Qfin (NASDAQ:QFIN) Rating Lowered to Equal Weight at Morgan Stanley

Qfin (NASDAQ:QFIN) was downgraded by investment analysts at Morgan Stanley from an “overweight” rating to an “equal weight” rating in a research report issued on Wednesday. They presently have a $13.00 price target on the stock. Morgan Stanley’s target price points to a potential upside of 36.43% from the stock’s current price.

Several other brokerages have also recently commented on QFIN. Bank of America reaffirmed a “neutral” rating and set a $15.33 price target on shares of Qfin in a research report on Wednesday, May 27th. Deutsche Bank Aktiengesellschaft set a $13.00 price target on shares of Qfin in a research report on Wednesday, August 12th. Citigroup lowered shares of Qfin from a “buy” rating to a “sell” rating and set a $8.00 price objective on the stock. in a research note on Wednesday. JPMorgan Chase & Co. restated an “underweight” rating and issued a $9.00 target price (down from $13.50) on shares of Qfin in a research note on Wednesday. Finally, Weiss Ratings lowered Qfin from a “hold (c-)” rating to a “sell (d+)” rating in a report on Monday, July 13th. One investment analyst has rated the stock with a Buy rating, four have given a Hold rating and three have given a Sell rating to the company’s stock. Based on data from MarketBeat.com, the company presently has a consensus rating of “Reduce” and a consensus price target of $12.29.

Qfin Stock Down 17.4%

NASDAQ:QFIN traded down $2.00 during midday trading on Wednesday, hitting $9.53. 6,324,915 shares of the company were exchanged, compared to its average volume of 1,574,475. The company has a market capitalization of $1.16 billion, a PE ratio of 1.75 and a beta of 0.63. The company has a current ratio of 2.22, a quick ratio of 2.22 and a debt-to-equity ratio of 0.03. Qfin has a fifty-two week low of $9.52 and a fifty-two week high of $32.69. The company has a fifty day simple moving average of $13.65 and a 200 day simple moving average of $13.93.

Qfin (NASDAQ:QFIN) last posted its quarterly earnings data on Friday, August 14th. The company reported $0.55 earnings per share for the quarter. The business had revenue of $524.96 million during the quarter. Qfin had a return on equity of 20.85% and a net margin of 27.48%. As a group, equities analysts anticipate that Qfin will post 3.74 earnings per share for the current fiscal year.

Insider Buying and Selling at Qfin

In other news, Director Xiaohuan Chen bought 4,000 shares of the company’s stock in a transaction that occurred on Tuesday, June 9th. The stock was acquired at an average price of $14.41 per share, for a total transaction of $57,640.00. Following the transaction, the director directly owned 19,000 shares of the company’s stock, valued at $273,790. This trade represents a 26.67% increase in their position. The transaction was disclosed in a filing with the SEC, which is available through this link. Insiders own 17.10% of the company’s stock.

Institutional Investors Weigh In On Qfin

Several institutional investors have recently modified their holdings of QFIN. FountainVest China Capital Partners GP3 Ltd. acquired a new position in shares of Qfin in the 2nd quarter valued at $95,483,341,000. APEIRON CAPITAL Ltd increased its holdings in Qfin by 29.5% in the fourth quarter. APEIRON CAPITAL Ltd now owns 1,027,455 shares of the company’s stock valued at $19,799,000 after purchasing an additional 234,000 shares during the last quarter. Bank of America Corp DE lifted its stake in Qfin by 48.5% in the first quarter. Bank of America Corp DE now owns 1,987,457 shares of the company’s stock valued at $25,658,000 after buying an additional 649,492 shares during the period. BRIGHT VALLEY CAPITAL Ltd boosted its holdings in Qfin by 67.0% during the fourth quarter. BRIGHT VALLEY CAPITAL Ltd now owns 225,500 shares of the company’s stock worth $4,345,000 after buying an additional 90,500 shares during the last quarter. Finally, Renaissance Technologies LLC bought a new stake in shares of Qfin in the 1st quarter valued at about $5,032,000. Institutional investors and hedge funds own 74.81% of the company’s stock.

Key Headlines Impacting Qfin

Here are the key news stories impacting Qfin this week:

• Positive Sentiment: Qfin declared a semi-annual dividend alongside its second-quarter and interim 2026 financial results, providing a potential income-supportive factor for shareholders. Qfin Holdings Announces Second Quarter and Interim 2026 Unaudited Financial Results and Declares Semi-Annual Dividend
• Neutral Sentiment: QFIN’s valuation remains low, with a reported price-to-earnings ratio of approximately 1.8, while profitability metrics remain substantial, including a 27.48% net margin and 20.85% return on equity. However, these valuation measures may reflect concerns about weakening earnings and growth.
• Negative Sentiment: Second-quarter adjusted earnings were $0.48 per share, well below the $0.96 analyst consensus and down sharply from $1.78 a year earlier. Revenue of $524.96 million also missed expectations of $562.45 million, reinforcing concerns about slowing business performance. Qfin Holdings Inc. Misses Q2 Earnings Estimates
• Negative Sentiment: Citigroup downgraded QFIN from Buy to Sell and assigned an $8 price target, implying additional downside from recent trading levels. The Fly analyst downgrade report
• Negative Sentiment: JPMorgan reaffirmed its Underweight rating but reduced its price target to $9 from $13.50, citing a more cautious outlook. Reports also indicate management expects further softness in the third quarter, increasing the likelihood of continued earnings pressure. Qfin stock slumps after Q2 earnings disappoint

Qfin Company Profile

360 DigiTech, Inc (NASDAQ: QFIN) is a China‐based fintech company that specializes in providing digital lending solutions to underserved consumer and small business markets. Leveraging proprietary credit assessment technologies and big data analytics, the company connects borrowers with a network of financial institutions and investors through its online platform. Its services encompass unsecured consumer loans, installment credit products, and working capital financing for micro and small enterprises.

The company’s flagship platform offers an end‐to‐end digital lending experience, from application and credit evaluation to disbursement and repayment.