Head-To-Head Review: NN Group (OTCMKTS:NNGRY) vs. XChange TEC.INC. (NASDAQ:XHG)

XChange TEC.INC. (NASDAQ:XHG) and NN Group (OTCMKTS:NNGRY) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, dividends, valuation, earnings, risk, analyst recommendations and profitability.

Profitability

This table compares XChange TEC.INC. and NN Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
XChange TEC.INC.	N/A	N/A	N/A
NN Group	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of recent recommendations and price targets for XChange TEC.INC. and NN Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
XChange TEC.INC.	1	0	0	0	1.00
NN Group	0	1	2	0	2.67

Institutional & Insider Ownership

0.0% of NN Group shares are owned by institutional investors. 0.6% of XChange TEC.INC. shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Volatility & Risk

XChange TEC.INC. has a beta of -0.81, indicating that its share price is 181% less volatile than the S&P 500. Comparatively, NN Group has a beta of 0.74, indicating that its share price is 26% less volatile than the S&P 500.

Earnings and Valuation

This table compares XChange TEC.INC. and NN Group”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
XChange TEC.INC.	$51.31 million	3.82	-$105.13 million	N/A	N/A
NN Group	$13.03 billion	1.90	$1.34 billion	N/A	N/A

NN Group has higher revenue and earnings than XChange TEC.INC..

Summary

NN Group beats XChange TEC.INC. on 6 of the 8 factors compared between the two stocks.

About XChange TEC.INC.

XChange TEC.INC engages in the professional insurance agency business in the People’s Republic of China. The company provides a various insurance products underwritten by insurance companies, including state-owned property and casualty insurance companies, as well as various regional property and casualty insurance companies. It also offers automobile, life, health, group accident, and other property related insurances primarily to individual end consumers. In addition, the company operates a SaaS platform to offer comprehensive services to online customers. It sells insurance primarily through a network of external referral sources that include external registered sales representatives and strategic channel partners, as well as through the in-house sales force. The company was formerly known as FLJ Group Limited and changed its name to XChange TEC.INC in May 2024. XChange TEC.INC was founded in 2012 and is based in Shanghai, the People’s Republic of China.

About NN Group

NN Group N.V., a financial services company, provides life and non-life insurance products in the Netherlands and internationally. The company operates through Netherlands Life, Netherlands Non-life, Insurance Europe, Japan Life, Banking, and Other segments. It offers Life insurance products, such as group and individual pension products, retail life insurance, and SME life insurance products; and non-life insurance products, including motor, fire, liability, transport, travel, health, property and casualty, and disability and accident insurance products. The company also provides banking services, including mortgage loans, bank annuities, consumer savings, and retail savings and investment products; reinsurance services; and retirement products and services. It offers its products to individuals, small and medium-sized enterprises, and Corporates customers directly through tied agents, agents/ brokers, platform insurance, and direct channels. The company was formerly known as ING Insurance Topholding N.V. and changed its name to NN Group N.V. in March 2014. NN Group N.V. was founded in 1845 and is headquartered in the Hague, the Netherlands.