Core Scientific (NASDAQ:CORZ) vs. Lufax (NYSE:LU) Head to Head Comparison

Core Scientific (NASDAQ:CORZ) and Lufax (NYSE:LU) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, dividends, valuation, profitability, institutional ownership, risk and analyst recommendations.

Profitability

This table compares Core Scientific and Lufax’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Core Scientific	-342.42%	N/A	-50.92%
Lufax	N/A	N/A	N/A

Earnings and Valuation

This table compares Core Scientific and Lufax”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Core Scientific	$319.02 million	28.95	-$288.62 million	($1.14)	-25.48
Lufax	$3.77 billion	0.37	-$291.79 million	($0.78)	-2.06

Core Scientific has higher earnings, but lower revenue than Lufax. Core Scientific is trading at a lower price-to-earnings ratio than Lufax, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a breakdown of current ratings and target prices for Core Scientific and Lufax, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Core Scientific	2	3	15	1	2.71
Lufax	1	2	0	0	1.67

Core Scientific currently has a consensus target price of $28.33, indicating a potential downside of 2.48%. Lufax has a consensus target price of $2.00, indicating a potential upside of 24.53%. Given Lufax’s higher probable upside, analysts plainly believe Lufax is more favorable than Core Scientific.

Institutional & Insider Ownership

69.1% of Lufax shares are owned by institutional investors. 1.7% of Core Scientific shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Risk & Volatility

Core Scientific has a beta of 5.49, indicating that its stock price is 449% more volatile than the S&P 500. Comparatively, Lufax has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500.

About Core Scientific

Core Scientific, Inc. provides digital asset mining services in North America. It operates through two segments, Mining and Hosting. The company offers blockchain infrastructure, software solutions, and services; and operates data center mining facilities. It also mines digital assets for its own account; and provides hosting services for other large bitcoin miners, which include deployment, monitoring, trouble shooting, optimization, and maintenance of its customers' digital asset mining equipment. In addition, the company provides electrical power, repair, and other infrastructure services to operate, maintain, and earn digital assets; and sells mining equipment to customers. Core Scientific, Inc. was founded in 2017 and is headquartered in Dover, Delaware.

About Lufax

Lufax Holding Ltd operates as a financial service empowering institution for small and micro businesses in China. The company offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. It also provides wealth management products, such as asset management plans, mutual fund products, private investment fund products, and trust products. The company was founded in 2005 and is headquartered in Shanghai, China.