TransUnion (NYSE:TRU) Issues FY 2026 Earnings Guidance

TransUnion (NYSE:TRU) updated its FY 2026 earnings guidance on Thursday morning. The company provided earnings per share (EPS) guidance of 4.750-4.830 for the period, compared to the consensus estimate of 4.700. The company issued revenue guidance of $5.1 billion-$5.2 billion, compared to the consensus revenue estimate of $5.2 billion. TransUnion also updated its Q3 2026 guidance to 1.180-1.210 EPS.

TransUnion Trading Down 1.3%

Shares of TRU stock opened at $70.02 on Thursday. The stock’s fifty day moving average price is $79.57 and its two-hundred day moving average price is $74.06. The company has a market cap of $13.41 billion, a PE ratio of 18.47, a P/E/G ratio of 1.19 and a beta of 1.54. The company has a debt-to-equity ratio of 1.07, a quick ratio of 1.90 and a current ratio of 1.90. TransUnion has a fifty-two week low of $63.37 and a fifty-two week high of $89.12.

TransUnion (NYSE:TRU) last posted its earnings results on Tuesday, July 28th. The business services provider reported $1.23 EPS for the quarter, topping analysts’ consensus estimates of $1.16 by $0.07. TransUnion had a net margin of 15.08% and a return on equity of 16.29%. The firm had revenue of $1.31 billion during the quarter, compared to analysts’ expectations of $1.28 billion. During the same quarter in the prior year, the business earned $1.08 earnings per share. The business’s revenue for the quarter was up 14.9% compared to the same quarter last year. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. Equities analysts predict that TransUnion will post 4.23 EPS for the current fiscal year.

TransUnion Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Friday, September 4th. Stockholders of record on Thursday, August 20th were given a dividend of $0.125 per share. The ex-dividend date was Thursday, August 20th. This represents a $0.50 annualized dividend and a dividend yield of 0.7%. TransUnion’s dividend payout ratio is 13.19%.

Analysts Set New Price Targets

A number of brokerages have recently issued reports on TRU. Stifel Nicolaus boosted their price objective on TransUnion from $88.00 to $96.00 and gave the company a “buy” rating in a research note on Wednesday, July 29th. Mizuho lowered their target price on TransUnion from $88.00 to $77.00 and set a “neutral” rating on the stock in a research report on Thursday, July 2nd. BNP Paribas Exane upgraded shares of TransUnion from a “neutral” rating to an “outperform” rating in a report on Tuesday, July 28th. Needham & Company LLC lifted their price target on TransUnion from $95.00 to $100.00 and gave the company a “buy” rating in a research note on Wednesday, July 29th. Finally, The Goldman Sachs Group reaffirmed a “neutral” rating and set a $82.00 target price on shares of TransUnion in a research report on Tuesday, July 28th. Ten analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the company. According to data from MarketBeat.com, TransUnion has an average rating of “Moderate Buy” and an average target price of $94.69.

Insider Activity

In other TransUnion news, EVP Mohamed Abdelsadek sold 1,250 shares of the company’s stock in a transaction on Monday, September 14th. The stock was sold at an average price of $79.07, for a total value of $98,837.50. Following the completion of the sale, the executive vice president directly owned 53,431 shares in the company, valued at $4,224,789.17. This represents a 2.29% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP Venkat Achanta sold 23,287 shares of TransUnion stock in a transaction dated Thursday, September 10th. The stock was sold at an average price of $77.00, for a total transaction of $1,793,099.00. Following the transaction, the executive vice president directly owned 196,912 shares in the company, valued at $15,162,224. This trade represents a 10.58% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders sold 73,697 shares of company stock valued at $5,861,807 in the last three months. Company insiders own 0.37% of the company’s stock.

Key Headlines Impacting TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: TransUnion raised or maintained a favorable full-year EPS outlook of $4.75–$4.83, above the $4.70 analyst consensus. The company also reaffirmed its 2026 operating outlook, indicating confidence that the CFO transition will not disrupt operations, strategy, or capital allocation. TransUnion Announces Chief Financial Officer Transition
• Positive Sentiment: Third-quarter EPS guidance of $1.18–$1.21 is centered near the $1.19 consensus estimate, and projected revenue of approximately $1.3 billion is in line with expectations. This suggests near-term performance is tracking broadly as anticipated. TransUnion Announces Chief Financial Officer Transition
• Neutral Sentiment: CFO Todd Cello plans to step down on December 31, 2026, after 29 years with TransUnion, including nine years as CFO. He will remain a full-time adviser through March 1, 2027, while the company searches for a successor, which should help reduce execution risk during the handoff. TransUnion CFO Todd Cello to resign at end of 2026
• Negative Sentiment: Full-year revenue guidance of $5.1–$5.2 billion has a midpoint below the $5.2 billion consensus estimate, potentially signaling limited top-line upside even as EPS expectations remain ahead of forecasts.
• Negative Sentiment: The departure of a long-serving CFO may concern investors despite management’s assurances, particularly while the successor search is ongoing. UBS has also lowered its expectations for TransUnion’s stock, adding to cautious sentiment. UBS Group Has Lowered Expectations for TransUnion Stock Price

About TransUnion

TransUnion (NYSE: TRU) is a global information and insights company that helps businesses and consumers make more informed decisions. Its services use credit, identity, and other data to support lending, insurance, telecommunications, retail, employment, and other commercial activities.

The company provides credit reporting and risk-management solutions, including consumer credit information, scoring, decisioning tools, fraud detection, identity verification, and analytics. TransUnion also offers marketing and audience-insights products designed to help organizations understand and reach consumers, as well as consumer-facing services that provide access to credit information, monitoring, and identity-protection tools.

TransUnion traces its origins to 1968, when it was established as a holding company for a railroad-leasing business before developing into a consumer credit reporting organization.