Corpay (NYSE:CPAY) and Marqeta (NASDAQ:MQ) Head to Head Survey

Corpay (NYSE:CPAY) and Marqeta (NASDAQ:MQ) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, valuation, analyst recommendations, institutional ownership, earnings, profitability and dividends.

Earnings and Valuation

This table compares Corpay and Marqeta”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Corpay	$4.53 billion	5.86	$1.07 billion	$16.43	24.62
Marqeta	$624.88 million	2.64	-$13.93 million	$0.11	143.91

Corpay has higher revenue and earnings than Marqeta. Corpay is trading at a lower price-to-earnings ratio than Marqeta, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent recommendations for Corpay and Marqeta, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Corpay	0	3	12	0	2.80
Marqeta	2	7	1	1	2.09

Corpay presently has a consensus price target of $438.93, indicating a potential upside of 8.51%. Marqeta has a consensus price target of $19.75, indicating a potential upside of 24.76%. Given Marqeta’s higher probable upside, analysts clearly believe Marqeta is more favorable than Corpay.

Profitability

This table compares Corpay and Marqeta’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Corpay	22.72%	42.18%	6.34%
Marqeta	1.53%	1.36%	0.71%

Risk and Volatility

Corpay has a beta of 0.87, indicating that its stock price is 13% less volatile than the S&P 500. Comparatively, Marqeta has a beta of 1.29, indicating that its stock price is 29% more volatile than the S&P 500.

Institutional & Insider Ownership

98.8% of Corpay shares are owned by institutional investors. Comparatively, 78.6% of Marqeta shares are owned by institutional investors. 5.2% of Corpay shares are owned by insiders. Comparatively, 13.7% of Marqeta shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

Corpay beats Marqeta on 10 of the 15 factors compared between the two stocks.

About Corpay

Volatus is a leader in innovative global aerial solutions for intelligence and cargo. With over 100 years of combined institutional knowledge in aviation, Volatus provides comprehensive solutions using both piloted and remotely piloted aircraft systems for a wide array of industries, including oil and gas, energy utilities, healthcare, public safety, and infrastructure. The Company is committed to enhancing operational efficiency, safety, and sustainability through cutting-edge aerial technologies.

About Marqeta

Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services. It offers its solutions in various verticals, including financial services, on-demand services, expense management, and e-commerce enablement, as well as buy now, pay later. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.