Upstart (UPST) to Release Quarterly Earnings on Tuesday

Upstart (NASDAQ:UPST) is anticipated to post its Q2 2026 results after the market closes on Tuesday, August 4th. Analysts expect the company to announce earnings of $0.1904 per share and revenue of $352.2910 million for the quarter. Investors are encouraged to explore the company’s upcoming Q2 2026 earning report for the latest details on the call scheduled for Tuesday, August 4, 2026 at 4:30 PM ET.

Upstart (NASDAQ:UPST) last released its earnings results on Tuesday, May 5th. The company reported ($0.07) earnings per share for the quarter, missing analysts’ consensus estimates of $0.39 by ($0.46). The company had revenue of $308.21 million during the quarter, compared to the consensus estimate of $301.30 million. Upstart had a net margin of 4.34% and a return on equity of 5.63%. The company’s revenue was up 44.3% on a year-over-year basis. During the same period last year, the firm posted $0.30 EPS. On average, analysts expect Upstart to post $1 EPS for the current fiscal year and $2 EPS for the next fiscal year.

Upstart Price Performance

Shares of UPST stock opened at $27.44 on Friday. The stock has a market capitalization of $2.63 billion, a PE ratio of 72.21, a P/E/G ratio of 0.73 and a beta of 2.26. Upstart has a 1-year low of $23.97 and a 1-year high of $87.30. The business has a 50-day moving average of $31.30 and a 200 day moving average of $31.91.

Insiders Place Their Bets

In other Upstart news, insider Sanjay Datta sold 15,000 shares of the stock in a transaction that occurred on Tuesday, June 9th. The stock was sold at an average price of $30.41, for a total value of $456,150.00. Following the completion of the sale, the insider owned 313,556 shares in the company, valued at approximately $9,535,237.96. This trade represents a 4.57% decrease in their position. The transaction was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, insider Natalia Mirgorodskaya sold 974 shares of Upstart stock in a transaction that occurred on Tuesday, May 26th. The stock was sold at an average price of $28.99, for a total value of $28,236.26. Following the completion of the sale, the insider owned 37,374 shares in the company, valued at approximately $1,083,472.26. This represents a 2.54% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last quarter, insiders have sold 33,346 shares of company stock worth $991,672. Insiders own 17.29% of the company’s stock.

Institutional Trading of Upstart

Several large investors have recently added to or reduced their stakes in the stock. Quarry LP raised its holdings in Upstart by 749.2% in the 3rd quarter. Quarry LP now owns 501 shares of the company’s stock worth $25,000 after purchasing an additional 442 shares in the last quarter. Northwestern Mutual Wealth Management Co. boosted its stake in shares of Upstart by 132.2% during the 3rd quarter. Northwestern Mutual Wealth Management Co. now owns 771 shares of the company’s stock valued at $39,000 after purchasing an additional 439 shares in the last quarter. Empowered Funds LLC bought a new stake in shares of Upstart during the 4th quarter valued at about $40,000. Daiwa Securities Group Inc. increased its position in shares of Upstart by 40.7% during the fourth quarter. Daiwa Securities Group Inc. now owns 1,372 shares of the company’s stock valued at $60,000 after buying an additional 397 shares during the period. Finally, State of Wyoming purchased a new position in shares of Upstart during the second quarter valued at about $61,000. Institutional investors own 63.01% of the company’s stock.

Wall Street Analysts Forecast Growth

Several analysts have weighed in on UPST shares. The Goldman Sachs Group boosted their price objective on Upstart from $32.00 to $39.00 and gave the company a “neutral” rating in a research report on Thursday, July 9th. Needham & Company LLC lifted their target price on shares of Upstart from $37.00 to $40.00 and gave the stock a “buy” rating in a research note on Tuesday, July 7th. Weiss Ratings downgraded shares of Upstart from a “sell (d+)” rating to a “sell (d)” rating in a research note on Wednesday, May 6th. Wall Street Zen lowered shares of Upstart from a “hold” rating to a “sell” rating in a report on Saturday, June 27th. Finally, Jefferies Financial Group reissued a “hold” rating and set a $30.00 price target on shares of Upstart in a research report on Tuesday, June 9th. Eight research analysts have rated the stock with a Buy rating, seven have issued a Hold rating and two have given a Sell rating to the company. According to MarketBeat.com, the stock has an average rating of “Hold” and an average price target of $43.93.

Upstart Company Profile

Upstart Holdings, Inc operates a cloud-based lending marketplace that leverages artificial intelligence and machine learning to assess borrower creditworthiness. The company partners with banks and credit unions, providing its proprietary AI models and underwriting platform to facilitate consumer credit products. By focusing on non‐traditional data points—such as education, employment history and other real‐time indicators—Upstart seeks to improve approval rates and lower loss rates compared with conventional credit scoring methods.

Upstart’s core offering centers on unsecured personal loans, which borrowers can use for purposes such as debt consolidation, home improvements or major purchases.