FY2026 EPS Estimates for Bank OZK Lowered by Zacks Research

Bank OZK (NASDAQ:OZK) – Investment analysts at Zacks Research decreased their FY2026 earnings estimates for shares of Bank OZK in a research note issued to investors on Tuesday, August 11th. Zacks Research analyst Team now anticipates that the company will post earnings per share of $5.85 for the year, down from their previous forecast of $5.98. The consensus estimate for Bank OZK’s current full-year earnings is $5.88 per share. Zacks Research also issued estimates for Bank OZK’s Q4 2026 earnings at $1.48 EPS, Q1 2027 earnings at $1.49 EPS, Q2 2027 earnings at $1.58 EPS, Q3 2027 earnings at $1.56 EPS, Q4 2027 earnings at $1.63 EPS and FY2027 earnings at $6.26 EPS.

Bank OZK (NASDAQ:OZK) last posted its quarterly earnings data on Tuesday, July 21st. The company reported $1.49 EPS for the quarter, beating the consensus estimate of $1.48 by $0.01. Bank OZK had a return on equity of 11.87% and a net margin of 24.95%.The business had revenue of $430.02 million for the quarter, compared to the consensus estimate of $436.42 million. During the same quarter in the prior year, the business earned $1.47 earnings per share. Bank OZK’s revenue for the quarter was up .5% on a year-over-year basis.

Several other research analysts also recently weighed in on OZK. Wells Fargo & Company increased their price target on Bank OZK from $52.00 to $56.00 and gave the stock an “equal weight” rating in a research note on Monday. Piper Sandler restated an “overweight” rating and issued a $61.00 price objective on shares of Bank OZK in a research note on Wednesday, July 22nd. Wall Street Zen raised shares of Bank OZK from a “sell” rating to a “hold” rating in a report on Saturday, August 8th. Morgan Stanley increased their target price on shares of Bank OZK from $54.00 to $56.00 and gave the stock an “equal weight” rating in a research report on Monday, June 29th. Finally, Weiss Ratings raised shares of Bank OZK from a “buy (b-)” rating to a “buy (b)” rating in a research report on Tuesday, June 23rd. Three analysts have rated the stock with a Buy rating, six have given a Hold rating and one has assigned a Sell rating to the stock. According to data from MarketBeat.com, Bank OZK has an average rating of “Hold” and an average target price of $56.88.

Bank OZK Stock Performance

NASDAQ:OZK opened at $52.14 on Thursday. The company has a market capitalization of $5.83 billion, a P/E ratio of 8.62 and a beta of 0.89. The business has a fifty day simple moving average of $50.92 and a two-hundred day simple moving average of $48.63. The company has a debt-to-equity ratio of 0.08, a current ratio of 0.97 and a quick ratio of 1.00. Bank OZK has a 1 year low of $42.37 and a 1 year high of $53.66.

Institutional Inflows and Outflows

Large investors have recently added to or reduced their stakes in the stock. Wasatch Advisors LP boosted its stake in Bank OZK by 34.9% during the third quarter. Wasatch Advisors LP now owns 7,437,646 shares of the company’s stock valued at $379,171,000 after buying an additional 1,924,387 shares during the period. Norges Bank bought a new position in Bank OZK in the 4th quarter worth about $59,809,000. Bank of New York Mellon Corp purchased a new stake in shares of Bank OZK in the 2nd quarter valued at about $63,410,000. State Street Corp raised its holdings in shares of Bank OZK by 9.1% in the 4th quarter. State Street Corp now owns 6,556,105 shares of the company’s stock valued at $301,712,000 after acquiring an additional 546,785 shares in the last quarter. Finally, Fairholme Capital Management LLC boosted its position in shares of Bank OZK by 45.1% during the 2nd quarter. Fairholme Capital Management LLC now owns 916,752 shares of the company’s stock valued at $43,142,000 after acquiring an additional 285,150 shares during the last quarter. Institutional investors own 86.18% of the company’s stock.

Bank OZK declared that its Board of Directors has approved a stock buyback program on Monday, June 29th that allows the company to buyback $200.00 million in shares. This buyback authorization allows the company to reacquire up to 3.4% of its shares through open market purchases. Shares buyback programs are usually a sign that the company’s management believes its shares are undervalued.

Bank OZK Increases Dividend

The business also recently disclosed a quarterly dividend, which was paid on Monday, July 20th. Investors of record on Monday, July 13th were paid a dividend of $0.48 per share. This represents a $1.92 dividend on an annualized basis and a dividend yield of 3.7%. The ex-dividend date was Monday, July 13th. This is a positive change from Bank OZK’s previous quarterly dividend of $0.47. Bank OZK’s dividend payout ratio is presently 31.74%.

Bank OZK News Summary

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Wells Fargo reportedly expects strong price appreciation for Bank OZK shares, providing a bullish counterpoint to the recent earnings-estimate reductions. Wells Fargo & Company Forecasts Strong Price Appreciation for Bank OZK Stock
• Positive Sentiment: Zacks modestly raised its FY2028 EPS forecast to $7.86 from $7.84 and increased its Q2 2028 estimate to $2.03 from $1.95, suggesting some longer-term earnings growth potential.
• Neutral Sentiment: Reported short interest was listed at zero shares, with a zero-day days-to-cover ratio. Because the figures show no measurable short position, they offer little meaningful signal for the stock’s near-term direction.
• Negative Sentiment: Zacks cut Q3 2026 EPS to $1.44 from $1.54, Q4 2026 EPS to $1.48 from $1.56, and reduced estimates for all four 2027 quarters. The largest annual reduction was for 2027, down $0.49 per share, indicating analysts see softer-than-previously-expected earnings momentum.

Bank OZK Company Profile

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.