Corpay (NYSE:CPAY) vs. Lesaka Technologies (NASDAQ:LSAK) Head to Head Review

Lesaka Technologies (NASDAQ:LSAK) and Corpay (NYSE:CPAY) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, earnings, profitability, institutional ownership, risk and dividends.

Profitability

This table compares Lesaka Technologies and Corpay’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Lesaka Technologies	0.43%	1.65%	0.46%
Corpay	22.72%	42.18%	6.34%

Earnings and Valuation

This table compares Lesaka Technologies and Corpay”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lesaka Technologies	$721.55 million	0.59	$2.76 million	$0.04	123.00
Corpay	$5.02 billion	5.20	$1.07 billion	$16.43	24.21

Corpay has higher revenue and earnings than Lesaka Technologies. Corpay is trading at a lower price-to-earnings ratio than Lesaka Technologies, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

24.2% of Lesaka Technologies shares are owned by institutional investors. Comparatively, 98.8% of Corpay shares are owned by institutional investors. 5.1% of Lesaka Technologies shares are owned by company insiders. Comparatively, 5.2% of Corpay shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Lesaka Technologies and Corpay, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lesaka Technologies	0	2	0	1	2.67
Corpay	0	3	12	0	2.80

Lesaka Technologies presently has a consensus price target of $7.56, suggesting a potential upside of 53.66%. Corpay has a consensus price target of $438.93, suggesting a potential upside of 10.36%. Given Lesaka Technologies’ higher possible upside, analysts plainly believe Lesaka Technologies is more favorable than Corpay.

Risk & Volatility

Lesaka Technologies has a beta of 0.36, suggesting that its stock price is 64% less volatile than the S&P 500. Comparatively, Corpay has a beta of 0.89, suggesting that its stock price is 11% less volatile than the S&P 500.

Summary

Corpay beats Lesaka Technologies on 12 of the 15 factors compared between the two stocks.

About Lesaka Technologies

Lesaka Technologies, Inc. operates as a Fintech company that utilizes its proprietary banking and payment technologies to deliver financial services solutions to merchants (B2B) and consumers (B2C) in Southern Africa. It offers cash management solutions, growth capital, card acquiring, bill payment technologies, and value-added services to formal and informal retail merchants, as well as banking, lending, and insurance solutions to consumers across Southern Africa. The company also engages in the sale of POS devices, SIM cards, and other consumables; and license of rights to use certain technology developed by the company, as well as offers related technology services. The company was formerly known as Net 1 UEPS Technologies, Inc. and changed its name to Lesaka Technologies, Inc. in May 2022. Lesaka Technologies, Inc. was incorporated in 1997 and is headquartered in Johannesburg, South Africa.

About Corpay

Volatus is a leader in innovative global aerial solutions for intelligence and cargo. With over 100 years of combined institutional knowledge in aviation, Volatus provides comprehensive solutions using both piloted and remotely piloted aircraft systems for a wide array of industries, including oil and gas, energy utilities, healthcare, public safety, and infrastructure. The Company is committed to enhancing operational efficiency, safety, and sustainability through cutting-edge aerial technologies.