Bankinter (OTCMKTS:BKNIY) and Hang Seng Bank (OTCMKTS:HSNGY) Head to Head Analysis

Bankinter (OTCMKTS:BKNIY) and Hang Seng Bank (OTCMKTS:HSNGY) are both large-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, risk, profitability, dividends, analyst recommendations, valuation and institutional ownership.

Profitability

This table compares Bankinter and Hang Seng Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bankinter	23.50%	17.69%	0.86%
Hang Seng Bank	N/A	N/A	N/A

Valuation & Earnings

This table compares Bankinter and Hang Seng Bank”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bankinter	$5.27 billion	2.71	$1.23 billion	$1.40	11.36
Hang Seng Bank	$8.63 billion	4.27	$2.36 billion	N/A	N/A

Hang Seng Bank has higher revenue and earnings than Bankinter.

Analyst Recommendations

This is a summary of recent ratings and price targets for Bankinter and Hang Seng Bank, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bankinter	1	5	1	0	2.00
Hang Seng Bank	1	1	0	0	1.50

Risk & Volatility

Bankinter has a beta of -0.15, meaning that its stock price is 115% less volatile than the S&P 500. Comparatively, Hang Seng Bank has a beta of 0.17, meaning that its stock price is 83% less volatile than the S&P 500.

Dividends

Bankinter pays an annual dividend of $0.32 per share and has a dividend yield of 2.0%. Hang Seng Bank pays an annual dividend of $0.58 per share and has a dividend yield of 2.9%. Bankinter pays out 22.9% of its earnings in the form of a dividend.

Summary

Hang Seng Bank beats Bankinter on 6 of the 11 factors compared between the two stocks.

About Bankinter

Bankinter, S.A. provides various banking products and services to individuals and corporate customers, and small- and medium-sized enterprises in Spain. It offers payroll, pension, business, salary, non-salary, youth salary, current, currency, professional, basic, and management accounts; deposit products; and mortgages and loan products, as well as financing services. The company also provides saving and investment products, including profiled funds, sustainable investment funds, other managers funds, pension funds, and themed funds, as well as funds for beginners; regular investment plans; and advisory, customized investment, wealth management, and alternative investment products and services. In addition, it offers accident, home, life, funeral, health, mortgage payment protection, property, personal, and motor insurance products, as well as business insurance products. Further, the company provides various services, such as estate administration, switch, asset management, accounts management, and transfer services, as well as real estate and brokerage services. Additionally, it offers retail, personal, private, commercial, and corporate banking products, as well as remote banking services. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. Bankinter, S.A. was incorporated in 1965 and is based in Madrid, Spain.

About Hang Seng Bank

Hang Seng Bank Limited, together with its subsidiaries, provides various banking and related financial services to individual, corporate, commercial, small and medium-sized enterprises, and institutional customers in Hong Kong, the Mainland of China, and internationally. It operates through five segments: Wealth and Personal Banking, Commercial Banking, Global Banking, Global Markets, and Other. The company offers personal banking services, including current and savings accounts, time deposits, mortgages and personal loans, credit cards, and insurance, investment, and other wealth management services, as well as consumer lending and wealth management services. It also provides corporate lending, trade and receivable finance, payments and cash management, treasury and foreign exchange, general insurance, key-person insurance, investment services, and corporate wealth management services; general banking and transaction banking, corporate lending, deposits, and cash management services; and tailored solutions and services in foreign exchange, bullion, equities, fixed income, and securities financing, as well as manages the funding and liquidity position activities. In addition, the company offers retirement benefits, life assurance, fund management, and stock broking services, as well as index compilation and licensing; fund raising and sales; and asset management services. It operates service outlets in Hong Kong; branches in Macau and Singapore; and representative office in Taipei, as well as a network of outlets in the Mainland of China. The company was founded in 1933 and is headquartered in Central, Hong Kong. Hang Seng Bank Limited operates as a subsidiary of The Hongkong and Shanghai Banking Corporation Limited.