Chime Financial (NASDAQ:CHYM) Stock Price Expected to Rise, BMO Capital Markets Analyst Says

Chime Financial (NASDAQ:CHYM) had its price target lifted by analysts at BMO Capital Markets from $28.00 to $32.00 in a note issued to investors on Thursday,Benzinga reports. The firm currently has an “outperform” rating on the stock. BMO Capital Markets’ target price would suggest a potential upside of 23.46% from the stock’s previous close.

Other equities analysts have also recently issued reports about the stock. Wells Fargo & Company raised their price objective on shares of Chime Financial from $25.00 to $28.00 and gave the company an “overweight” rating in a research note on Thursday, May 7th. Canaccord Genuity Group reiterated a “buy” rating and set a $40.00 target price on shares of Chime Financial in a research report on Friday, July 31st. Wall Street Zen raised Chime Financial from a “hold” rating to a “buy” rating in a research note on Saturday, July 25th. The Goldman Sachs Group raised their price target on Chime Financial from $26.00 to $33.00 and gave the stock a “buy” rating in a research report on Thursday. Finally, Barclays assumed coverage on Chime Financial in a research note on Wednesday, July 8th. They set an “overweight” rating and a $26.00 price objective for the company. Five equities research analysts have rated the stock with a Strong Buy rating, eleven have given a Buy rating, three have issued a Hold rating and one has issued a Sell rating to the company. According to MarketBeat, the company presently has a consensus rating of “Buy” and a consensus price target of $29.76.

Chime Financial Trading Up 3.9%

Chime Financial stock opened at $25.92 on Thursday. Chime Financial has a 1 year low of $15.88 and a 1 year high of $33.99. The company has a market cap of $9.88 billion, a PE ratio of -3.49 and a beta of 0.31. The company’s 50-day moving average is $20.05 and its two-hundred day moving average is $20.74.

Chime Financial (NASDAQ:CHYM) last issued its earnings results on Wednesday, August 5th. The company reported $0.07 earnings per share (EPS) for the quarter, beating the consensus estimate of ($0.01) by $0.08. The company had revenue of $669.77 million for the quarter. Chime Financial had a negative net margin of 41.87% and a negative return on equity of 67.86%. The firm’s revenue for the quarter was up 26.8% compared to the same quarter last year. During the same period last year, the business posted ($7.29) EPS. Research analysts forecast that Chime Financial will post 0.3 EPS for the current year.

Insider Activity

In other news, CAO Amine Asmerom sold 10,000 shares of the business’s stock in a transaction on Tuesday, August 4th. The shares were sold at an average price of $25.00, for a total value of $250,000.00. Following the sale, the chief accounting officer owned 226,946 shares of the company’s stock, valued at $5,673,650. The trade was a 4.22% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, General Counsel Adam B. Frankel sold 3,000 shares of the stock in a transaction on Monday, June 15th. The stock was sold at an average price of $17.50, for a total transaction of $52,500.00. Following the transaction, the general counsel owned 303,795 shares of the company’s stock, valued at $5,316,412.50. The trade was a 0.98% decrease in their position. The SEC filing for this sale provides additional information. Insiders have sold 16,000 shares of company stock valued at $356,500 over the last ninety days. 12.30% of the stock is owned by insiders.

Hedge Funds Weigh In On Chime Financial

Several hedge funds have recently modified their holdings of the stock. EverSource Wealth Advisors LLC acquired a new position in Chime Financial during the second quarter worth approximately $33,000. Scopus Asset Management L.P. acquired a new position in Chime Financial during the second quarter valued at approximately $34,000. PNC Financial Services Group Inc. bought a new position in shares of Chime Financial in the fourth quarter worth about $25,000. Daiwa Securities Group Inc. acquired a new stake in shares of Chime Financial during the 2nd quarter valued at $40,000. Finally, Caitong International Asset Management Co. Ltd increased its position in Chime Financial by 686.0% in the 4th quarter. Caitong International Asset Management Co. Ltd now owns 1,462 shares of the company’s stock valued at $37,000 after acquiring an additional 1,276 shares during the period.

More Chime Financial News

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: Chime reported second-quarter earnings of $0.07 per share, compared with analysts’ expected loss of $0.01 and a loss of $7.29 in the year-ago period. Revenue increased 26.8% year over year to $669.77 million, while the company delivered a second consecutive quarter of GAAP profitability. Chime Reports Second Quarter 2026 Financial Results
• Positive Sentiment: Management issued third-quarter revenue guidance of $680 million to $690 million, above the $669.5 million consensus estimate. The outlook suggests demand is holding up and growth may continue accelerating. Chime Q2 Earnings Metrics
• Positive Sentiment: Chime raised its 2026 revenue-growth forecast, citing robust demand for its digital banking products. Chime Prime, liquidity products, direct-deposit relationships, and new employer partnerships are supporting expansion into lending and additional financial services. Chime Lifts 2026 Revenue Forecast
• Neutral Sentiment: Chief Accounting Officer Amine Asmerom sold 10,000 shares worth $250,000 under a pre-arranged Rule 10b5-1 trading plan. The sale reduced his holdings by 4.22%, but its planned nature limits the bearish interpretation.
• Neutral Sentiment: Unusually heavy options volume indicates elevated investor interest following the earnings release, but it does not provide a clear directional signal. Unusually Large Options Volume
• Negative Sentiment: Longtime Chief Financial Officer Matt Newcomb is stepping down. Although the operating outlook remains strong, the leadership transition could create uncertainty for investors.

About Chime Financial

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.