nCino (NASDAQ:NCNO) Issues FY26 Earnings Guidance

nCino (NASDAQ:NCNO) issued an update on its FY26 earnings guidance on Tuesday morning. The company provided earnings per share (EPS) guidance of $0.66-0.69 for the period, compared to the consensus estimate of $0.88. The company issued revenue guidance of $574.5-578.5 million, compared to the consensus revenue estimate of $612.09 million. nCino also updated its FY 2026 guidance to 0.660-0.690 EPS.

Analyst Ratings Changes

NCNO has been the topic of a number of research analyst reports. Raymond James lowered their target price on shares of nCino from $42.00 to $32.00 and set an “outperform” rating on the stock in a research note on Wednesday. Robert W. Baird dropped their price objective on nCino from $43.00 to $42.00 and set a “neutral” rating on the stock in a research note on Thursday, December 5th. The Goldman Sachs Group downgraded nCino from a “buy” rating to a “neutral” rating and decreased their target price for the company from $42.00 to $24.00 in a research note on Wednesday. Truist Financial downgraded nCino from a “buy” rating to a “hold” rating and dropped their price target for the stock from $44.00 to $21.00 in a research report on Wednesday. Finally, KeyCorp reissued a “sector weight” rating on shares of nCino in a research report on Monday, February 3rd. Ten equities research analysts have rated the stock with a hold rating and seven have given a buy rating to the company. According to MarketBeat.com, the stock presently has a consensus rating of “Hold” and an average price target of $31.13.

nCino Trading Down 19.7 %

Shares of NCNO opened at $22.59 on Thursday. The company has a current ratio of 1.95, a quick ratio of 1.95 and a debt-to-equity ratio of 0.20. The stock has a market cap of $2.62 billion, a PE ratio of -132.87, a PEG ratio of 5.77 and a beta of 0.66. nCino has a 1 year low of $18.75 and a 1 year high of $43.20. The stock has a 50 day simple moving average of $31.02 and a 200-day simple moving average of $34.12.

nCino (NASDAQ:NCNO) last issued its quarterly earnings data on Tuesday, April 1st. The company reported $0.12 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.18 by ($0.06). nCino had a negative net margin of 3.46% and a positive return on equity of 1.62%. The company had revenue of $141.37 million for the quarter, compared to the consensus estimate of $140.81 million. During the same period in the previous year, the business posted $0.21 earnings per share. The firm’s revenue was up 14.3% compared to the same quarter last year. On average, sell-side analysts predict that nCino will post 0.12 EPS for the current fiscal year.

nCino declared that its board has initiated a share repurchase plan on Tuesday, April 1st that permits the company to repurchase $100.00 million in shares. This repurchase authorization permits the company to reacquire up to 3.1% of its stock through open market purchases. Stock repurchase plans are usually a sign that the company’s management believes its stock is undervalued.

Insider Transactions at nCino

In related news, Director Jeff Horing sold 54,876 shares of the company’s stock in a transaction dated Monday, January 6th. The shares were sold at an average price of $35.00, for a total transaction of $1,920,660.00. Following the transaction, the director now owns 4,458,591 shares in the company, valued at $156,050,685. This represents a 1.22 % decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website. Also, insider April Rieger sold 4,325 shares of the business’s stock in a transaction dated Tuesday, February 4th. The stock was sold at an average price of $32.60, for a total transaction of $140,995.00. Following the completion of the transaction, the insider now directly owns 145,953 shares of the company’s stock, valued at approximately $4,758,067.80. This represents a 2.88 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold 86,877 shares of company stock valued at $2,963,893 in the last three months. 28.40% of the stock is owned by corporate insiders.

nCino Company Profile

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.