Chain Bridge Bancorp (NYSE:CBNA) versus Valley National Bancorp (NASDAQ:VLY) Financial Review

Chain Bridge Bancorp (NYSE:CBNA) and Valley National Bancorp (NASDAQ:VLY) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, earnings, institutional ownership, profitability, valuation, dividends and risk.

Analyst Ratings

This is a summary of current ratings and target prices for Chain Bridge Bancorp and Valley National Bancorp, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chain Bridge Bancorp	1	3	0	1	2.20
Valley National Bancorp	0	2	13	2	3.00

Chain Bridge Bancorp presently has a consensus price target of $30.67, suggesting a potential upside of 3.90%. Valley National Bancorp has a consensus price target of $13.25, suggesting a potential upside of 19.26%. Given Valley National Bancorp’s stronger consensus rating and higher possible upside, analysts plainly believe Valley National Bancorp is more favorable than Chain Bridge Bancorp.

Earnings & Valuation

This table compares Chain Bridge Bancorp and Valley National Bancorp”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chain Bridge Bancorp	$56.65 million	3.42	$20.95 million	$2.86	10.32
Valley National Bancorp	$1.96 billion	3.17	$380.27 million	$0.88	12.63

Valley National Bancorp has higher revenue and earnings than Chain Bridge Bancorp. Chain Bridge Bancorp is trading at a lower price-to-earnings ratio than Valley National Bancorp, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

61.0% of Valley National Bancorp shares are owned by institutional investors. 25.9% of Chain Bridge Bancorp shares are owned by insiders. Comparatively, 1.4% of Valley National Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares Chain Bridge Bancorp and Valley National Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Chain Bridge Bancorp	32.83%	12.10%	1.22%
Valley National Bancorp	14.86%	6.67%	0.77%

Summary

Valley National Bancorp beats Chain Bridge Bancorp on 8 of the 14 factors compared between the two stocks.

About Chain Bridge Bancorp

Chain Bridge Bancorp, Inc. operates as a Delaware-chartered bank holding company for Chain Bridge Bank, National Association that provides commercial and personal banking, and trust services in the United States. Its deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and money market accounts. The company’s loan portfolio comprises of residential and commercial real estate loans, commercial loans, and consumer loans. It also provides treasury management, payments, trusts and estate administration, wealth management, and asset custody services. The company was incorporated in 2006 and is headquartered in McLean, Virginia.

About Valley National Bancorp

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. It operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. The company offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. It also invests in various securities and interest-bearing deposits with other banks; and provides international banking services, such as standby and documentary letters of credit, and related products, as well as foreign exchange transactions, documentary collections, and foreign wire transfers services. In addition, the company offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, it provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as owns real estate related investments. Additionally, the company offers online, mobile, and telephone banking services; receivable, payment, and security solution, merchant, payroll processing, and liquidity services; credit cards; and drive-in and night deposit, automated teller machine, remote deposit capture, and safe deposit facility services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.