Head to Head Survey: CaixaBank (OTCMKTS:CAIXY) and China Minsheng (OTCMKTS:CMAKY)

China Minsheng (OTCMKTS:CMAKY) and CaixaBank (OTCMKTS:CAIXY) are both large-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, earnings, analyst recommendations, institutional ownership, profitability, valuation and risk.

Valuation and Earnings

This table compares China Minsheng and CaixaBank”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
China Minsheng	$33.55 billion	0.57	$4.25 billion	$0.88	4.97
CaixaBank	$29.05 billion	3.05	$6.66 billion	N/A	N/A

CaixaBank has lower revenue, but higher earnings than China Minsheng.

Analyst Recommendations

This is a breakdown of current ratings and target prices for China Minsheng and CaixaBank, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
China Minsheng	0	1	0	0	2.00
CaixaBank	0	3	2	0	2.40

Volatility and Risk

China Minsheng has a beta of 0.29, meaning that its stock price is 71% less volatile than the S&P 500. Comparatively, CaixaBank has a beta of 0.33, meaning that its stock price is 67% less volatile than the S&P 500.

Dividends

China Minsheng pays an annual dividend of $0.27 per share and has a dividend yield of 6.2%. CaixaBank pays an annual dividend of $0.16 per share and has a dividend yield of 3.8%. China Minsheng pays out 30.7% of its earnings in the form of a dividend.

Profitability

This table compares China Minsheng and CaixaBank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
China Minsheng	11.67%	4.47%	0.39%
CaixaBank	N/A	N/A	N/A

Summary

CaixaBank beats China Minsheng on 6 of the 11 factors compared between the two stocks.

About China Minsheng

China Minsheng Banking Corp., Ltd. provides banking products and services for individuals, small and micro-enterprises, corporate customers, government agencies, and financial institutions in the People's Republic of China. The company operates through Corporate Banking, Retail Banking, and Others segments. Its deposit products include saving accounts, deposit books and certificates, contracted deposits, agreement deposits, call deposits, corporate term deposits, and corporate current deposits. The company also offers personal housing mortgage, individual automobile purchase, household composite consumption, micro-credit products for individuals, medium and long term, and short-term working capital loans; and debit and credit cards. In addition, it provides appointed and domestic remittance, payment and collection agent, clearing, safe deposit boxes, VIP, and salary and welfare agent card services, as well as internet, mobile, telephone, and self-serve banking services. Further, the company offers gross settlement; wages distribution agency and letter of guarantee; cash management; trade finance; industrial chain finance; individual forex settlement, forex remittance, travelers promissory notes, collection, individual deposit certificate, and guarantee letter products; and comprehensive credit granting, forex settlement and sale, financial product investment, asset management, and trust financing services. Additionally, it provides convenient finance and investment banking services, as well as non-financial services in the education, business travel, traveler, art, luxury life, health, club, and isports areas. The company operates through branch-level institutions, business outlets, community sub-branches, and small business sub-branches. China Minsheng Banking Corp., Ltd. was incorporated in 1996 and is headquartered in Beijing, the People's Republic of China.

About CaixaBank

CaixaBank, S.A., together with its subsidiaries, provides various banking products and financial services in Spain and internationally. The company operates through Banking and Insurance, Equity Investments, and BPI segments. It also provides solutions related to security, protection, internationalization, and financing; traditional financial advice, independent advice, and broker services; asset management; liquidity management; capital markets, cash management, project finance, asset finance, and M&A services; and various financial services and solutions to public and private sector institutions, as well as distributes non-life and life risk insurance policies; and private banking services. In addition, the company is involved in the real estate business. It has branches and ATMs in Spain; and branches and ATMs in Portugal. CaixaBank, S.A. was founded in 1904 and is based in Valencia, Spain.