Jiayin Group (NASDAQ:JFIN) Trading Up 2.1% – Still a Buy?

Jiayin Group Inc. Sponsored ADR (NASDAQ:JFIN) shares were up 2.1% during mid-day trading on Wednesday . The stock traded as high as $4.44 and last traded at $4.40. Approximately 33,300 shares traded hands during mid-day trading, a decline of 30% from the average daily volume of 47,870 shares. The stock had previously closed at $4.31.

Analyst Ratings Changes

Separately, Weiss Ratings downgraded Jiayin Group from a “hold (c)” rating to a “hold (c-)” rating in a report on Wednesday, May 6th. One investment analyst has rated the stock with a Hold rating, According to data from MarketBeat, the company has an average rating of “Hold”.

Jiayin Group Trading Down 8.7%

The company has a quick ratio of 1.88, a current ratio of 1.88 and a debt-to-equity ratio of 0.12. The firm has a market capitalization of $208.27 million, a P/E ratio of 0.98 and a beta of 0.88. The firm has a 50 day moving average of $4.81 and a 200-day moving average of $6.20.

Jiayin Group (NASDAQ:JFIN) last posted its quarterly earnings data on Wednesday, April 1st. The company reported $0.28 EPS for the quarter, topping analysts’ consensus estimates of $0.17 by $0.11. The firm had revenue of $155.82 million for the quarter, compared to analyst estimates of $53.38 million. Jiayin Group had a return on equity of 37.45% and a net margin of 24.60%.

Hedge Funds Weigh In On Jiayin Group

Several hedge funds and other institutional investors have recently added to or reduced their stakes in JFIN. Marshall Wace LLP acquired a new position in Jiayin Group in the 4th quarter valued at $392,000. Renaissance Technologies LLC raised its holdings in Jiayin Group by 87.2% in the 4th quarter. Renaissance Technologies LLC now owns 120,000 shares of the company’s stock valued at $696,000 after acquiring an additional 55,900 shares in the last quarter. Militia Capital Management LLC acquired a new position in Jiayin Group in the 1st quarter valued at $215,000. Dimensional Fund Advisors LP acquired a new position in Jiayin Group in the 3rd quarter valued at $520,000. Finally, Quadrature Capital Ltd acquired a new position in Jiayin Group in the 4th quarter valued at $287,000. 44.08% of the stock is owned by institutional investors and hedge funds.

About Jiayin Group

Jiayin Group (NASDAQ: JFIN) is a China-based, technology-driven consumer finance marketplace that connects individual borrowers with institutional lenders. The company’s online platform leverages proprietary credit scoring models, big data analytics and AI‐powered risk management tools to streamline the loan application, approval and disbursement processes. By integrating end-to-end services—including borrower acquisition, credit assessment, loan servicing and collection—Jiayin Group provides a comprehensive fintech solution for unsecured personal loans.

Through its platform, Jiayin Group offers financial institutions access to an underserved segment of the consumer credit market, particularly in third- and fourth‐tier cities across China.