Seacoast Banking Corporation of Florida (NASDAQ:SBCF) vs. FB Bancorp (NASDAQ:FBLA) Critical Survey

FB Bancorp (NASDAQ:FBLA) and Seacoast Banking Corporation of Florida (NASDAQ:SBCF) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, risk, earnings, profitability, institutional ownership, valuation and analyst recommendations.

Institutional and Insider Ownership

81.8% of Seacoast Banking Corporation of Florida shares are held by institutional investors. 3.8% of FB Bancorp shares are held by insiders. Comparatively, 1.5% of Seacoast Banking Corporation of Florida shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a summary of current recommendations and price targets for FB Bancorp and Seacoast Banking Corporation of Florida, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FB Bancorp	1	0	0	0	1.00
Seacoast Banking Corporation of Florida	0	2	3	0	2.60

Seacoast Banking Corporation of Florida has a consensus price target of $35.50, indicating a potential upside of 5.34%. Given Seacoast Banking Corporation of Florida’s stronger consensus rating and higher probable upside, analysts plainly believe Seacoast Banking Corporation of Florida is more favorable than FB Bancorp.

Risk and Volatility

FB Bancorp has a beta of -0.08, suggesting that its stock price is 108% less volatile than the S&P 500. Comparatively, Seacoast Banking Corporation of Florida has a beta of 0.84, suggesting that its stock price is 16% less volatile than the S&P 500.

Valuation & Earnings

This table compares FB Bancorp and Seacoast Banking Corporation of Florida”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FB Bancorp	$53.27 million	4.82	$1.25 million	($0.01)	-1,610.00
Seacoast Banking Corporation of Florida	$935.52 million	3.49	$144.88 million	$1.57	21.46

Seacoast Banking Corporation of Florida has higher revenue and earnings than FB Bancorp. FB Bancorp is trading at a lower price-to-earnings ratio than Seacoast Banking Corporation of Florida, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares FB Bancorp and Seacoast Banking Corporation of Florida’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FB Bancorp	-0.36%	0.91%	0.22%
Seacoast Banking Corporation of Florida	15.11%	8.68%	1.14%

Summary

Seacoast Banking Corporation of Florida beats FB Bancorp on 12 of the 14 factors compared between the two stocks.

About FB Bancorp

FB Bancorp Inc. operates as a bank holding company for Fidelity Bank. The Company, through its subsidiaries, provides deposit accounts, mortgages, home equity and consumer loans, credit and debit cards, online and mobile banking, investments and other financial services. FB Bancorp Inc. is based in New Orleans.

About Seacoast Banking Corporation of Florida

Seacoast Banking Corp. of Florida is a financial holding company, which engages in the provision of integrated financial services. It provides banking and investment services to businesses and consumers, including personal and business deposit products, Internet and mobile banking, personal, commercial and mortgage loans, wealth management services, and treasury management solutions. The company was founded in 1983 and is headquartered in Stuart, FL.