MoneyHero (NASDAQ:MNY) Releases Quarterly Earnings Results, Beats Expectations By $0.02 EPS

MoneyHero (NASDAQ:MNY) posted its quarterly earnings data on Thursday. The company reported $0.01 earnings per share (EPS) for the quarter, topping the consensus estimate of ($0.01) by $0.02, reports. The business had revenue of $19.97 million during the quarter, compared to the consensus estimate of $23.92 million. MoneyHero had a negative net margin of 35.36% and a negative return on equity of 56.10%.

Here are the key takeaways from MoneyHero’s conference call:

• Profitability inflection: MoneyHero reported Q4 net profit of $0.5M and its first-ever adjusted EBITDA gain of $0.7M, while full-year adjusted EBITDA loss narrowed 73% to $6.4M and net loss improved (~86%) to $5.2M, signaling a move from turnaround toward profit.
• Strategic revenue mix shift toward higher-margin verticals: insurance and wealth accounted for ~30% of Q4 revenue (wealth grew 50% YoY in Q4), helping cost of revenue fall to 51% and expanding margins.
• AI-driven operating leverage: AI now touches up to 70% of customer queries (47% fully resolved in December), enabling technology costs to drop ~59% year-over-year and supporting 12% more approved applications without proportional headcount growth.
• Leadership transition: the board appointed an interim CEO and is searching for a permanent CEO to lead the next scaling phase—management frames this as deliberate, but the change at a profitability inflection adds executive leadership uncertainty.
• Balance sheet and outlook: MoneyHero ended the year debt-free with $31.2M cash and $37.5M net current assets (cash up $3.3M sequentially) and expects 2026 adjusted EBITDA to exceed 2025 levels.

MoneyHero Stock Performance

MNY traded down $0.01 during midday trading on Friday, reaching $1.32. The company’s stock had a trading volume of 7,774 shares, compared to its average volume of 21,901. The stock has a market cap of $55.23 million, a P/E ratio of -1.88 and a beta of 1.26. The company has a fifty day simple moving average of $1.37 and a 200 day simple moving average of $1.31. The company has a current ratio of 1.96, a quick ratio of 1.96 and a debt-to-equity ratio of 0.01. MoneyHero has a twelve month low of $0.66 and a twelve month high of $2.40.

Institutional Trading of MoneyHero

An institutional investor recently raised its position in MoneyHero stock. Renaissance Technologies LLC raised its holdings in MoneyHero Limited (NASDAQ:MNY) by 20.9% during the fourth quarter, according to its most recent filing with the Securities & Exchange Commission. The fund owned 124,611 shares of the company’s stock after buying an additional 21,500 shares during the quarter. Renaissance Technologies LLC owned 0.30% of MoneyHero worth $157,000 at the end of the most recent quarter. 30.86% of the stock is owned by institutional investors and hedge funds.

Wall Street Analysts Forecast Growth

Separately, Zacks Research raised MoneyHero from a “strong sell” rating to a “hold” rating in a report on Tuesday, March 10th. One investment analyst has rated the stock with a Strong Buy rating, one has issued a Hold rating and one has assigned a Sell rating to the stock. According to MarketBeat.com, the stock presently has an average rating of “Hold” and an average target price of $4.00.

MoneyHero Company Profile

MoneyHero Group Ltd (NASDAQ: MNY) operates an online comparison marketplace that helps consumers research, compare and select a broad array of financial and lifestyle products. Through its digital platform, MoneyHero presents side-by-side comparisons for credit cards, personal loans, mortgages, various insurance policies, broadband and mobile plans, as well as utility services. The site features interactive tools such as personalized calculators, user reviews and curated offer alerts, designed to simplify complex product information and enhance consumer decision making.

Founded in Hong Kong in 2014, MoneyHero has expanded its presence to serve customers in Singapore and Malaysia.