Aflac (NYSE:AFL) Announces Earnings Results, Misses Estimates By $0.05 EPS

Aflac (NYSE:AFL) released its earnings results on Wednesday. The financial services provider reported $1.75 EPS for the quarter, missing the consensus estimate of $1.80 by ($0.05), FiscalAI reports. Aflac had a return on equity of 13.88% and a net margin of 25.60%.The company had revenue of $4.35 billion for the quarter, compared to analyst estimates of $4.20 billion. During the same period in the previous year, the firm earned $1.66 earnings per share. The company’s revenue for the quarter was up 27.9% compared to the same quarter last year.

Aflac Stock Performance

Shares of AFL stock opened at $112.92 on Monday. The company has a debt-to-equity ratio of 0.26, a current ratio of 0.11 and a quick ratio of 0.11. Aflac has a fifty-two week low of $96.95 and a fifty-two week high of $119.32. The stock’s 50-day moving average is $111.37 and its two-hundred day moving average is $110.84. The firm has a market cap of $58.18 billion, a P/E ratio of 12.82, a PEG ratio of 1.95 and a beta of 0.62.

Trending Headlines about Aflac

Here are the key news stories impacting Aflac this week:

• Positive Sentiment: Revenue and U.S. sales strength helped cushion the quarter; several outlets highlight rising revenue and solid U.S. growth that partially offset headwinds. Aflac 1Q Profit Rises
• Positive Sentiment: Management is targeting higher Japan sales (near JPY 80B) and expanding its reinsurance franchise in Japan — a strategic growth vector that investors view as constructive for longer‑term earnings. Japan Growth Plans
• Neutral Sentiment: Piper Sandler trimmed its price target from $130 to $125 but kept an Overweight rating — a modest downgrade to upside expectations while remaining bullish on the stock. Piper Sandler Price Target
• Neutral Sentiment: Corporate expansion: Aflac opened a South Portland, Maine office to support the state’s Paid Family & Medical Leave program — positive for local positioning but unlikely to move the stock materially in the near term. Maine Office Opening
• Negative Sentiment: Q1 EPS missed consensus as investment income came in below expectations and FX translation (weaker yen) reduced reported earnings — a primary driver of investor caution. Q1 Earnings Miss
• Negative Sentiment: Premium pressure in Japan and FX translation effects offset some Japanese sales gains, contributing to the earnings shortfall and near‑term margin concerns. Japan Premium Pressure

Insiders Place Their Bets

In other news, major shareholder Post Holdings Co. Ltd. Japan sold 166,000 shares of the business’s stock in a transaction dated Wednesday, April 8th. The stock was sold at an average price of $112.38, for a total value of $18,655,080.00. Following the sale, the insider directly owned 51,723,100 shares in the company, valued at $5,812,641,978. The trade was a 0.32% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last three months, insiders have sold 572,632 shares of company stock valued at $63,514,634. 0.80% of the stock is currently owned by corporate insiders.

Institutional Trading of Aflac

A number of large investors have recently added to or reduced their stakes in the company. Dimensional Fund Advisors LP increased its position in Aflac by 1.6% during the 4th quarter. Dimensional Fund Advisors LP now owns 4,483,205 shares of the financial services provider’s stock worth $494,385,000 after buying an additional 69,025 shares during the period. Amundi raised its stake in Aflac by 1.3% in the 4th quarter. Amundi now owns 2,664,783 shares of the financial services provider’s stock worth $293,846,000 after purchasing an additional 32,907 shares in the last quarter. Deutsche Bank AG grew its position in shares of Aflac by 36.8% during the 4th quarter. Deutsche Bank AG now owns 2,125,145 shares of the financial services provider’s stock worth $234,340,000 after purchasing an additional 571,793 shares in the last quarter. Raymond James Financial Inc. increased its holdings in shares of Aflac by 7.6% during the second quarter. Raymond James Financial Inc. now owns 1,568,841 shares of the financial services provider’s stock worth $165,450,000 after purchasing an additional 110,978 shares during the period. Finally, AQR Capital Management LLC raised its position in shares of Aflac by 11.5% in the fourth quarter. AQR Capital Management LLC now owns 1,409,114 shares of the financial services provider’s stock valued at $155,383,000 after buying an additional 145,024 shares in the last quarter. Institutional investors and hedge funds own 67.44% of the company’s stock.

Analysts Set New Price Targets

AFL has been the subject of several research reports. Weiss Ratings downgraded Aflac from a “buy (b)” rating to a “buy (b-)” rating in a report on Friday. UBS Group decreased their target price on shares of Aflac from $116.00 to $114.00 and set a “neutral” rating for the company in a research note on Thursday, April 9th. Evercore raised Aflac from a “strong sell” rating to a “strong-buy” rating in a report on Thursday, April 9th. Piper Sandler dropped their price target on Aflac from $130.00 to $125.00 and set an “overweight” rating on the stock in a research report on Friday. Finally, Wells Fargo & Company decreased their price objective on Aflac from $118.00 to $116.00 and set an “equal weight” rating for the company in a research report on Friday, April 10th. One research analyst has rated the stock with a Strong Buy rating, three have issued a Buy rating, six have assigned a Hold rating and two have given a Sell rating to the stock. Based on data from MarketBeat, Aflac presently has a consensus rating of “Hold” and an average target price of $111.64.

Aflac Company Profile

Aflac Incorporated (American Family Life Assurance Company of Columbus) is a provider of supplemental insurance products designed to help policyholders manage out-of-pocket health care and living expenses. The company underwrites a range of individual and group policies that typically pay cash benefits directly to insureds when covered events occur, enabling greater financial flexibility for medical treatment, hospital stays, critical illness, and related costs. Aflac’s product mix includes supplemental health insurance, life insurance and other specialty coverages intended to complement primary medical plans.

Founded in the mid-20th century and headquartered in Columbus, Georgia, Aflac distributes its products through a combination of employer-sponsored programs, independent brokers and agents, and direct marketing.