Unum Group (NYSE:UNM) Issues FY 2026 Earnings Guidance

Unum Group (NYSE:UNM) updated its FY 2026 earnings guidance on Tuesday. The company provided earnings per share (EPS) guidance of 8.600-8.900 for the period, compared to the consensus earnings per share estimate of 8.780. The company issued revenue guidance of -.

Unum Group Stock Performance

NYSE UNM traded down $5.54 during trading on Wednesday, hitting $82.39. 592,269 shares of the company’s stock traded hands, compared to its average volume of 1,504,646. The business has a 50 day moving average of $88.07 and a 200-day moving average of $80.20. The stock has a market capitalization of $13.16 billion, a price-to-earnings ratio of 17.94, a PEG ratio of 0.87 and a beta of 0.25. Unum Group has a 12-month low of $68.28 and a 12-month high of $93.21. The company has a debt-to-equity ratio of 0.35, a quick ratio of 0.35 and a current ratio of 0.35.

Unum Group (NYSE:UNM) last announced its quarterly earnings results on Tuesday, July 28th. The financial services provider reported $2.16 earnings per share (EPS) for the quarter, hitting analysts’ consensus estimates of $2.16. Unum Group had a net margin of 5.86% and a return on equity of 12.60%. The firm had revenue of $3.39 billion for the quarter, compared to the consensus estimate of $2.90 billion. During the same period in the prior year, the firm posted $1.92 earnings per share. The company’s revenue for the quarter was up .3% on a year-over-year basis. Unum Group has set its FY 2026 guidance at 8.600-8.900 EPS. As a group, equities research analysts anticipate that Unum Group will post 8.74 earnings per share for the current fiscal year.

Unum Group Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Friday, August 14th. Shareholders of record on Friday, July 24th will be paid a $0.505 dividend. This is an increase from Unum Group’s previous quarterly dividend of $0.46. This represents a $2.02 annualized dividend and a yield of 2.5%. The ex-dividend date of this dividend is Friday, July 24th. Unum Group’s payout ratio is currently 43.91%.

Wall Street Analyst Weigh In

UNM has been the topic of a number of recent analyst reports. Zacks Research raised shares of Unum Group from a “strong sell” rating to a “hold” rating in a report on Monday, April 6th. Morgan Stanley upped their target price on Unum Group from $80.00 to $87.00 and gave the stock an “equal weight” rating in a report on Thursday, May 21st. Barclays boosted their target price on shares of Unum Group from $105.00 to $110.00 and gave the company an “overweight” rating in a report on Monday, July 6th. Wells Fargo & Company boosted their target price on Unum Group from $100.00 to $101.00 and gave the stock an “overweight” rating in a report on Thursday, July 9th. Finally, UBS Group set a $94.00 price target on shares of Unum Group in a report on Tuesday, July 7th. Eight research analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the company’s stock. According to MarketBeat.com, Unum Group presently has an average rating of “Moderate Buy” and an average target price of $98.17.

Insider Transactions at Unum Group

In other Unum Group news, EVP Elizabeth Claire Ahmed sold 12,000 shares of the firm’s stock in a transaction dated Thursday, April 30th. The shares were sold at an average price of $80.14, for a total transaction of $961,680.00. Following the transaction, the executive vice president owned 42,587 shares of the company’s stock, valued at approximately $3,412,922.18. This trade represents a 21.98% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. 1.00% of the stock is currently owned by insiders.

Key Stories Impacting Unum Group

Here are the key news stories impacting Unum Group this week:

• Positive Sentiment: Adjusted earnings and revenue beat expectations: Unum reported after-tax adjusted operating income of $2.16 per diluted share, versus the Zacks consensus estimate of $2.14. Revenue reached approximately $3.37 billion to $3.39 billion, well above the roughly $2.90 billion consensus estimate. Unum Beats Q2 Earnings and Revenue Estimates
• Positive Sentiment: Underlying business trends and capital returns remained supportive: Premium income increased to $2.82 billion from $2.75 billion a year earlier. Unum also repurchased 2.5 million shares for $202.1 million and reported strong liquidity of $1.54 billion and an estimated risk-based capital ratio of approximately 480%. Unum Reports Second-Quarter Results
• Neutral Sentiment: Full-year outlook was maintained: Unum guided to 2026 adjusted operating earnings of $8.60 to $8.90 per share. The midpoint of $8.75 is close to the approximately $8.78 analyst consensus, offering little indication of an earnings-upside revision. Unum Earnings Report and Conference Call
• Negative Sentiment: Reported profitability weakened: GAAP net income fell to $256.9 million, or $1.61 per diluted share, from $335.6 million, or $1.92 per share, in the year-earlier quarter. Total revenue was essentially flat year over year, despite higher premiums, which may have raised concerns about earnings quality and growth momentum. Unum Group Reports Second-Quarter 2026 Results

Hedge Funds Weigh In On Unum Group

Hedge funds have recently modified their holdings of the stock. Zurich Insurance Group Ltd FI purchased a new stake in shares of Unum Group during the fourth quarter valued at $58,860,000. Alyeska Investment Group L.P. lifted its position in Unum Group by 365.3% during the fourth quarter. Alyeska Investment Group L.P. now owns 930,534 shares of the financial services provider’s stock valued at $72,116,000 after purchasing an additional 730,534 shares during the period. AQR Capital Management LLC raised its stake in shares of Unum Group by 35.1% during the 3rd quarter. AQR Capital Management LLC now owns 2,339,289 shares of the financial services provider’s stock valued at $181,622,000 after buying an additional 607,684 shares during the last quarter. Two Sigma Investments LP grew its holdings in Unum Group by 127.3% during the third quarter. Two Sigma Investments LP now owns 864,485 shares of the financial services provider’s stock worth $67,240,000 after acquiring an additional 484,107 shares during the period. Finally, Marshall Wace LLP increased its holdings in Unum Group by 507.4% in the fourth quarter. Marshall Wace LLP now owns 561,154 shares of the financial services provider’s stock valued at $43,489,000 after buying an additional 468,771 shares in the last quarter. Institutional investors and hedge funds own 86.57% of the company’s stock.

Unum Group Company Profile

Unum Group (NYSE: UNM) is a leading provider of employee benefits in the United States and selected international markets, specializing in disability, life, accident and critical illness insurance. Through both fully insured and self-funded arrangements, the company offers group coverage designed to protect income and mitigate financial hardship for employees and their families. Its portfolio includes short-term and long-term disability plans, group life and accidental death & dismemberment (AD&D) policies, as well as critical illness and hospital indemnity products.

In addition to its core product lines, Unum Group markets voluntary benefits under its Colonial Life brand, allowing employees to purchase supplemental insurance such as accident, cancer, and dental coverage directly through payroll deductions.