Expensify (NASDAQ:EXFY) vs. Palantir Technologies (NASDAQ:PLTR) Head to Head Survey

Palantir Technologies (NASDAQ:PLTR) and Expensify (NASDAQ:EXFY) are both technology companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, valuation, dividends, profitability, institutional ownership, earnings and analyst recommendations.

Insider & Institutional Ownership

45.6% of Palantir Technologies shares are held by institutional investors. Comparatively, 68.4% of Expensify shares are held by institutional investors. 9.5% of Palantir Technologies shares are held by company insiders. Comparatively, 11.7% of Expensify shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares Palantir Technologies and Expensify’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Palantir Technologies	50.34%	30.49%	25.71%
Expensify	-11.31%	-11.54%	-8.34%

Earnings and Valuation

This table compares Palantir Technologies and Expensify”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Palantir Technologies	$4.48 billion	90.65	$1.63 billion	$1.43	118.06
Expensify	$142.10 million	0.96	-$21.39 million	($0.18)	-9.56

Palantir Technologies has higher revenue and earnings than Expensify. Expensify is trading at a lower price-to-earnings ratio than Palantir Technologies, indicating that it is currently the more affordable of the two stocks.

Volatility and Risk

Palantir Technologies has a beta of 1.65, suggesting that its stock price is 65% more volatile than the S&P 500. Comparatively, Expensify has a beta of 1.72, suggesting that its stock price is 72% more volatile than the S&P 500.

Analyst Ratings

This is a summary of recent recommendations and price targets for Palantir Technologies and Expensify, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Palantir Technologies	3	8	27	1	2.67
Expensify	1	0	2	0	2.33

Palantir Technologies currently has a consensus price target of $214.53, suggesting a potential upside of 27.08%. Expensify has a consensus price target of $3.00, suggesting a potential upside of 74.42%. Given Expensify’s higher possible upside, analysts clearly believe Expensify is more favorable than Palantir Technologies.

Summary

Palantir Technologies beats Expensify on 11 of the 15 factors compared between the two stocks.

About Palantir Technologies

Palantir Technologies is a software company that develops platforms for integrating, analyzing and using data to support operational decisions. Its products are designed to help organizations work with large, complex datasets while managing access and security. The company’s platforms include Gotham, used primarily by government and intelligence customers; Foundry, designed for commercial and other organizations; Apollo, which supports the deployment and management of software; and Artificial Intelligence Platform (AIP), which helps organizations use artificial intelligence with their data and operations.

About Expensify

Expensify, Inc. develops cloud-based software for expense management and business payments. Its platform is designed to help individuals and organizations capture receipts, create and submit expense reports, manage reimbursements, and automate accounting-related workflows. The company’s products and services include receipt scanning, expense tracking, corporate cards, bill payment, invoicing, travel-related expense management, and integrations with accounting and enterprise software. Expensify serves businesses of various sizes, as well as self-employed professionals and individuals who need tools for managing work-related spending.