TransUnion (NYSE:TRU) Releases Q4 2025 Earnings Guidance

TransUnion (NYSE:TRU) issued an update on its fourth quarter 2025 earnings guidance on Thursday morning. The company provided EPS guidance of 0.970-1.02 for the period, compared to the consensus EPS estimate of 0.940. The company issued revenue guidance of $1.1 billion-$1.1 billion, compared to the consensus revenue estimate of $1.1 billion. TransUnion also updated its FY 2025 guidance to 4.190-4.250 EPS.

TransUnion Stock Down 0.4%

NYSE:TRU opened at $80.61 on Thursday. The company has a debt-to-equity ratio of 1.09, a quick ratio of 2.02 and a current ratio of 2.03. The company has a market capitalization of $15.70 billion, a price-to-earnings ratio of 40.30, a price-to-earnings-growth ratio of 2.15 and a beta of 1.71. TransUnion has a one year low of $66.38 and a one year high of $113.17. The stock has a 50-day simple moving average of $85.60 and a 200 day simple moving average of $86.18.

TransUnion (NYSE:TRU) last released its earnings results on Thursday, July 24th. The business services provider reported $1.08 EPS for the quarter, topping analysts’ consensus estimates of $0.99 by $0.09. The company had revenue of $1.14 billion for the quarter, compared to the consensus estimate of $1.10 billion. TransUnion had a return on equity of 16.08% and a net margin of 8.99%.TransUnion’s quarterly revenue was up 9.5% compared to the same quarter last year. During the same quarter last year, the business posted $0.99 EPS. Sell-side analysts predict that TransUnion will post 3.99 EPS for the current fiscal year.

TransUnion Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Monday, September 8th. Shareholders of record on Friday, August 22nd were paid a $0.115 dividend. This represents a $0.46 dividend on an annualized basis and a yield of 0.6%. The ex-dividend date was Friday, August 22nd. TransUnion’s dividend payout ratio (DPR) is presently 23.00%.

Wall Street Analyst Weigh In

Several equities analysts have recently commented on the stock. Seaport Res Ptn upgraded shares of TransUnion to a “hold” rating in a research report on Wednesday, October 1st. UBS Group reissued a “neutral” rating and set a $105.00 target price (up from $98.00) on shares of TransUnion in a research note on Friday, July 25th. Weiss Ratings restated a “hold (c)” rating on shares of TransUnion in a research note on Wednesday, October 8th. The Goldman Sachs Group reduced their price objective on TransUnion from $96.00 to $83.00 and set a “neutral” rating for the company in a research report on Thursday, October 2nd. Finally, Oppenheimer started coverage on TransUnion in a research report on Monday, October 13th. They issued an “outperform” rating and a $93.00 target price on the stock. Ten equities research analysts have rated the stock with a Buy rating, five have given a Hold rating and one has issued a Sell rating to the stock. According to MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and a consensus target price of $108.15.

Insider Buying and Selling

In other TransUnion news, insider Steven M. Chaouki sold 1,000 shares of the stock in a transaction on Wednesday, October 1st. The stock was sold at an average price of $83.19, for a total transaction of $83,190.00. Following the completion of the transaction, the insider directly owned 64,592 shares of the company’s stock, valued at approximately $5,373,408.48. This trade represents a 1.52% decrease in their position. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, CAO Jennifer A. Williams sold 755 shares of TransUnion stock in a transaction dated Friday, August 29th. The stock was sold at an average price of $88.46, for a total value of $66,787.30. Following the transaction, the chief accounting officer directly owned 5,691 shares in the company, valued at approximately $503,425.86. The trade was a 11.71% decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold a total of 10,309 shares of company stock valued at $919,839 over the last quarter. Corporate insiders own 0.22% of the company’s stock.

Institutional Inflows and Outflows

Several hedge funds have recently added to or reduced their stakes in TRU. Theleme Partners LLP increased its holdings in shares of TransUnion by 16.1% in the second quarter. Theleme Partners LLP now owns 2,108,357 shares of the business services provider’s stock valued at $185,535,000 after buying an additional 293,000 shares in the last quarter. Invesco Ltd. grew its holdings in shares of TransUnion by 4.5% in the 2nd quarter. Invesco Ltd. now owns 578,599 shares of the business services provider’s stock worth $50,917,000 after acquiring an additional 24,736 shares during the last quarter. The Manufacturers Life Insurance Company lifted its holdings in shares of TransUnion by 2.2% during the second quarter. The Manufacturers Life Insurance Company now owns 576,019 shares of the business services provider’s stock valued at $50,690,000 after purchasing an additional 12,280 shares during the last quarter. California State Teachers Retirement System boosted its position in shares of TransUnion by 10.2% in the 2nd quarter. California State Teachers Retirement System now owns 343,165 shares of the business services provider’s stock valued at $30,199,000 after purchasing an additional 31,673 shares during the period. Finally, Meridiem Capital Partners LP purchased a new position in TransUnion in the 2nd quarter worth about $24,558,000.

TransUnion Company Profile

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates through U.S. Markets, International, and Consumer Interactive segments. The U.S. Markets segment provides consumer reports, actionable insights, and analytic services to businesses, which uses its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk.