Qfin (NASDAQ:QFIN) Reaches New 12-Month Low – Time to Sell?

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN)’s stock price reached a new 52-week low during trading on Wednesday. The stock traded as low as $6.21 and last traded at $6.2750, with a volume of 98653 shares trading hands. The stock had previously closed at $6.37.

Trending Headlines about Qfin

Here are the key news stories impacting Qfin this week:

• Negative Sentiment: Several firms, including Bleichmar Fonti & Auld and Pomerantz, announced or promoted a class action against Qfin and certain executives. The lawsuits allege that the company misrepresented the scope and severity of regulatory headwinds in China and overstated its ability to withstand PRC regulatory changes. The claims remain allegations and have not been proven. BFA Law QFIN Investor Reminder
• Negative Sentiment: The legal notices reference an approximately 18% to 18.91% single-session stock decline after regulatory issues were disclosed. The proposed class covers investors who acquired QFIN securities from March 18 through August 25, 2026, increasing uncertainty around potential financial, legal, and reputational costs. QFIN Stock Notice and Class Action
• Neutral Sentiment: The latest announcements primarily repeat investor-notification and lead-plaintiff solicitations rather than disclose a new operating development. Investors seeking to lead the case face deadlines reported as November 27 or November 30, 2026, depending on the law firm’s notice. Kaplan Fox QFIN Deadline Notice

Wall Street Analysts Forecast Growth

A number of brokerages recently commented on QFIN. Morgan Stanley lowered shares of Qfin from an “overweight” rating to an “equal weight” rating and set a $13.00 price target on the stock. in a research note on Wednesday, August 26th. Bank of America reissued a “neutral” rating on shares of Qfin in a report on Thursday, September 10th. Zacks Research lowered Qfin from a “hold” rating to a “strong sell” rating in a report on Friday, August 28th. Citigroup cut Qfin from a “buy” rating to a “sell” rating and set a $8.00 price objective on the stock. in a research report on Wednesday, August 26th. Finally, JPMorgan Chase & Co. downgraded Qfin from a “neutral” rating to an “underweight” rating and dropped their target price for the stock from $13.50 to $9.00 in a report on Wednesday, August 26th. One equities research analyst has rated the stock with a Buy rating, three have assigned a Hold rating and four have given a Sell rating to the company. According to data from MarketBeat.com, the company presently has an average rating of “Reduce” and a consensus price target of $12.29.

Qfin Trading Down 2.1%

The stock has a market capitalization of $759.23 million, a P/E ratio of 1.50 and a beta of 0.55. The company has a debt-to-equity ratio of 0.03, a quick ratio of 2.17 and a current ratio of 2.17. The firm’s fifty day simple moving average is $9.85 and its 200 day simple moving average is $12.46.

Qfin (NASDAQ:QFIN) last issued its earnings results on Friday, August 14th. The company reported $0.55 earnings per share for the quarter. The firm had revenue of $524.96 million for the quarter. Qfin had a return on equity of 15.23% and a net margin of 22.23%. As a group, equities research analysts forecast that Qfin Holdings Inc. – Sponsored ADR will post 2.42 EPS for the current fiscal year.

Qfin Cuts Dividend

The company also recently disclosed a dividend, which was paid on Thursday, October 1st. Investors of record on Wednesday, September 9th were given a dividend of $0.46 per share. The ex-dividend date was Wednesday, September 9th. This represents a yield of 1,070.0%. This is a decrease from Qfin’s previous dividend of $0.78. Qfin’s dividend payout ratio is presently 21.63%.

Insider Activity

In related news, Director Andrew Yan sold 330,000 shares of the firm’s stock in a transaction that occurred on Thursday, September 24th. The shares were sold at an average price of $7.52, for a total value of $2,481,600.00. Following the completion of the transaction, the director owned 326,700 shares in the company, valued at $2,456,784. This trade represents a 50.25% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. Insiders sold a total of 657,550 shares of company stock valued at $4,889,121 over the last three months. Corporate insiders own 17.10% of the company’s stock.

Hedge Funds Weigh In On Qfin

A number of hedge funds and other institutional investors have recently made changes to their positions in the stock. Caitong International Asset Management Co. Ltd raised its holdings in Qfin by 813.7% during the 4th quarter. Caitong International Asset Management Co. Ltd now owns 4,669 shares of the company’s stock worth $90,000 after purchasing an additional 4,158 shares during the last quarter. QRG Capital Management Inc. acquired a new position in Qfin in the first quarter valued at $136,000. DGS Capital Management LLC boosted its position in Qfin by 8.8% during the first quarter. DGS Capital Management LLC now owns 10,906 shares of the company’s stock valued at $141,000 after acquiring an additional 878 shares during the last quarter. Ramsey Quantitative Systems acquired a new stake in Qfin during the 2nd quarter worth about $207,000. Finally, Royal Bank of Canada lifted its stake in shares of Qfin by 247.8% in the 1st quarter. Royal Bank of Canada now owns 24,063 shares of the company’s stock valued at $311,000 after purchasing an additional 17,144 shares during the period. 74.81% of the stock is owned by institutional investors and hedge funds.

About Qfin

Qifu Technology, Inc, formerly known as 360 DigiTech, Inc and 360 Finance, is a China-based financial technology company. The company operates a technology platform that connects consumers seeking credit with financial institutions and other lending partners.

Qifu provides online consumer finance services, including credit assessment, loan facilitation, risk management, and post-loan servicing. Its technology uses data analysis, artificial intelligence, and automated tools to support borrower acquisition, underwriting, transaction processing, and credit monitoring.