What is Sidoti’s Estimate for Citizens FY2026 Earnings?

Citizens, Inc. (NYSE:CIA) – Investment analysts at Sidoti cut their FY2026 earnings per share estimates for shares of Citizens in a report issued on Monday, August 10th. Sidoti analyst B. Mccarthy now forecasts that the insurance provider will post earnings of $0.12 per share for the year, down from their prior estimate of $0.31. The consensus estimate for Citizens’ current full-year earnings is $0.31 per share. Sidoti also issued estimates for Citizens’ FY2027 earnings at $0.21 EPS.

Separately, Weiss Ratings downgraded Citizens from a “hold (c+)” rating to a “hold (c)” rating in a report on Friday. One analyst has rated the stock with a Hold rating, According to MarketBeat.com, the company has a consensus rating of “Hold”.

Citizens Price Performance

Shares of CIA stock opened at $3.72 on Wednesday. The business’s fifty day moving average price is $5.32 and its 200 day moving average price is $5.34. Citizens has a 1-year low of $3.56 and a 1-year high of $6.54. The firm has a market capitalization of $187.32 million, a PE ratio of 17.73 and a beta of 0.48.

Citizens (NYSE:CIA) last released its earnings results on Thursday, August 6th. The insurance provider reported $0.01 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.07 by ($0.06). The business had revenue of $61.90 million for the quarter, compared to analyst estimates of $63.85 million. Citizens had a return on equity of 4.73% and a net margin of 4.55%.

Insiders Place Their Bets

In related news, CEO Jon Stenberg bought 10,000 shares of the company’s stock in a transaction on Thursday, May 21st. The stock was bought at an average cost of $4.82 per share, with a total value of $48,200.00. Following the completion of the acquisition, the chief executive officer owned 327,574 shares in the company, valued at approximately $1,578,906.68. This represents a 3.15% increase in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this link. Insiders own 2.20% of the company’s stock.

Institutional Investors Weigh In On Citizens

Several institutional investors have recently modified their holdings of CIA. JPMorgan Chase & Co. grew its stake in Citizens by 4.6% in the 3rd quarter. JPMorgan Chase & Co. now owns 42,753 shares of the insurance provider’s stock valued at $224,000 after acquiring an additional 1,866 shares during the last quarter. Nuveen LLC raised its position in Citizens by 4.3% during the fourth quarter. Nuveen LLC now owns 61,184 shares of the insurance provider’s stock worth $296,000 after acquiring an additional 2,521 shares during the last quarter. Deutsche Bank AG raised its position in Citizens by 7.1% during the fourth quarter. Deutsche Bank AG now owns 40,968 shares of the insurance provider’s stock worth $198,000 after acquiring an additional 2,715 shares during the last quarter. Price T Rowe Associates Inc. MD raised its position in Citizens by 6.7% during the fourth quarter. Price T Rowe Associates Inc. MD now owns 70,353 shares of the insurance provider’s stock worth $340,000 after acquiring an additional 4,420 shares during the last quarter. Finally, Bank of America Corp DE lifted its holdings in shares of Citizens by 31.5% in the third quarter. Bank of America Corp DE now owns 19,123 shares of the insurance provider’s stock valued at $100,000 after purchasing an additional 4,582 shares in the last quarter. Hedge funds and other institutional investors own 13.73% of the company’s stock.

More Citizens News

Here are the key news stories impacting Citizens this week:

• Neutral Sentiment: Sidoti initiated or reiterated estimates of $0.03 EPS for Q3 2026, $0.05 for Q4 2026, $0.03 for Q1 and Q2 2027, $0.05 for Q3 2027, $0.09 for Q4 2027, $0.04 for Q1 2028 and $0.06 for Q2 2028. The firm projects FY2028 EPS of $0.28, while the current full-year consensus remains $0.31. Citizens analyst estimates
• Negative Sentiment: Sidoti cut its Q3 2026 EPS estimate to $0.03 from $0.08 and lowered its Q4 2026 forecast to $0.05 from $0.11, indicating a sharper-than-expected near-term earnings slowdown.
• Negative Sentiment: The firm also reduced Q1 2027 EPS to $0.03 from $0.06, Q2 2027 EPS to $0.03 from $0.08, and Q3 2027 EPS to $0.05 from $0.10. Q4 2027 was lowered to $0.09 from $0.12, extending the negative revisions across much of the forecast period.

Citizens Company Profile

Citizens, Inc (NYSE:CIA) is a bank holding company headquartered in Conway, Arkansas. Through its wholly owned subsidiary, Citizens Bank of Northern Arkansas, the company provides commercial and consumer banking services to individuals, small businesses and corporate clients across Northern and Central Arkansas.

Citizens offers a range of deposit products, including checking accounts, savings accounts and certificates of deposit, alongside lending solutions such as residential mortgages, commercial real estate loans and consumer installment loans.