TransUnion (NYSE:TRU) Releases Quarterly Earnings Results, Beats Estimates By $0.07 EPS

TransUnion (NYSE:TRU) released its quarterly earnings results on Tuesday. The business services provider reported $1.23 earnings per share for the quarter, topping analysts’ consensus estimates of $1.16 by $0.07, FiscalAI reports. The business had revenue of $1.31 billion during the quarter, compared to analysts’ expectations of $1.28 billion. TransUnion had a return on equity of 16.09% and a net margin of 14.91%. TransUnion updated its Q3 2026 guidance to 1.180-1.210 EPS and its FY 2026 guidance to 4.750-4.830 EPS.

TransUnion Price Performance

TransUnion stock opened at $77.13 on Tuesday. The company has a current ratio of 1.93, a quick ratio of 1.93 and a debt-to-equity ratio of 1.10. The company has a fifty day simple moving average of $72.06 and a 200-day simple moving average of $73.63. The stock has a market cap of $14.87 billion, a P/E ratio of 21.37, a price-to-earnings-growth ratio of 1.37 and a beta of 1.55. TransUnion has a 12-month low of $63.37 and a 12-month high of $99.39.

TransUnion Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Thursday, June 11th. Stockholders of record on Wednesday, May 27th were issued a $0.125 dividend. This represents a $0.50 dividend on an annualized basis and a dividend yield of 0.6%. The ex-dividend date was Wednesday, May 27th. TransUnion’s dividend payout ratio (DPR) is presently 13.85%.

Insiders Place Their Bets

In other TransUnion news, CAO Jennifer A. Williams sold 972 shares of the firm’s stock in a transaction on Tuesday, July 7th. The stock was sold at an average price of $80.00, for a total value of $77,760.00. Following the sale, the chief accounting officer directly owned 5,843 shares in the company, valued at $467,440. This trade represents a 14.26% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Todd C. Skinner sold 1,000 shares of the company’s stock in a transaction on Monday, June 1st. The shares were sold at an average price of $70.73, for a total transaction of $70,730.00. Following the completion of the transaction, the insider owned 65,634 shares of the company’s stock, valued at approximately $4,642,292.82. The trade was a 1.50% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last ninety days, insiders sold 30,155 shares of company stock worth $2,177,102. 0.37% of the stock is owned by corporate insiders.

Institutional Inflows and Outflows

Institutional investors have recently made changes to their positions in the company. Dodge & Cox acquired a new position in shares of TransUnion in the 4th quarter worth approximately $843,952,000. State Street Corp grew its stake in shares of TransUnion by 62.2% in the third quarter. State Street Corp now owns 6,781,771 shares of the business services provider’s stock worth $568,177,000 after purchasing an additional 2,600,425 shares in the last quarter. Invesco Ltd. increased its holdings in shares of TransUnion by 355.9% during the third quarter. Invesco Ltd. now owns 2,637,776 shares of the business services provider’s stock valued at $220,993,000 after purchasing an additional 2,059,177 shares during the period. Amundi raised its stake in shares of TransUnion by 275.3% during the third quarter. Amundi now owns 1,212,850 shares of the business services provider’s stock valued at $92,941,000 after purchasing an additional 889,644 shares in the last quarter. Finally, UBS Group AG lifted its holdings in TransUnion by 92.0% in the third quarter. UBS Group AG now owns 1,310,621 shares of the business services provider’s stock worth $109,804,000 after purchasing an additional 628,045 shares during the period.

Key Stories Impacting TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: Second-quarter results beat expectations. TransUnion reported adjusted EPS of $1.23, versus the $1.16 consensus estimate, while revenue reached $1.31 billion, topping the $1.28 billion forecast. The company also reported a 16.09% return on equity and a 14.91% net margin. TransUnion earnings press release
• Positive Sentiment: TransUnion raised its fiscal 2026 earnings outlook. The company now expects EPS of $4.75 to $4.83, above the $4.67 analyst consensus. Full-year revenue guidance of $5.1 billion to $5.2 billion is broadly in line with expectations, indicating that the earnings upgrade is the main positive surprise. TransUnion Announces Strong Second Quarter 2026 Results
• Positive Sentiment: Alternative credit data remains a growth catalyst. Recent coverage highlights TransUnion’s addition of alternative credit data to mortgage reports, which could broaden its data offerings and support future revenue growth. TransUnion alternative credit data and mortgage reports

Analyst Ratings Changes

A number of equities research analysts have weighed in on the stock. Bank of America dropped their price target on shares of TransUnion from $83.00 to $80.00 and set a “neutral” rating for the company in a research report on Tuesday, May 19th. Robert W. Baird set a $108.00 target price on shares of TransUnion in a report on Wednesday, April 29th. UBS Group boosted their target price on TransUnion from $72.00 to $77.00 and gave the company a “neutral” rating in a research report on Thursday, July 2nd. Needham & Company LLC restated a “buy” rating and set a $95.00 price target on shares of TransUnion in a research note on Wednesday, April 29th. Finally, Mizuho decreased their target price on TransUnion from $88.00 to $77.00 and set a “neutral” rating on the stock in a research note on Thursday, July 2nd. One investment analyst has rated the stock with a Strong Buy rating, seven have assigned a Buy rating and six have issued a Hold rating to the stock. Based on data from MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus price target of $91.60.

About TransUnion

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.