Fair Isaac Corporation (NYSE:FICO – Get Free Report) shares gapped down before the market opened on Tuesday. The stock had previously closed at $840.89, but opened at $668.08. Fair Isaac shares last traded at $654.9330, with a volume of 661,145 shares traded.
Key Headlines Impacting Fair Isaac
Here are the key news stories impacting Fair Isaac this week:
- Neutral Sentiment: Technical pressure is adding to the negative backdrop: FICO reportedly fell to its lowest level since July 2023, lost key support and formed a “death cross” pattern, while remaining substantially below its 2025 high. Fair Isaac stock flashes death cross pattern, loses key support as headwinds mount
- Negative Sentiment: FHFA Director Bill Pulte said the agency is simplifying the mortgage-pricing grid and incorporating TransUnion’s VantageScore into the mortgage market. Investors fear this could end FICO’s effective monopoly in mortgage pricing and pressure the company’s scoring fees and margins. Fair Isaac Stock Tumbles as FHFA’s Pulte Moves to Simplify Mortgage Pricing
- Negative Sentiment: Reports characterized the policy shift as allowing a competing credit score to help determine mortgage prices, breaking FICO’s long-standing control over this important market. That raises the risk of lower demand, pricing pressure and weaker long-term earnings growth. Fair Isaac Tanks After Government Snaps FICO Score Monopoly For Mortgage Pricing
- Negative Sentiment: TransUnion extended a promotional price of 99 cents for VantageScore 4.0, highlighting the competitive threat to FICO’s substantially higher-priced scoring model and intensifying concerns about industry pricing. FICO stock slides after TransUnion extends 99-cent pricing for VantageScore 4.0
- Negative Sentiment: Comments from FHFA leadership and a statement from Rocket Mortgage reinforced concerns that lenders may gain more flexibility to use alternative scoring models, undermining FICO’s competitive position in mortgage lending. Fair Isaac stock tumbles on FHFA director comment, Rocket Mortgage statement
Wall Street Analyst Weigh In
A number of brokerages have recently issued reports on FICO. Raymond James Financial restated an “outperform” rating on shares of Fair Isaac in a research report on Wednesday, September 9th. Needham & Company LLC reiterated a “buy” rating and issued a $1,650.00 price target on shares of Fair Isaac in a research report on Thursday, July 30th. Royal Bank Of Canada decreased their price target on shares of Fair Isaac from $2,400.00 to $1,525.00 and set an “outperform” rating for the company in a research note on Thursday, July 30th. Wells Fargo & Company lowered their price objective on shares of Fair Isaac from $1,450.00 to $1,350.00 and set an “overweight” rating on the stock in a research report on Tuesday, September 22nd. Finally, UBS Group dropped their price objective on shares of Fair Isaac from $1,200.00 to $1,130.00 and set a “neutral” rating on the stock in a research note on Wednesday, August 12th. Eleven analysts have rated the stock with a Buy rating and five have given a Hold rating to the company. Based on data from MarketBeat.com, Fair Isaac presently has a consensus rating of “Moderate Buy” and a consensus target price of $1,530.15.
Fair Isaac Price Performance
The company has a 50 day moving average price of $1,069.71 and a 200 day moving average price of $1,114.92. The firm has a market cap of $13.14 billion, a PE ratio of 17.55, a PEG ratio of 0.78 and a beta of 1.32.
Fair Isaac (NYSE:FICO – Get Free Report) last announced its quarterly earnings data on Wednesday, July 29th. The technology company reported $12.18 earnings per share (EPS) for the quarter, beating the consensus estimate of $11.76 by $0.42. The company had revenue of $674.19 million for the quarter, compared to analysts’ expectations of $679.17 million. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. Fair Isaac’s revenue was up 25.7% compared to the same quarter last year. During the same period in the previous year, the company posted $8.57 EPS. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. On average, equities analysts anticipate that Fair Isaac Corporation will post 37.2 earnings per share for the current fiscal year.
Insider Transactions at Fair Isaac
In related news, Director Eva Manolis sold 967 shares of the stock in a transaction dated Wednesday, July 29th. The shares were sold at an average price of $1,400.00, for a total transaction of $1,353,800.00. Following the completion of the transaction, the director directly owned 498 shares of the company’s stock, valued at $697,200. This represents a 66.01% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 3.02% of the stock is owned by corporate insiders.
Hedge Funds Weigh In On Fair Isaac
Several institutional investors and hedge funds have recently added to or reduced their stakes in FICO. Bayban purchased a new stake in shares of Fair Isaac in the fourth quarter valued at approximately $25,000. Western Wealth Management LLC purchased a new position in Fair Isaac in the first quarter worth $29,000. Keating Financial Advisory Services Inc. acquired a new stake in Fair Isaac in the second quarter valued at $30,000. Harbour Investments Inc. lifted its holdings in Fair Isaac by 82.4% in the fourth quarter. Harbour Investments Inc. now owns 31 shares of the technology company’s stock valued at $52,000 after acquiring an additional 14 shares during the period. Finally, Reflection Asset Management purchased a new stake in shares of Fair Isaac during the 4th quarter worth $52,000. Institutional investors and hedge funds own 85.75% of the company’s stock.
Fair Isaac Company Profile
Fair Isaac Corp. (NYSE:FICO), commonly known as FICO, is an analytics and decision-management software company best known for developing the FICO Score. The company’s scoring and predictive analytics products help lenders and other businesses evaluate credit risk, manage customer relationships and make data-driven decisions.
FICO provides software and services for a range of industries, including banking, insurance, telecommunications, retail and government. Its offerings include credit scoring solutions, fraud detection and prevention tools, customer engagement platforms, marketing analytics, and decision automation software designed to help organizations manage risk and improve operational efficiency.
The company was founded in 1956 by Bill Fair and Earl Isaac and originally operated as Fair, Isaac and Company.
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