Head-To-Head Comparison: Acmat (OTCMKTS:ACMTA) & Lemonade (NYSE:LMND)

Lemonade (NYSE:LMND) and Acmat (OTCMKTS:ACMTA) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, dividends, profitability, analyst recommendations, earnings, valuation and risk.

Profitability

This table compares Lemonade and Acmat’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Lemonade	-26.39%	-31.86%	-9.20%
Acmat	N/A	N/A	N/A

Institutional & Insider Ownership

80.3% of Lemonade shares are owned by institutional investors. 12.5% of Lemonade shares are owned by company insiders. Comparatively, 10.8% of Acmat shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Analyst Ratings

This is a summary of recent ratings and price targets for Lemonade and Acmat, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lemonade	3	2	4	0	2.11
Acmat	0	0	0	0	0.00

Lemonade presently has a consensus price target of $71.50, indicating a potential downside of 11.98%. Given Lemonade’s stronger consensus rating and higher probable upside, equities analysts clearly believe Lemonade is more favorable than Acmat.

Earnings & Valuation

This table compares Lemonade and Acmat”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lemonade	$526.50 million	11.53	-$202.20 million	($2.39)	-33.99
Acmat	N/A	N/A	N/A	N/A	N/A

Acmat has lower revenue, but higher earnings than Lemonade.

Summary

Lemonade beats Acmat on 6 of the 9 factors compared between the two stocks.

About Lemonade

Lemonade, Inc. provides various insurance products through various channels in the United States, Europe, and the United Kingdom. Its insurance products include stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. The company also offers renters, homeowners, car, pet, and life insurance products, as well as landlord insurance policies. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. and changed its name to Lemonade, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.

About Acmat

ACMAT Corporation, through its subsidiaries, provides surety bonds primarily for construction contractors in the United States. The company offers surety bonds for prime, sub-prime, specialty trade, environmental, asbestos, and lead abatement contractors, as well as for miscellaneous obligations. It also provides miscellaneous surety comprising workers’ compensation, supply, subdivision, and license and permit bonds. The company was founded in 1950 and is based in Farmington, Connecticut.