Customers Bancorp (NYSE:CUBI) Posts Quarterly Earnings Results, Beats Expectations By $0.13 EPS

Customers Bancorp (NYSE:CUBI) posted its earnings results on Thursday. The bank reported $2.27 earnings per share for the quarter, topping the consensus estimate of $2.14 by $0.13, FiscalAI reports. The business had revenue of $240.24 million for the quarter, compared to analyst estimates of $237.18 million. Customers Bancorp had a net margin of 19.11% and a return on equity of 13.79%. During the same quarter in the prior year, the firm earned $2.20 EPS.

Customers Bancorp Price Performance

NYSE CUBI traded up $6.08 on Friday, hitting $84.81. 1,047,695 shares of the company were exchanged, compared to its average volume of 275,841. The firm has a 50 day moving average of $77.42 and a two-hundred day moving average of $77.10. The company has a market cap of $2.86 billion, a P/E ratio of 10.28 and a beta of 1.52. The company has a current ratio of 1.00, a quick ratio of 1.00 and a debt-to-equity ratio of 1.01. Customers Bancorp has a 1-year low of $63.44 and a 1-year high of $86.26.

Insider Buying and Selling

In other Customers Bancorp news, Chairman Jay Sidhu sold 68,821 shares of the firm’s stock in a transaction dated Monday, August 3rd. The shares were sold at an average price of $80.09, for a total value of $5,511,873.89. Following the completion of the sale, the chairman owned 667,757 shares in the company, valued at approximately $53,480,658.13. This trade represents a 9.34% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this hyperlink. Over the last 90 days, insiders have sold 100,000 shares of company stock worth $7,981,084. 10.45% of the stock is owned by corporate insiders.

Key Stories Impacting Customers Bancorp

Here are the key news stories impacting Customers Bancorp this week:

• Positive Sentiment: Q3 earnings and revenue exceeded expectations. Customers Bancorp reported adjusted earnings of $2.27 per share, ahead of the $2.14–$2.15 analyst consensus, while revenue reached $240.24 million versus expectations of approximately $237.18 million. Customers Bancorp Tops Q3 Earnings and Revenue Estimates
• Positive Sentiment: Profitability improved year over year. EPS increased from $2.20 in the same quarter last year to $2.27, with the bank reporting a 19.07% net margin and 13.80% return on equity. Reports also indicated that core earnings and revenue rose, reinforcing the view that operating performance remains solid. Customers Bancorp Q3 Core Earnings, Revenue Rise
• Positive Sentiment: Analyst sentiment remains favorable. Sell-side brokerages collectively rate CUBI a “Moderate Buy,” which may provide additional support following the earnings beat. Customers Bancorp Stock Rated Moderate Buy
• Neutral Sentiment: Investors are awaiting further detail from management. The Q3 earnings call and related metrics coverage provide additional context on loan growth, funding, credit quality and the outlook, but the available reports do not identify a material negative surprise. Customers Bancorp Q3 2026 Earnings Call Transcript

Analyst Ratings Changes

Several brokerages recently issued reports on CUBI. Weiss Ratings reissued a “buy (b)” rating on shares of Customers Bancorp in a report on Friday, September 25th. TD Cowen dropped their price objective on shares of Customers Bancorp from $94.00 to $91.00 and set a “buy” rating for the company in a report on Monday, October 5th. Fundamental Research set a $94.00 price objective on shares of Customers Bancorp in a report on Wednesday, July 1st. JPMorgan Chase & Co. cut their target price on shares of Customers Bancorp from $96.00 to $92.00 and set an “overweight” rating for the company in a research note on Thursday, October 1st. Finally, Morgan Stanley downgraded Customers Bancorp from an “equal weight” rating to an “underweight” rating and boosted their target price for the stock from $88.00 to $89.00 in a report on Tuesday, September 8th. One analyst has rated the stock with a Strong Buy rating, six have issued a Buy rating, four have assigned a Hold rating and one has given a Sell rating to the stock. Based on data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and an average price target of $90.82.

About Customers Bancorp

Customers Bancorp, Inc is a bank holding company headquartered in Wyomissing, Pennsylvania. Through its principal subsidiary, Customers Bank, the company provides banking and financial services to businesses, entrepreneurs, professionals and consumers in the United States.

Customers Bank offers commercial and industrial lending, commercial real estate financing, small business lending, mortgage warehouse financing, venture banking and other specialized credit products. Its services also include business and consumer deposit accounts, cash management, treasury services, online banking and payment solutions.