderate Buy” and a consensus price target of $160.93.

Key UMB Financial News

Here are the key news stories impacting UMB Financial this week:

• Positive Sentiment: TD Cowen maintained its Buy rating on UMB Financial, reinforcing the view that the stock’s earnings growth and strategic expansion justify additional upside. TD Cowen Reaffirms Their Buy Rating on UMB Financial
• Positive Sentiment: UMB Financial’s third-quarter performance showed continued growth: earnings per share exceeded analyst expectations, revenue increased 13.9% year over year, and EPS rose from $2.70 to $3.56. The earnings call also highlighted growth and expansion initiatives. UMB Financial 2026 Q3 Results
• Positive Sentiment: The company agreed to acquire El Dorado Savings Bank for approximately $506 million, giving UMB Financial entry into California and Nevada. The transaction is targeted to close in the first quarter of 2027 and could expand its geographic footprint and customer base. UMB Financial El Dorado Savings Bank Deal
• Positive Sentiment: Zacks characterized UMB Financial as both a strong momentum and value stock, potentially attracting investors seeking earnings growth at a comparatively reasonable valuation. Why UMB Financial Is a Strong Momentum Stock
• Neutral Sentiment: UMB Financial announced management changes, including a refocusing of Chief Risk Officer Shannon A. Johnson’s responsibilities. The changes may improve organizational focus, but their financial effect is not yet clear. UMB Financial Refocuses Chief Risk Officer Responsibilities
• Negative Sentiment: Citigroup lowered its price target from $162 to $145 and shifted to a Neutral rating. Although the revised target still implies upside, the downgrade signals reduced near-term conviction and may weigh on sentiment. Citigroup UMB Financial Rating
• Negative Sentiment: Director Kevin Gallagher sold 370 shares for approximately $49,883, reducing his holdings by 3.12%. The relatively small transaction is not necessarily a fundamental warning, but insider selling can add short-term caution. SEC Insider Sale Filing
• Negative Sentiment: Management expects fourth-quarter operating expenses of $400 million to $405 million while advancing the El Dorado transaction. Elevated expenses and acquisition-related costs could pressure near-term profitability before potential strategic benefits emerge. UMB Financial Fourth-Quarter Expense Outlook

About UMB Financial

UMB Financial Corporation is a financial holding company headquartered in Kansas City, Missouri. Its principal subsidiary, UMB Bank, provides banking and financial services to individuals, businesses, institutions and government entities. The company serves customers through banking offices and digital channels across the Midwest and other U.S. markets.

UMB Bank offers commercial and personal banking products, including deposit accounts, loans, treasury management, payment services and credit solutions.