Bread Financial (BFH) Projected to Announce Earnings on Thursday

Bread Financial (NYSE:BFH) is expected to announce its Q3 2026 results before the market opens on Thursday, October 22nd. Analysts expect the company to announce earnings of $3.34 per share and revenue of $1.01 billion for the quarter. Parties can check the company’s upcoming Q3 2026 earnings report page for the latest details on the call scheduled for Thursday, October 22, 2026 at 8:30 AM ET.

Bread Financial (NYSE:BFH) last issued its quarterly earnings data on Thursday, July 23rd. The company reported $3.55 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.74 by $0.81. Bread Financial had a net margin of 11.95% and a return on equity of 18.42%. The firm had revenue of $993.00 million during the quarter, compared to the consensus estimate of $959.32 million. During the same period last year, the business posted $3.15 earnings per share. The business’s revenue for the quarter was up 6.9% compared to the same quarter last year. On average, analysts expect Bread Financial to post $12.10 EPS for the current fiscal year and $13.19 EPS for the next fiscal year.

Bread Financial Trading Down 0.0%

Shares of NYSE:BFH opened at $102.52 on Tuesday. Bread Financial has a 12-month low of $59.16 and a 12-month high of $114.53. The business has a 50 day moving average of $104.91 and a 200-day moving average of $97.99. The company has a quick ratio of 1.17, a current ratio of 1.17 and a debt-to-equity ratio of 0.25. The stock has a market cap of $3.94 billion, a PE ratio of 7.42, a P/E/G ratio of 0.81 and a beta of 1.15.

Bread Financial Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Tuesday, September 15th. Stockholders of record on Monday, August 31st were paid a dividend of $0.23 per share. The ex-dividend date was Monday, August 31st. This represents a $0.92 dividend on an annualized basis and a dividend yield of 0.9%. Bread Financial’s dividend payout ratio (DPR) is 7.18%.

Insider Transactions at Bread Financial

In other Bread Financial news, Director Praniti Lakhwara sold 2,802 shares of the business’s stock in a transaction dated Tuesday, July 28th. The shares were sold at an average price of $106.12, for a total value of $297,348.24. Following the completion of the sale, the director owned 4,458 shares of the company’s stock, valued at $473,082.96. The trade was a 38.60% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at the SEC website. 1.30% of the stock is owned by corporate insiders.

Wall Street Analyst Weigh In

Several analysts recently weighed in on BFH shares. Morgan Stanley set a $107.00 price target on Bread Financial in a report on Friday, July 24th. BTIG Research boosted their price target on Bread Financial from $105.00 to $132.00 and gave the company a “buy” rating in a research note on Tuesday, June 30th. Seaport Research Partners reaffirmed a “buy” rating and issued a $121.00 price objective on shares of Bread Financial in a report on Wednesday, October 7th. Barclays increased their price objective on Bread Financial from $109.00 to $110.00 and gave the stock an “equal weight” rating in a research report on Monday, October 5th. Finally, Weiss Ratings reiterated a “buy (b)” rating on shares of Bread Financial in a research report on Friday, July 24th. Eight research analysts have rated the stock with a Buy rating, seven have given a Hold rating and one has assigned a Sell rating to the stock. Based on data from MarketBeat, Bread Financial currently has a consensus rating of “Hold” and a consensus price target of $112.29.

Bread Financial Company Profile

Bread Financial Corporation (NYSE: BFH) is a financial services company that provides payment, lending and savings solutions to consumers and businesses. The company works with merchants and brands to offer private-label and co-branded credit cards, installment loans, buy now, pay later services and other financing options at the point of sale.

Its consumer products and services include Bread Pay payment solutions, credit card programs issued through its banking subsidiaries, and Bread Savings deposit products.