Zacks Research Issues Positive Forecast for SYF Earnings

Synchrony Financial (NYSE:SYF) – Zacks Research raised their Q3 2026 earnings per share estimates for Synchrony Financial in a report issued on Thursday, April 30th. Zacks Research analyst Team now anticipates that the financial services provider will earn $2.57 per share for the quarter, up from their previous forecast of $2.50. The consensus estimate for Synchrony Financial’s current full-year earnings is $9.29 per share. Zacks Research also issued estimates for Synchrony Financial’s Q4 2026 earnings at $2.52 EPS, FY2026 earnings at $9.21 EPS, Q3 2027 earnings at $3.07 EPS, Q4 2027 earnings at $2.64 EPS, FY2027 earnings at $10.26 EPS, Q1 2028 earnings at $2.69 EPS and FY2028 earnings at $10.87 EPS.

SYF has been the topic of several other research reports. Truist Financial increased their target price on Synchrony Financial from $71.00 to $82.00 and gave the stock a “hold” rating in a research report on Thursday, April 23rd. Wells Fargo & Company dropped their target price on Synchrony Financial from $100.00 to $95.00 and set an “overweight” rating on the stock in a research report on Thursday, April 9th. Robert W. Baird increased their target price on Synchrony Financial from $83.00 to $86.00 and gave the stock an “outperform” rating in a research report on Wednesday, April 22nd. Royal Bank Of Canada dropped their target price on Synchrony Financial from $91.00 to $85.00 and set a “sector perform” rating on the stock in a research report on Wednesday, January 28th. Finally, Wall Street Zen downgraded Synchrony Financial from a “buy” rating to a “hold” rating in a research report on Saturday, January 31st. One research analyst has rated the stock with a Strong Buy rating, twelve have given a Buy rating and seven have given a Hold rating to the company. According to data from MarketBeat, the company presently has a consensus rating of “Moderate Buy” and a consensus price target of $86.32.

Synchrony Financial Trading Up 1.5%

NYSE:SYF opened at $76.23 on Friday. The company has a market cap of $25.68 billion, a P/E ratio of 7.88, a P/E/G ratio of 0.65 and a beta of 1.39. The stock’s fifty day moving average price is $70.43 and its two-hundred day moving average price is $74.92. Synchrony Financial has a 1 year low of $51.72 and a 1 year high of $88.77. The company has a debt-to-equity ratio of 1.08, a current ratio of 1.24 and a quick ratio of 1.24.

Synchrony Financial (NYSE:SYF) last posted its earnings results on Tuesday, April 21st. The financial services provider reported $2.27 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.14 by $0.13. The firm had revenue of $3.70 billion for the quarter, compared to the consensus estimate of $3.81 billion. Synchrony Financial had a return on equity of 23.41% and a net margin of 15.80%.The business’s quarterly revenue was down 7.4% on a year-over-year basis. During the same quarter in the prior year, the business posted $1.89 earnings per share. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently modified their holdings of the stock. Westside Investment Management Inc. grew its stake in shares of Synchrony Financial by 100.0% during the third quarter. Westside Investment Management Inc. now owns 358 shares of the financial services provider’s stock valued at $25,000 after buying an additional 179 shares during the last quarter. FWL Investment Management LLC bought a new position in shares of Synchrony Financial during the third quarter valued at about $26,000. Salomon & Ludwin LLC grew its stake in shares of Synchrony Financial by 54.9% during the third quarter. Salomon & Ludwin LLC now owns 412 shares of the financial services provider’s stock valued at $29,000 after buying an additional 146 shares during the last quarter. Fideuram Asset Management Ireland dac bought a new position in shares of Synchrony Financial during the fourth quarter valued at about $29,000. Finally, Advisors Asset Management Inc. bought a new position in shares of Synchrony Financial during the fourth quarter valued at about $29,000. 96.48% of the stock is owned by institutional investors.

Insiders Place Their Bets

In other news, insider Brian D. Doubles sold 217,554 shares of the firm’s stock in a transaction dated Monday, March 2nd. The stock was sold at an average price of $68.68, for a total transaction of $14,941,608.72. Following the transaction, the insider directly owned 829,222 shares of the company’s stock, valued at approximately $56,950,966.96. This trade represents a 20.78% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, insider Curtis Howse sold 52,556 shares of the firm’s stock in a transaction dated Monday, February 2nd. The shares were sold at an average price of $72.32, for a total value of $3,800,849.92. Following the transaction, the insider directly owned 94,196 shares in the company, valued at $6,812,254.72. This trade represents a 35.81% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders have sold 379,928 shares of company stock valued at $26,170,764 over the last quarter. Insiders own 0.32% of the company’s stock.

Synchrony Financial declared that its Board of Directors has initiated a share buyback plan on Tuesday, April 21st that authorizes the company to buyback $0.00 in outstanding shares. This buyback authorization authorizes the financial services provider to repurchase shares of its stock through open market purchases. Shares buyback plans are usually a sign that the company’s management believes its shares are undervalued.

Synchrony Financial Announces Dividend

The company also recently announced a quarterly dividend, which will be paid on Friday, May 15th. Investors of record on Tuesday, May 5th will be paid a $0.30 dividend. This represents a $1.20 dividend on an annualized basis and a yield of 1.6%. The ex-dividend date of this dividend is Tuesday, May 5th. Synchrony Financial’s dividend payout ratio is currently 12.41%.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.