Equifax (NYSE:EFX) Updates FY 2026 Earnings Guidance

Equifax (NYSE:EFX) issued an update on its FY 2026 earnings guidance on Tuesday morning. The company provided earnings per share guidance of 8.340-8.740 for the period, compared to the consensus earnings per share estimate of 8.600. The company issued revenue guidance of $6.7 billion-$6.8 billion, compared to the consensus revenue estimate of $6.7 billion. Equifax also updated its Q2 2026 guidance to 2.150-2.250 EPS.

Equifax Price Performance

Shares of EFX stock opened at $193.15 on Wednesday. The company has a market capitalization of $23.30 billion, a PE ratio of 36.31, a price-to-earnings-growth ratio of 1.51 and a beta of 1.56. The firm has a fifty day simple moving average of $189.45 and a 200-day simple moving average of $206.02. The company has a current ratio of 0.60, a quick ratio of 0.60 and a debt-to-equity ratio of 0.88. Equifax has a twelve month low of $166.02 and a twelve month high of $281.03.

Equifax (NYSE:EFX) last announced its earnings results on Tuesday, April 21st. The credit services provider reported $1.86 earnings per share for the quarter, beating the consensus estimate of $1.69 by $0.17. The business had revenue of $1.65 billion during the quarter, compared to the consensus estimate of $1.61 billion. Equifax had a net margin of 10.87% and a return on equity of 19.27%. The business’s quarterly revenue was up 14.3% compared to the same quarter last year. During the same period in the prior year, the firm earned $1.53 earnings per share. Equifax has set its Q2 2026 guidance at 2.150-2.250 EPS and its FY 2026 guidance at 8.340-8.740 EPS. Equities research analysts anticipate that Equifax will post 8.62 earnings per share for the current fiscal year.

Equifax Increases Dividend

The company also recently announced a quarterly dividend, which was paid on Tuesday, March 17th. Stockholders of record on Monday, March 9th were paid a $0.56 dividend. This represents a $2.24 annualized dividend and a dividend yield of 1.2%. This is a boost from Equifax’s previous quarterly dividend of $0.50. The ex-dividend date was Monday, March 9th. Equifax’s payout ratio is currently 42.11%.

Analyst Upgrades and Downgrades

EFX has been the subject of several analyst reports. Needham & Company LLC decreased their target price on shares of Equifax from $295.00 to $265.00 and set a “buy” rating for the company in a research note on Thursday, February 5th. Oppenheimer reduced their price objective on shares of Equifax from $271.00 to $266.00 and set an “outperform” rating on the stock in a research note on Monday, January 12th. Wells Fargo & Company reduced their price objective on shares of Equifax from $265.00 to $240.00 and set an “overweight” rating on the stock in a research note on Thursday, February 5th. Jefferies Financial Group reduced their price objective on shares of Equifax from $240.00 to $220.00 and set a “buy” rating on the stock in a research note on Friday, April 17th. Finally, Weiss Ratings reiterated a “hold (c)” rating on shares of Equifax in a research note on Monday, December 29th. Thirteen research analysts have rated the stock with a Buy rating and five have issued a Hold rating to the stock. According to data from MarketBeat, the company currently has a consensus rating of “Moderate Buy” and a consensus target price of $235.75.

Insider Transactions at Equifax

In other news, EVP John W. Gamble, Jr. sold 4,500 shares of the firm’s stock in a transaction dated Monday, February 23rd. The shares were sold at an average price of $195.72, for a total value of $880,740.00. Following the transaction, the executive vice president directly owned 58,921 shares in the company, valued at approximately $11,532,018.12. This trade represents a 7.10% decrease in their position. The transaction was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, EVP Jamil Farshchi sold 6,213 shares of the firm’s stock in a transaction dated Tuesday, February 10th. The stock was sold at an average price of $195.81, for a total transaction of $1,216,567.53. Following the completion of the transaction, the executive vice president owned 41,036 shares in the company, valued at approximately $8,035,259.16. The trade was a 13.15% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. In the last three months, insiders have sold 49,671 shares of company stock worth $9,960,181. 1.70% of the stock is currently owned by insiders.

Trending Headlines about Equifax

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Record Q1 results — EPS and revenue topped estimates and revenue came in $37M above the midpoint of February guidance, supporting the company’s growth story. Equifax Delivers Record First Quarter Revenue
• Positive Sentiment: Revenue drivers: management credited AI-powered product innovation, cloud offerings and a 38% jump in U.S. mortgage revenue for the quarter’s strength — points to sustainable product-led growth if mortgage demand holds. Equifax Credits AI Tools for Record $1.6 Billion Quarter
• Neutral Sentiment: Management reiterated FY and Q2 guidance (Q2 EPS 2.15–2.25; FY EPS 8.34–8.74) — guidance is roughly in line with consensus midpoints but leaves less upside than investors hoped, so it’s mixed for near-term sentiment. Equifax Press Release / Slide Deck
• Neutral Sentiment: Earnings call tone was upbeat on growth and cash but cautious on near-term mortgage and macro uncertainty — suggests disciplined capital allocation but limited immediate upside from the call alone. Equifax Earnings Call: Growth, Caution And Cash
• Negative Sentiment: Market reaction: after the initial rally, shares slipped as investors focused on management maintaining revenue guidance and warning that geopolitical-driven rate volatility (Iran tensions) could weaken the mortgage market. That dampened the upside from the beat. Equifax stock slips after maintaining revenue guidance
• Negative Sentiment: Analyst reaction: Jefferies trimmed its price target (from $240 to $220) while keeping a buy rating — a sign analysts see upside but are tempering near-term expectations. Jefferies adjusts price target on Equifax

Institutional Trading of Equifax

Several hedge funds have recently bought and sold shares of EFX. Ameriflex Group Inc. lifted its position in Equifax by 612.5% in the 4th quarter. Ameriflex Group Inc. now owns 114 shares of the credit services provider’s stock valued at $25,000 after purchasing an additional 98 shares during the last quarter. Kemnay Advisory Services Inc. bought a new stake in Equifax in the 4th quarter valued at about $26,000. State of Wyoming bought a new stake in Equifax in the 2nd quarter valued at about $34,000. Caitong International Asset Management Co. Ltd bought a new stake in Equifax in the 3rd quarter valued at about $34,000. Finally, Quarry LP bought a new stake in Equifax in the 4th quarter valued at about $36,000. 96.20% of the stock is currently owned by institutional investors.

About Equifax

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that specializes in consumer and commercial credit reporting, decisioning tools and identity solutions. Headquartered in Atlanta, Georgia, Equifax is one of the three major consumer credit reporting agencies in the United States and provides credit information and related services to lenders, employers, governments and consumers worldwide.

The company’s offerings include consumer credit reports and scores, credit monitoring and identity protection services, and a range of business-oriented products for risk management, fraud detection and compliance.